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Mortgage Disparity Between Operating Systems

Lower interest rates for Apple users

Feb. 10, 2017

By Mortgage Daily staff



In what appears to be a case of disparate impact, users of Windows and Android operating systems pay higher mortgage rates than Apple users.

Average offered 30-year fixed interest rates were 3.93 percent for Macintosh users -- lower than for users of any other operating system.

The competitive rate reflects top credit ratings for Macintosh customers, who have an average credit score of 722 -- the highest of any group.

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