Buying

Buying a home is a big step in your life and we are here to walk you through the process step-by-step. Follow this home-buying guide and be confident you are making the right choice along the way.

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Preparation

An important phase that includes saving for a down payment, securing pre-approval for a mortgage, and researching various properties and neighbourhoods. This foundational work helps potential homeowners align their aspirations with their financial realities and find the right fit.

House Hunting

A journey where potential homeowners view properties, either in person or virtually. During this stage, they weigh the pros and cons of each property, allowing them to form a well-informed shortlist.

Offer and Negotiations

A strategic stage involving making an offer on a chosen property and negotiating the sale terms with the seller or their representative. This stage can involve some back-and-forth, but it’s all in the pursuit of a fair and favourable deal.

Closing

The final stage where all the paperwork is signed, and the sale is completed. Here, the keys to the property are handed over, and the buyer takes possession, assuming responsibility for all related expenses and responsibilities.

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Stay Up To Date with Today’s Latest Rates

Mortgage

Today’s rates starting at

4.63%

5/1 ARM
$200,000 LOAN

Home Refinance

Today’s rates starting at

4.75%

30 YEAR FIXED
$200,000 LOAN

Home Equity

Today’s rates starting at

3.99%

3 YEAR
$200,000 LOAN

HELOC

Today’s rates starting at

2.24%

30 YEAR FIXED
$200,000 LOAN