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# Mortgage Daily

Mortgage News, Rates & Financial Education

## Sitemaps

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## Posts

- [Tips When Going To Open Houses](https://www.mortgagedaily.com/buying/find-a-home/find-your-home/tips-when-going-to-open-houses/) - Maximize your open house visits with these practical tips—know what to look for, what to ask, and how to evaluate properties effectively.
- [Freddie Mac Home Loan: 2023 Requirements](https://www.mortgagedaily.com/mortgages/types/conventional/freddie-mac-home-loan-2023-requirements/) - Explore Freddie Mac’s 2023 loan guidelines. See how their mortgage programs help buyers with moderate income and limited savings.
- [10 Factors Influencing Your Mortgage Rate](https://www.mortgagedaily.com/rates/about-mortgage-rates/the-ten-variables-that-influence-your-mortgage-rate-and-what-to-do-about-them/) - Discover 10 key factors that impact your mortgage rate—plus what you can do to improve your chances of getting a better deal.
- [Applying for a VA Home Loan: Requirements and Procedures](https://www.mortgagedaily.com/mortgages/types/va/applying-for-a-va-home-loan-requirements-and-procedures/) - Learn how to apply for a VA home loan in 2023. Discover the steps, documents needed, and key tips to streamline your VA loan approval.
- [Real Estate Agent Commission Explained](https://www.mortgagedaily.com/buying/the-first-steps/finding-an-agent/real-estate-agent-commission-and-fees-what-are-they-and-who-pays/) - Find out how real estate agents are paid, typical commission rates, who pays the fees, and how this impacts your buying or selling costs.
- [Questions to Ask About Adjustable-Rate Mortgages](https://www.mortgagedaily.com/mortgages/types/adjustable-rate-mortgage/three-questions-to-consider-when-contemplating-an-adjustable-rate-mortgage-arm/) - Thinking about an ARM? Discover three key questions to evaluate risks, benefits, and if an adjustable mortgage fits your financial goals.
- [Piggyback Mortgage: How It Works](https://www.mortgagedaily.com/mortgages/types/conventional/how-a-piggyback-mortgage-operates-a-guide-to-piggyback-loans/) - Discover how piggyback mortgages work to help buyers avoid PMI, manage down payments, and finance homes with two simultaneous loans.
- [Current Real Mortgage Rates](https://www.mortgagedaily.com/rates/about-mortgage-rates/according-to-mortgage-rate-surveys-where-are-real-mortgage-rates-today/) - Check the latest real-world mortgage rates from surveys. See how today’s rates compare and what trends homebuyers should expect.
- [How ARM Mortgage Rates Work: 3/1, 5/1, 7/1, and 10/1](https://www.mortgagedaily.com/mortgages/types/adjustable-rate-mortgage/how-arm-mortgage-rates-work-3-1-5-1-7-1-and-10-1/) - Learn how adjustable-rate mortgages work with 3/1, 5/1, 7/1, and 10/1 terms. Understand rate adjustments and when payments change.
- [VA Rates and Rules for Jumbo Loans in 2023](https://www.mortgagedaily.com/mortgages/types/va/va-rates-and-rules-for-jumbo-loans-in-2023/) - Explore 2023 VA jumbo loan rates and regulations. Find out how jumbo loans help veterans finance high-value homes with VA benefits.
- [Four Tactics to Negotiate Lower Mortgage Rates](https://www.mortgagedaily.com/rates/strategies/four-tactics-to-negotiate-lower-mortgage-rates/) - Learn four smart tactics to negotiate better mortgage rates. Improve your credit and compare lenders to lock in the best deal.
- [Low Rates Boost Purchasing Power](https://www.mortgagedaily.com/rates/strategies/low-interest-rates-increase-purchasing-power-how-much-can-you-afford-every-month-with-1500/) - Find out how low rates affect buying power and see how much home you can afford monthly with a $1,500 budget.
- [What Does a Home Inspector Do?](https://www.mortgagedaily.com/buying/the-process-buying/inspection-buying/what-to-expect-during-a-home-inspection/) - Know what happens during a home inspection, what inspectors look for, and how to prepare for potential findings and outcomes.
- [Negotiating Price and Counteroffers](https://www.mortgagedaily.com/buying/the-process-buying/offer/tips-for-negotiating-the-price-and-responding-to-a-counteroffer/) - Negotiate smart with tips for counteroffers, price reductions, and tactics that help you get the best deal on your next home.
- [USDA Home Loans: USDA Loan Criteria & Rates for 2023](https://www.mortgagedaily.com/mortgages/types/usda/usda-home-loans-usda-loan-criteria-rates-for-2023/) - Get the latest on USDA loan eligibility, interest rates, and benefits in 2023. Perfect for rural homebuyers seeking low-cost mortgage options.
- [What Does a Home Inspection Report Include?](https://www.mortgagedaily.com/mortgages/process/inspection/what-does-a-home-inspection-report-include/) - See what’s covered in a home inspection report—from structure to systems—and learn how to read and interpret the findings.
- [Real Estate Agent vs Broker vs Realtor](https://www.mortgagedaily.com/buying/the-first-steps/finding-an-agent/real-estate-agent-vs-broker-vs-realtor/) - Confused by real estate titles? Learn the key differences between an agent, broker, and Realtor so you know who’s who in the process.
- [Do I Need a Real Estate Agent?](https://www.mortgagedaily.com/buying/the-first-steps/finding-an-agent/do-i-need-a-real-estate-agent/) - Understand if you need a real estate agent to buy a house and the benefits of using a real estate agent. The short answer is no, but read more.
- [Appraised Value Below Offer](https://www.mortgagedaily.com/buying/the-process-buying/appraisal/what-happens-if-the-homes-appraised-value-is-less-than-my-offer/) - Discover your options when a home appraises for less than your offer—renegotiate, appeal, or cover the gap with extra funds.
- [5/1 ARM or 15-Year Fixed: Which Is Superior in 2023?](https://www.mortgagedaily.com/mortgages/types/fixed-rate/5-1-arm-or-15-year-fixed-which-is-superior-in-2023/) - Compare the 5/1 ARM vs. 15-year fixed mortgage in 2023. Find out which loan type fits your budget and homeownership timeline best.
- [Freddie Mac vs. Fannie Mae: Which is Better?](https://www.mortgagedaily.com/mortgages/types/conventional/which-is-better-freddie-macs-homepossible-and-fannie-maes-homeready/) - Compare Freddie Mac’s Home Possible vs. Fannie Mae’s HomeReady in 2023 to find the best fit for your budget and homeownership goals.
- [FHA Loan Deep Dive: Requirements, Rates, and Benefits](https://www.mortgagedaily.com/mortgages/types/fha-loan/fha-loan-deep-dive-requirements-rates-and-benefits/) - Uncover FHA loan basics—eligibility, interest rates, benefits, and why FHA loans offer accessible financing for borrowers with low credit.
- [How Mortgage Rates Are Established and Why It Matters](https://www.mortgagedaily.com/rates/about-mortgage-rates/how-mortgage-rates-are-established-and-why-it-matters/) - Understand how lenders set mortgage rates, what influences them, and why knowing this helps you secure the best rate possible.
- [Mortgage Release if Rates Fall](https://www.mortgagedaily.com/rates/strategies/can-a-mortgage-be-released-if-interest-rates-fall-two-strategies/) - Can you ditch your mortgage when rates drop? Explore two key strategies to benefit from falling rates without penalty.
- [Can You Break a Fixed-Rate Mortgage, and Should You?](https://www.mortgagedaily.com/mortgages/types/fixed-rate/can-you-break-a-fixed-rate-mortgage-and-should-you/) - Learn if you can break a fixed-rate mortgage early, what penalties may apply, and whether refinancing makes more financial sense.
- [Top Lenders for Competitive Mortgage Rates 2022](https://www.mortgagedaily.com/mortgages/lenders-2/rate-shopping/who-offers-the-most-competitive-mortgage-rates-comparing-affordable-lenders-in-2022/) - Looking for the best mortgage rates? See a comparison of top lenders offering affordable rates and flexible loan terms.
- [Buying a Home with a Long Commute](https://www.mortgagedaily.com/buying/find-a-home/find-your-home/considering-a-home-with-a-long-commute-dont-drive-yourself-crazy/) - A long commute affects your time, wallet, and lifestyle. Learn how to weigh commute costs before buying a home far from work.
- [2023 First-Time Home Buyer Grants and FAQs](https://www.mortgagedaily.com/buying/the-first-steps/pick-a-budget/first-time-home-buyer-guide-2023-grants-programs-and-frequently-asked-questions/) - Explore 2023's top first-time buyer tips, grants, and FAQs. Learn how to get started, save money, and secure the right loan.
- [How Are Fannie Mae and Freddie Mac Different?](https://www.mortgagedaily.com/rates/rates-the-economy/how-are-fannie-mae-and-freddie-mac-different/) - Compare Fannie Mae vs. Freddie Mac. Understand their differences, similarities, and how each affects your mortgage process.
- [I Accepted the Buyer’s Offer, Now What?](https://www.mortgagedaily.com/selling/costs-closing/i-accepted-the-buyers-offer-now-what/) - Understand what happens after accepting an offer, including inspections, appraisals, and preparing for closing on your home.
- [Fixed-Rate 30-Year Mortgage Explained](https://www.mortgagedaily.com/mortgages/types/fixed-rate/what-is-a-fixed-rate-30-year-mortgage-understanding-30-year-rates-loan-options-and-additional-information/) - Explore 30-year fixed mortgage rates, loan options, and key info to understand why this long-term loan is a popular choice for homeowners.
- [Mortgage Rates and Fed Meetings](https://www.mortgagedaily.com/rates/rates-the-economy/how-mortgage-interest-rates-react-to-federal-reserve-meetings/) - Learn how the Fed influences mortgage interest rates and what to expect after rate hikes or cuts following FOMC decisions.
- [Freddie Mac's Impact on Your Mortgage](https://www.mortgagedaily.com/rates/rates-the-economy/what-is-freddie-mac-fhlmc-and-how-does-it-influence-your-mortgage/) - Learn about Freddie Mac’s role in the mortgage market, how it impacts rates, and what it means for your loan eligibility.
- [How Do I Finish My Home Purchase Offer?](https://www.mortgagedaily.com/buying/the-process-buying/offer/how-do-i-finish-my-home-purchase-offer/) - Finalizing a home offer involves details, paperwork, and timing. Discover what you need to include to make your offer complete.
- [Four Ways to Estimate Home Value](https://www.mortgagedaily.com/selling/preliminary-decisions/how-much-is-my-home-worth-four-methods-for-estimating-your-homes-worth/) - Discover four proven ways to estimate your home’s value—from online tools to appraisals—so you can price it competitively.
- [Condo or House: Which Should I Buy?](https://www.mortgagedaily.com/buying/find-a-home/find-your-home/condo-or-house-which-should-i-buy/) - Debating between a condo and a house? Compare pros, cons, costs, and lifestyle factors to decide which option best fits your needs.
- [What Happens if My Offer on a Property Is Accepted?](https://www.mortgagedaily.com/buying/the-process-buying/offer/what-happens-if-my-offer-on-a-property-is-accepted/) - Offer accepted? Here’s what happens next—from signing paperwork to scheduling inspections and preparing to close the deal.
- [Avoid Failing at the Finish Line](https://www.mortgagedaily.com/buying/the-process-buying/closing/avoid-failing-at-the-finish-line/) - Don't let last-minute issues derail your home purchase. Learn how to prep for closing and avoid costly mistakes or delays.
- [Multifamily Homes: Make Your House Pay For Itself](https://www.mortgagedaily.com/buying/find-a-home/find-your-home/multifamily-homes-make-your-house-pay-for-itself/) - Thinking of a multifamily property? Learn how to live in one unit and rent the others to help cover your mortgage and expenses.
- [When You Should and Should Not Sell Your House](https://www.mortgagedaily.com/selling/presell-prep/when-you-should-and-should-not-sell-your-house/) - Thinking about selling? Understand the best and worst times to sell your home based on market trends, personal goals, and timing.
- [What May Go Wrong With the Purchaser’s Mortgage?](https://www.mortgagedaily.com/selling/costs-closing/what-may-go-wrong-with-the-purchasers-mortgage/) - Explore common issues buyers face during mortgage approval and how they can delay or derail your home sale at closing.
- [How Fannie Mae Impacts Your Mortgage](https://www.mortgagedaily.com/rates/rates-the-economy/what-is-fannie-mae-fnma-and-how-does-it-affect-your-mortgage/) - Explore what Fannie Mae is, how it works, and why it plays a major role in shaping your mortgage options and rates.
- [How Much Are You Eligible For?](https://www.mortgagedaily.com/buying/pre-approval-buying/what-is-it/how-much-are-you-eligible-for/) - Curious how much home you can afford? Understand pre-approval, how eligibility is calculated, and what lenders look for.
- [Lower Payments by Recasting Mortgage](https://www.mortgagedaily.com/refinance/rates-refinance/choose-right-programs/reduce-your-mortgage-payment-without-refinancing-by-recasting-your-mortgage/) - Lower payments without refinancing—learn how mortgage recasting works and when it's a smart alternative for financial relief.
- [How Agents Set Your Home's List Price](https://www.mortgagedaily.com/selling/selling-selling-2/how-does-a-real-estate-agent-determine-the-list-price-for-my-home/) - Find out how agents set your home’s listing price using comps, market trends, and property features to attract serious buyers.
- [What if My Buyer’s Mortgage Application Is Denied?](https://www.mortgagedaily.com/selling/costs-closing/what-if-my-buyers-mortgage-application-is-denied/) - Find out what happens if a buyer’s mortgage is denied and what options you have to keep the home sale on track.
- [How Real Estate Agents Help Sell Your Home](https://www.mortgagedaily.com/selling/selling-selling-2/what-does-a-real-estate-agent-do-to-assist-in-the-sale-of-your-home/) - Explore how agents help sell your home—from staging and pricing to marketing, negotiating, and closing the deal efficiently.
- [What Type of Mortgage Should I Choose?](https://www.mortgagedaily.com/mortgages/what-type-of-mortgage-should-i-choose/) - Explore the pros and cons of fixed-rate, adjustable-rate, FHA, VA, and USDA loans to find the best mortgage type for your needs.
- [What is Creditworthiness? Everything you need to know](https://www.mortgagedaily.com/mortgages/process/pre-approval/credit-worthiness-overview/) - Understand how lenders assess your creditworthiness, what factors matter most, and how you can strengthen your profile before applying.
- [How to Get a Pre-Approval Letter for a Mortgage?](https://www.mortgagedaily.com/mortgages/process/pre-approval/pre-approved-for-a-mortgage/) - Learn what it means to be pre-approved for a mortgage, how it helps your homebuying power, and the steps to get your pre-approval letter fast.
- [What Is Mortgage Refinancing, and How Does It Operate?](https://www.mortgagedaily.com/mortgages/types/refi/what-is-mortgage-refinancing-and-how-does-it-operate/) - Explore what mortgage refinancing means, how it works, and when it makes sense. Save money or change terms with the right strategy.
- [Refinance Quickly with No Waiting](https://www.mortgagedaily.com/mortgages/types/refi/how-quickly-can-one-refinance-no-waiting-period-for-the-majority/) - Wondering how fast you can refinance? Learn about waiting periods, exceptions, and when you can act immediately to lower your rate.
- [Understanding Your Home Inspection Report](https://www.mortgagedaily.com/buying/the-process-buying/inspection-buying/understanding-your-home-inspection-report/) - Decode your home inspection report by learning what issues to watch for and how to decide which repairs to negotiate or accept.
- [Guidelines and Rates for Fixed-Rate Mortgages for 2023](https://www.mortgagedaily.com/mortgages/types/fixed-rate/guidelines-and-rates-for-fixed-rate-mortgages-for-2022/) - Explore 2023 fixed-rate mortgage guidelines and interest rates. Learn how fixed loans offer stability and predictability for homebuyers.
- [How to Determine Your Housing Budget in Less Than 5 Minutes](https://www.mortgagedaily.com/buying/the-first-steps/pick-a-budget/how-to-determine-your-housing-budget-in-less-than-5-minutes/) - Use simple methods to calculate your homebuying budget quickly. Know what you can afford before browsing listings.
- [How To Win a Bidding War on a House](https://www.mortgagedaily.com/buying/the-process-buying/offer/how-to-win-a-bidding-war-on-a-house/) - Increase your odds of winning a bidding war with tips on strong offers, escalation clauses, and how to stand out to sellers.
- [Closing on a House: What to Expect and Closing Day Tips](https://www.mortgagedaily.com/buying/the-process-buying/closing/closing-on-a-house-what-to-expect-and-closing-day-tips/) - Know what to expect on closing day—from signing paperwork to final payments—with helpful tips to ensure a smooth home purchase.
- [What Are Your Chances of Mortgage Approval?](https://www.mortgagedaily.com/mortgages/process/pre-approval/what-are-your-chances/) - Learn what lenders evaluate during mortgage pre-approval and how to boost your chances of qualifying for the home loan you want.
- [USDA Loan Approval Process: 2023 Guide](https://www.mortgagedaily.com/mortgages/types/usda/usda-loan-approval-process-2023-guide/) - Understand the USDA loan approval steps in 2023, including eligibility checks, documentation, and tips to get your rural home financed smoothly.
- [2023 Guidelines for Fannie Mae HomeReady Mortgages](https://www.mortgagedaily.com/mortgages/types/conventional/2023-guidelines-for-fannie-mae-homeready-mortgages/) - Uncover 2023 HomeReady loan rules from Fannie Mae. Learn income limits, credit scores, and how to qualify for low down payment help.
- [How to Rapidly Compare Mortgage Rates: Five Helpful Hints](https://www.mortgagedaily.com/rates/strategies/how-to-rapidly-compare-mortgage-rates-5-helpful-hints/) - Quickly compare mortgage rates with these 5 practical tips. Shop smarter, avoid traps, and save money on your next loan.
- [Safe Neighborhood: How to Check Before Buying a New Home](https://www.mortgagedaily.com/buying/find-a-home/safe-neighborhood-how-to-check-it-out-before-buying-a-home-2/) - Before you buy, ensure the area is safe. Use online tools, local insight, and real estate data to vet the neighborhood thoroughly.
- [How To Pick the Right Real Estate Agent](https://www.mortgagedaily.com/buying/the-first-steps/finding-an-agent/how-to-pick-the-right-real-estate-agent/) - Picking the right real estate agent is like picking the right team captain to head your team. Read these tips to help you find the right real estate agent.
- [Understanding Your Real Estate Contract](https://www.mortgagedaily.com/buying/the-process-buying/offer/understanding-your-real-estate-contract/) - Get familiar with your real estate contract—key terms, contingencies, and clauses every buyer should understand before signing.
- [Guide to VA Loan Perks and Criteria for 2023](https://www.mortgagedaily.com/mortgages/types/va/guide-to-va-loan-perks-and-criteria-for-2023/) - Unlock 2023 VA loan benefits and eligibility rules. Find out how veterans and military members can access low-cost home financing.
- [The VA Loan Eligibility Reference Guide for Mortgages](https://www.mortgagedaily.com/mortgages/types/va/the-va-loan-eligibility-reference-guide-for-mortgages/) - Check your VA loan eligibility with this detailed guide. Understand service requirements and how to qualify for VA-backed mortgages.
- [What Is the VA Loan Maximum?](https://www.mortgagedaily.com/mortgages/types/va/what-is-the-va-loan-maximum/) - Discover VA loan limits and maximum amounts for 2023. Learn how much you can borrow with no down payment using VA home loans.
- [Easy Mortgage Refinance: 6 Money-Saving Tips](https://www.mortgagedaily.com/mortgages/types/refi/the-easiest-approach-to-refinance-a-mortgage-six-money-saving-tips/) - Make refinancing simple with six expert tips to save money, lock in lower rates, and reduce your monthly payments with ease.
- [How to Establish and Adhere to a Budget](https://www.mortgagedaily.com/buying/how-to-establish-and-adhere-to-a-budget/) - Master budgeting with step-by-step guidance. Learn how to set realistic goals and stick to them throughout the homebuying process.
- [Six Guidelines for Finding an Outstanding Real Estate Agent](https://www.mortgagedaily.com/buying/the-first-steps/finding-an-agent/six-guidelines-for-finding-an-outstanding-real-estate-agent/) - Follow these six proven tips to find the right real estate agent and make your homebuying journey smoother and more successful.
- [Safe Neighborhood: How to Check It Out Before Buying a Home](https://www.mortgagedaily.com/buying/find-a-home/find-your-home/safe-neighborhood-how-to-check-it-out-before-buying-a-home/) - Safety matters when buying a home. Learn how to research crime rates, talk to locals, and evaluate a neighborhood's true feel.
- [Understanding a Real Estate Buying Agreement or Contract](https://www.mortgagedaily.com/buying/the-process-buying/offer/understanding-a-real-estate-buying-agreement-or-contract/) - Get familiar with the key parts of a home purchase contract—terms, contingencies, deadlines—and what they mean for you.
- [Easy Mortgage Refinance: 6 Money-Saving Tips](https://www.mortgagedaily.com/refinance/what-is-refinancing/the-easiest-approach-to-refinance-a-mortgage-six-money-saving-tips-2/) - Follow these 6 expert tips to refinance with ease. Save money, lower interest, and simplify the process to get the best possible deal.
- [VA IRRRL Guidelines and Rates: VA Streamline Refinance 2023](https://www.mortgagedaily.com/refinance/types-refinance/va-refinance/va-irrrl-guidelines-and-rates-va-streamline-refinance-2023/) - Learn how the 2023 VA IRRRL can lower your mortgage rate with minimal paperwork, no appraisal, and reduced closing costs.
- [2023 FHA Cash-Out Refinancing Guidelines and Mortgage Rates](https://www.mortgagedaily.com/refinance/types-refinance/fha-refinance/2023-fha-cash-out-refinancing-guidelines-and-mortgage-rates/) - See FHA’s 2023 cash-out refinancing rules and rates. Learn eligibility, limits, and how to convert equity into useful cash.
- [Refinance Anytime: No Waiting Needed](https://www.mortgagedaily.com/refinance/what-is-refinancing/how-quickly-can-one-refinance-no-waiting-period-for-the-majority-2/) - Refinance faster than you think—many homeowners have no waiting period. See how soon you can lower your payment, shorten your term, or tap equity today.
- [What Is a Home Appraisal, and What Are the Costs?](https://www.mortgagedaily.com/buying/the-process-buying/appraisal/what-is-a-home-appraisal-and-what-are-the-costs/) - Learn how home appraisals work, why they matter in the buying process, and what you can expect to pay for one.
- [How to Make a Competitive Offer on a Home: Seven Strategies](https://www.mortgagedaily.com/buying/the-process-buying/offer/how-to-make-a-competitive-offer-on-a-home-seven-strategies/) - Stand out in a hot market with these seven smart strategies for making a strong, competitive home offer that sellers notice.
- [Understanding What a Contingency in a Purchase Contract Is](https://www.mortgagedaily.com/buying/the-process-buying/offer/understanding-what-a-contingency-in-a-purchase-contract-is/) - Contingencies protect your interests during a home purchase. Learn what they are, how they work, and why they matter.
- [What Is Mortgage Refinancing, and How Does It Work?](https://www.mortgagedaily.com/refinance/what-is-refinancing/what-is-mortgage-refinancing-and-how-does-it-operate-2/) - Refinancing replaces your current loan with a new one—often at better rates. See how it works and if it’s right for you now.
- [Is Mortgage Refinancing Worth It?](https://www.mortgagedaily.com/refinance/what-is-refinancing/should-you/is-mortgage-refinancing-worth-it/) - Unsure if refinancing makes sense? Learn the pros, cons, and when it’s worth it based on your goals, loan terms, and current rate.
- [Refinancing with Bad Credit: When It's Worth It](https://www.mortgagedaily.com/refinance/what-is-refinancing/should-you/when-its-worthwhile-to-refinance-a-mortgage-with-terrible-credit-and-when-its-not/) - Bad credit doesn't always mean bad options. Discover when it makes sense to refinance with poor credit and when to wait instead.
- [Refinancing Your ARM Just Before It Resets](https://www.mortgagedaily.com/refinance/what-is-refinancing/should-you/refinancing-your-arm-just-before-it-resets/) - Is your ARM about to reset? Find out how and when to refinance in time, avoid rate hikes, and keep your payments predictable.
- [How to Refinance a Property Without an Appraisal](https://www.mortgagedaily.com/refinance/how-to-refinance/the-process/how-to-refinance-a-property-without-an-appraisal/) - Skip the appraisal and still refinance. Learn how appraisal waivers work and the criteria lenders use to approve without one.
- [Steps to Take After Low Home Appraisal](https://www.mortgagedaily.com/refinance/how-to-refinance/the-process/a-low-house-valuation-jeopardizing-your-home-purchase-or-refinance-here-are-the-steps-to-take/) - Low appraisal? Don’t panic. Learn actionable steps to challenge or work around a low valuation and still close your deal.
- [How to Leverage Your Home Equity During a Cash-Out Refinance](https://www.mortgagedaily.com/refinance/types-refinance/cash-out-refi/how-to-leverage-your-home-equity-during-a-cash-out-refinance/) - Tap into your home equity with a cash-out refinance. Learn how to access funds for renovations, debt, or investments.
- [Pros and Cons of Cash-Out Refinancing vs. Home Equity Loans](https://www.mortgagedaily.com/refinance/types-refinance/cash-out-refi/pros-and-cons-of-cash-out-refinancing-vs-home-equity-loans/) - Not sure between a cash-out refinancing and a home equity loan? Compare benefits, risks, and costs to find the best choice for you.
- [Guidelines and Rates for Conventional Refinancing in 2023](https://www.mortgagedaily.com/refinance/types-refinance/conventional-refi/guidelines-and-rates-for-conventional-refinancing-in-2023/) - Explore 2023’s latest conventional refinance rates and rules. Find out if you qualify and how much you could save by refinancing.
- [FHA Streamline Refinance: 2023 Rates and Requirements](https://www.mortgagedaily.com/refinance/types-refinance/fha-refinance/fha-streamline-refinance-2023-rates-and-requirements/) - Explore 2023 FHA Streamline Refinance options—get lower rates, skip the appraisal, and enjoy a faster approval with fewer documents.
- [2023 VA Cash-Out Refinancing Rates and Guidelines](https://www.mortgagedaily.com/refinance/types-refinance/va-refinance/2023-va-cash-out-refinancing-rates-and-guidelines/) - Access 2023 VA cash-out refinance rules. Tap into home equity, cover expenses, and consolidate debt with favorable VA loan terms.
- [When to Refinance: Rate Considerations](https://www.mortgagedaily.com/refinance/what-is-refinancing/should-you/when-does-refinancing-make-sense-how-low-should-your-interest-rate-go/) - Thinking of refinancing? Learn how much lower your rate should be, and when the savings justify switching to a new mortgage.
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- [Sample E-Mail](https://www.mortgagedaily.com/news/sampleemailad/) - Mortgage Compliance Technology Gains Momentum Across the Industry Covering Real Estate Finance Since 1999 The mortgage industry is seeing a renewed push toward advanced compliance technology as lenders, LOS providers, and technology platforms introduce new tools aimed at streamlining regulatory workflows and reducing operational risk. Discussions at recent mortgage technology conferences reveal a consistent theme:
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- [Mortgage Rates Today: Daily 30-Year Rate 6.72% Aug 4 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-08-04/) - Mortgage rates today: 30-year fixed at 6.72%, 15-year at 6.02%, 5/1 ARM APR at 6.08%. See today's analysis, refinance math, and lock-in advice for Aug 4.
- [Refinancing Only Pays Off After This Exact Month](https://www.mortgagedaily.com/refinance/refinance-break-even-point/) - A lower payment is not a saving. Here's how to calculate the month a refinance actually pays for itself — and why "lifetime savings" figures are usually wrong.
- [Mortgage Rates Today: Daily 30-Year Rate 6.65% Aug 3 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-08-03/) - Mortgage rates today: 30-year fixed at 6.65%, 15-year at 5.95%, 5/1 ARM APR at 6.20%. See today's analysis, refinance math, and lock-in advice for Aug 3.
- [Your Rate Lock Expires Before You Close. Then What?](https://www.mortgagedaily.com/mortgages/process/home-closing/rate-lock-expiration-extension/) - Your 45-day lock is running out and closing has slipped. Here's what an extension costs, who pays when the delay isn't your fault, and how to avoid the trap.
- [Mortgage Rates Today: Daily 30-Year Rate 6.65% Aug 2 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-08-02/) - Mortgage rates today: 30-year fixed at 6.65%, 15-year at 5.95%, 5/1 ARM APR at 6.20%. See today's analysis, refinance math, and lock-in advice for Aug 2.
- [The Mortgage Insurance That Never Goes Away](https://www.mortgagedaily.com/refinance/types-refinance/remove-pmi-refi/pmi-vs-mip-fha-conventional/) - Conventional PMI can be cancelled. FHA mortgage insurance usually cannot. Here's what that difference costs over ten years — and when FHA still wins.
- [Mortgage Rates Today: Daily 30-Year Rate 6.65% Aug 1 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-08-01/) - Mortgage rates today: 30-year fixed at 6.65%, 15-year at 5.95%, 5/1 ARM APR at 6.20%. See today's analysis, refinance math, and lock-in advice for Aug 1.
- [Mortgage Rate Forecast: Week of July 27 – 31, 2026](https://www.mortgagedaily.com/mortgage-rate-forecast/week-of-july-27-2026/) - Mortgage rate forecast for the week of July 27 – 31, 2026: 30-year fixed at 6.67%, neutral. See our 5-day outlook, key catalysts, and lock-or-float advice.
- [What Your Salary Actually Buys at Today's Rate](https://www.mortgagedaily.com/buying/what-salary-buys-mortgage/) - Work backwards from income to loan amount at today's rate. See what each salary band supports — and why taxes and insurance shrink it more than buyers expect.
- [Mortgage Rates Today: Daily 30-Year Rate 6.67% Jul 31 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-31/) - Mortgage rates today: 30-year fixed at 6.67%, 15-year at 6.12%, 5/1 ARM APR at 6.19%. See today's analysis, refinance math, and lock-in advice for Jul 31.
- [How Veterans Get Approved When the Math Says No](https://www.mortgagedaily.com/buying/va-residual-income-approval/) - VA loans have no front-end DTI cap and can exceed 41% on the back end. Residual income is why — here's how the test works and who it helps.
- [Mortgage Rates Today: Daily 30-Year Rate 6.62% Jul 30 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-30/) - Mortgage rates today: 30-year fixed at 6.62%, 15-year at 5.93%, 5/1 ARM APR at 6.25%. See today's analysis, refinance math, and lock-in advice for Jul 30.
- [Lock Today or Wait? The Signal Most Buyers Miss](https://www.mortgagedaily.com/rates/rates-the-economy/lock-or-float-mortgage-rate/) - Locking is a bet and so is floating. Here's how to read rate volatility, your closing date and the data calendar before you decide.
- [Mortgage Rates Today: Daily 30-Year Rate 6.65% Jul 29 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-29/) - Mortgage rates today: 30-year fixed at 6.65%, 15-year at 5.99%, 5/1 ARM APR at 6.45%. See today's analysis, refinance math, and lock-in advice for Jul 29.
- [The Fed Cut Rates. Your Mortgage Didn't Get Cheaper](https://www.mortgagedaily.com/rates/rates-the-economy/fed-rate-cut-mortgage-rate-spread/) - The Fed cuts, headlines celebrate, and your mortgage quote barely moves. Here's the spread that explains it — and what actually has to happen first.
- [Mortgage Rates Today: Daily 30-Year Rate 6.65% Jul 28 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-28/) - Mortgage rates today: 30-year fixed at 6.65%, 15-year at 5.96%, 5/1 ARM APR at 6.21%. See today's analysis, refinance math, and lock-in advice for Jul 28.
- [Your Credit Score Has a Monthly Price Tag. Here's Yours](https://www.mortgagedaily.com/rates/rates-the-economy/credit-score-mortgage-rate-cost/) - Two borrowers, same house, same day — different rates. See what a FICO score below 680 adds to your monthly mortgage payment in real dollars.
- [Mortgage Rates Today: Daily 30-Year Rate 6.68% Jul 27 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-27/) - Mortgage rates today: 30-year fixed at 6.68%, 15-year at 6.04%, 5/1 ARM APR at 6.21%. See today's analysis, refinance math, and lock-in advice for Jul 27.
- [28/36 Rule: Why Lenders Approve DTI Well Above It](https://www.mortgagedaily.com/mortgages/types/fha-loan/28-36-rule-why-lenders-approve-dti-well-above-it/) - Learn why the 28/36 rule falls short and how current mortgage rates, income, and debt truly determine your home buying power in today's market.
- ["I Just Dodged a $50k Trap!": How a Viral Reddit Thread is Warning Homebuyers About a Mortgage Interest Rate Scare](https://www.mortgagedaily.com/rates/rates-the-economy/i-just-dodged-a-50k-trap-how-a-viral-reddit-thread-is-warning-homebuye/) - A viral Reddit thread shows how a mortgage interest rate quote can hide costly fees, plus practical steps buyers should take before locking in a rate.
- [Mortgage Rates Today: Daily 30-Year Rate 6.68% Jul 26 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-26/) - Mortgage rates today: 30-year fixed at 6.68%, 15-year at 6.04%, 5/1 ARM APR at 6.21%. See today's analysis, refinance math, and lock-in advice for Jul 26.
- [Mortgage Rates Today: Daily 30-Year Rate 6.63% Jul 25 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-25/) - Mortgage rates today: 30-year fixed at 6.63%, 15-year at 5.94%, 5/1 ARM APR at 5.94%. See today's analysis, refinance math, and lock-in advice for Jul 25.
- [The Hidden DTI Killer: 3 Everyday Subscriptions That Can Accidentally Wreck Your Mortgage Approval](https://www.mortgagedaily.com/buying/the-hidden-dti-killer-3-everyday-subscriptions-that-can-accidentally-w/) - Streaming, BNPL, and subscription boxes can quietly raise your debt-to-income ratio. Here's how trimming them before you apply can save a mortgage approval.
- [Mortgage Rates Today: Daily 30-Year Rate 6.63% Jul 24 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-24/) - Mortgage rates today: 30-year fixed at 6.63%, 15-year at 5.94%, 5/1 ARM APR at 6.20%. See today's analysis, refinance math, and lock-in advice for Jul 24.
- [Mortgage Rate Forecast: Week of July 20 – 24, 2026](https://www.mortgagedaily.com/mortgage-rate-forecast/week-of-july-20-2026/) - Mortgage rate forecast for the week of July 20 – 24, 2026: 30-year fixed at 6.63%, rising. See our 5-day outlook, key catalysts, and lock-or-float advice.
- [Mortgage Rates Today: Daily 30-Year Rate 6.60% Jul 23 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-23/) - Mortgage rates today: 30-year fixed at 6.60%, 15-year at 5.94%, 5/1 ARM APR at 6.20%. See today's analysis, refinance math, and lock-in advice for Jul 23.
- [Сo-buying Home With Friends:2026 Legal Risks Explained](https://www.mortgagedaily.com/buying/co-buying-a-home-with-friends2026-legal-risks-explained/) - Co-buying a home with friends carries legal and financial risks. Discover key contract terms and protections you need before signing with co-borrowers.
- [Mortgage Rates Today: Daily 30-Year Rate 6.56% Jul 22 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-22/) - Mortgage rates today: 30-year fixed at 6.56%, 15-year at 5.95%, 5/1 ARM APR at 6.41%. See today's analysis, refinance math, and lock-in advice for Jul 22.
- [Mortgage Rates Today: Daily 30-Year Rate 6.54% Jul 21 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-21/) - Mortgage rates today: 30-year fixed at 6.54%, 15-year at 5.88%, 5/1 ARM APR at 6.21%. See today's analysis, refinance math, and lock-in advice for Jul 21.
- [FHA Loan Requirements: Essential Guide for Homebuyers 2026](https://www.mortgagedaily.com/news/fha-news/fha-loan-requirements-essential-guide-for-homebuyers-2026/) - Learn everything you need to know about FHA loan requirements, including credit score, down payment, and eligibility tips for first-time homebuyers in 2026.
- [Mortgage Rates Today: Daily 30-Year Rate 6.56% Jul 20 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-20/) - Mortgage rates today: 30-year fixed at 6.56%, 15-year at 5.89%, 5/1 ARM APR at 6.21%. See today's analysis, refinance math, and lock-in advice for Jul 20.
- [VA Loan Eligibility: Veterans Rebalancing Loans This Summer](https://www.mortgagedaily.com/buying/va-loan-eligibility-veterans-rebalancing-loans-this-summer/) - Learn how VA loan eligibility impacts veteran home financing this summer, as eligible borrowers quietly rebalance VA loans amid changing mortgage rates.
- [Mortgage Rates Today: Daily 30-Year Rate 6.56% Jul 19 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-19/) - Mortgage rates today: 30-year fixed at 6.56%, 15-year at 5.89%, 5/1 ARM APR at 6.21%. See today's analysis, refinance math, and lock-in advice for Jul 19.
- [Mortgage Rates Today: Daily 30-Year Rate 6.56% Jul 18 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-18/) - Mortgage rates today: 30-year fixed at 6.56%, 15-year at 5.89%, 5/1 ARM APR at 6.21%. See today's analysis, refinance math, and lock-in advice for Jul 18.
- [Mortgage Rate Forecast: Week of July 13 – 17, 2026](https://www.mortgagedaily.com/mortgage-rate-forecast/week-of-july-13-2026/) - Mortgage rate forecast for the week of July 13 – 17, 2026: 30-year fixed at 6.59%, rising. See our 5-day outlook, key catalysts, and lock-or-float advice.
- [The Golden Number Lenders Look For: Is Your DTI Safe for a 2026 Home Purchase?](https://www.mortgagedaily.com/rates/strategies/dti-ratio-for-mortgage-2026-home-purchase/) - What debt-to-income ratio do you actually need? See front-end vs back-end limits for conventional, FHA, VA and USDA — and where each one really draws the line.
- [The One Silent Dream-Killer Standing Between You and Your Future Home](https://www.mortgagedaily.com/rates/strategies/mortgage-approval-odds/) - A high DTI ratio ruins home loans. Discover the golden threshold and 3 fast ways to lower your DTI to maximize your mortgage approval odds.
- [Mortgage Rates Today: Daily 30-Year Rate 6.54% Jul 17 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-17/) - Mortgage rates today: 30-year fixed at 6.54%, 15-year at 5.93%, 5/1 ARM APR at 6.18%. See today's analysis, refinance math, and lock-in advice for Jul 17.
- [You Don’t Need 20% Down: The Silent Loan Programs Banks Keep Quiet About](https://www.mortgagedaily.com/buying/qualifying-for-a-mortgage-low-down-payment/) - Think you need a 20% down payment to buy a home? Discover the silent loan programs that let you buy with as little as 0% to 3% down.
- [Mortgage Rates Today: Daily 30-Year Rate 6.54% Jul 16 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-16/) - Mortgage rates today: 30-year fixed at 6.54%, 15-year at 5.84%, 5/1 ARM APR at 6.22%. See today's analysis, refinance math, and lock-in advice for Jul 16.
- [Mortgage Rates Today: Daily 30-Year Rate 6.59% Jul 15 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-15/) - Mortgage rates today: 30-year fixed at 6.59%, 15-year at 5.80%, 5/1 ARM APR at 6.37%. See today's analysis, refinance math, and lock-in advice for Jul 15.
- [The 'Bi-Weekly' Mortgage Trick That Quietly Shaves Years Off a 30-Year Loan](https://www.mortgagedaily.com/rates/strategies/biweekly-mortgage-payments-advantages/) - Picture a homeowner eight years into a 30-year mortgage, paying faithfully every month, watching the balance crawl down — then a friend mentions splitting that payment in half and paying every two weeks instead. Same money, different timing. The loan disappears years sooner. Bi-weekly mortgage payme
- [Mortgage Rates Today: Daily 30-Year Rate 6.51% Jul 14 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-14/) - Mortgage rates today: 30-year fixed at 6.51%, 15-year at 5.77%, 5/1 ARM APR at 6.10%. See today's analysis, refinance math, and lock-in advice for Jul 14.
- [Banks Hide These Fees: The Sneaky Closing Costs Buyers Always Forget to Budget For](https://www.mortgagedaily.com/mortgages/process/home-closing/hidden-mortgage-closing-costs/) - Three days before closing, Maria opened her Closing Disclosure and felt her stomach drop. The number on the page was $4,200 higher than anything she had budgeted for — and her lender's explanation was a wall of line items she had never seen before. Closing costs are the part of homebuying that nobod
- [Mortgage Rates Today: Daily 30-Year Rate 6.54% Jul 13 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-13/) - Mortgage rates today: 30-year fixed at 6.54%, 15-year at 5.93%, 5/1 ARM APR at 6.18%. See today's analysis, refinance math, and lock-in advice for Jul 13.
- [The One Credit-Card Mistake That Killed a Perfect Mortgage 48 Hours Before Closing](https://www.mortgagedaily.com/mortgages/process/home-closing/what-not-to-do-before-closing/) - The moving truck was booked. The utilities were transferred. Then, 48 hours before closing, the phone rang — and it wasn't the title company calling to confirm the time. Most buyers know the mortgage process ends at the closing table. What they don't know is that lenders run a second, silent credit
- [Mortgage Rates Today: Daily 30-Year Rate 6.54% Jul 12 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-12/) - Mortgage rates today: 30-year fixed at 6.54%, 15-year at 5.93%, 5/1 ARM APR at 6.18%. See today's analysis, refinance math, and lock-in advice for Jul 12.
- [Mortgage Rates Today: Daily 30-Year Rate 6.54% Jul 11 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-11/) - Mortgage rates today: 30-year fixed at 6.54%, 15-year at 5.93%, 5/1 ARM APR at 6.18%. See today's analysis, refinance math, and lock-in advice for Jul 11.
- [Why Waiving the Home Inspection Cost This First-Time Buyer $22,000 in Hidden Repairs](https://www.mortgagedaily.com/mortgages/process/home-closing/waiving-home-inspection-risks/) - Marcus and Priya had lost four houses before they finally won one. When their agent told them the sellers wanted a clean offer — no contingencies — they signed away the inspection clause without sleeping on it. Six weeks after closing, a plumber pulled back the bathroom drywall and found corroded pi
- [Mortgage Rate Forecast: Week of July 6 – 10, 2026](https://www.mortgagedaily.com/mortgage-rate-forecast/week-of-july-6-2026/) - Mortgage rate forecast for the week of July 6 – 10, 2026: 30-year fixed at 6.57%, rising. See our 5-day outlook, key catalysts, and lock-or-float advice.
- [Mortgage Rates Today: Daily 30-Year Rate 6.57% Jul 10 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-10/) - Mortgage rates today: 30-year fixed at 6.57%, 15-year at 5.87%, 5/1 ARM APR at 6.19%. See today's analysis, refinance math, and lock-in advice for Jul 10.
- [Mortgage Rates Today: Daily 30-Year Rate 6.50% Jul 9 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-09/) - Mortgage rates today: 30-year fixed at 6.50%, 15-year at 5.89%, 5/1 ARM APR at 6.45%. See today's analysis, refinance math, and lock-in advice for Jul 9.
- [Mortgage Rates Today: Daily 30-Year Rate 6.47% Jul 8 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-08/) - Mortgage rates today: 30-year fixed at 6.47%, 15-year at 5.71%, 5/1 ARM APR at 6.35%. See today's analysis, refinance math, and lock-in advice for Jul 8.
- [Mortgage Rates Today: Daily 30-Year Rate 6.46% Jul 7 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-07/) - Mortgage rates today: 30-year fixed at 6.46%, 15-year at 5.80%, 5/1 ARM APR at 6.06%. See today's analysis, refinance math, and lock-in advice for Jul 7.
- [Mortgage Rates Today: Daily 30-Year Rate 6.47% Jul 6 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-06/) - Mortgage rates today: 30-year fixed at 6.47%, 15-year at 5.69%, 5/1 ARM APR at 6.18%. See today's analysis, refinance math, and lock-in advice for Jul 6.
- [Mortgage Rates Today: Daily 30-Year Rate 6.47% Jul 5 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-05/) - Mortgage rates today: 30-year fixed at 6.47%, 15-year at 5.69%, 5/1 ARM APR at 6.18%. See today's analysis, refinance math, and lock-in advice for Jul 5.
- [Mortgage Rates Today: Daily 30-Year Rate 6.47% Jul 4 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-04/) - Mortgage rates today: 30-year fixed at 6.47%, 15-year at 5.69%, 5/1 ARM APR at 6.18%. See today's analysis, refinance math, and lock-in advice for Jul 4.
- [Mortgage Rate Forecast: Week of June 29 – July 3, 2026](https://www.mortgagedaily.com/mortgage-rate-forecast/week-of-june-29-2026/) - Mortgage rate forecast for the week of June 29 – July 3, 2026: 30-year fixed at 6.47%, rising. See our 5-day outlook, key catalysts, and lock-or-float advice.
- [Mortgage Rates Today: Daily 30-Year Rate 6.47% Jul 3 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-03/) - Mortgage rates today: 30-year fixed at 6.47%, 15-year at 5.69%, 5/1 ARM APR at 6.18%. See today's analysis, refinance math, and lock-in advice for Jul 3.
- [Mortgage Rates Today: Daily 30-Year Rate 6.45% Jul 2 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-02/) - Mortgage rates today: 30-year fixed at 6.45%, 15-year at 5.78%, 5/1 ARM APR at 6.16%. See today's analysis, refinance math, and lock-in advice for Jul 2.
- [Mortgage Rates Today: Daily 30-Year Rate 6.42% Jul 1 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-07-01/) - Mortgage rates today: 30-year fixed at 6.42%, 15-year at 5.74%, 5/1 ARM APR at 6.31%. See today's analysis, refinance math, and lock-in advice for Jul 1.
- [Mortgage Rates Today: Daily 30-Year Rate 6.41% Jun 30 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-30/) - Mortgage rates today: 30-year fixed at 6.41%, 15-year at 5.74%, 5/1 ARM APR at 6.30%. See today's analysis, refinance math, and lock-in advice for Jun 30.
- [Mortgage Rates Today: Daily 30-Year Rate 6.42% Jun 29 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-29/) - Mortgage rates today: 30-year fixed at 6.42%, 15-year at 5.77%, 5/1 ARM APR at 6.36%. See today's analysis, refinance math, and lock-in advice for Jun 29.
- [Mortgage Rates Today: Daily 30-Year Rate 6.42% Jun 28 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-28/) - Mortgage rates today: 30-year fixed at 6.42%, 15-year at 5.77%, 5/1 ARM APR at 6.36%. See today's analysis, refinance math, and lock-in advice for Jun 28.
- [Mortgage Rate Forecast: Week of June 22 – 26, 2026](https://www.mortgagedaily.com/mortgage-rate-forecast/week-of-june-22-2026/) - Mortgage rate forecast for the week of June 22 – 26, 2026: 30-year fixed at 6.45%, neutral. See our 5-day outlook, key catalysts, and lock-or-float advice.
- [Mortgage Rates Today: Daily 30-Year Rate 6.42% Jun 27 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-27/) - Mortgage rates today: 30-year fixed at 6.42%, 15-year at 5.77%, 5/1 ARM APR at 6.36%. See today's analysis, refinance math, and lock-in advice for Jun 27.
- [Mortgage Rates Today: Daily 30-Year Rate 6.45% Jun 26 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-26/) - Mortgage rates today: 30-year fixed at 6.45%, 15-year at 5.77%, 5/1 ARM APR at 6.34%. See today's analysis, refinance math, and lock-in advice for Jun 26.
- [Mortgage Rates Today: Daily 30-Year Rate 6.50% Jun 25 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-25/) - Mortgage rates today: 30-year fixed at 6.50%, 15-year at 5.91%, 5/1 ARM APR at 6.40%. See today's analysis, refinance math, and lock-in advice for Jun 25.
- [Mortgage Rates Today: Daily 30-Year Rate 6.51% Jun 24 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-24/) - Mortgage rates today: 30-year fixed at 6.51%, 15-year at 5.80%, 5/1 ARM APR at 6.40%. See today's analysis, refinance math, and lock-in advice for Jun 24.
- [Mortgage Rates Today: Daily 30-Year Rate 6.45% Jun 23 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-23/) - Mortgage rates today: 30-year fixed at 6.45%, 15-year at 5.74%, 5/1 ARM APR at 6.34%. See today's analysis, refinance math, and lock-in advice for Jun 23.
- [Mortgage Rates Today: Daily 30-Year Rate 6.45% Jun 22 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-22/) - Mortgage rates today: 30-year fixed at 6.45%, 15-year at 5.74%, 5/1 ARM APR at 6.30%. See today's analysis, refinance math, and lock-in advice for Jun 22.
- [Mortgage Rates Today: Daily 30-Year Rate 6.48% Jun 21 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-21/) - Mortgage rates today: 30-year fixed at 6.48%, 15-year at 5.87%, 5/1 ARM APR at 6.30%. See today's analysis, refinance math, and lock-in advice for Jun 21.
- [Mortgage Rates Today: Daily 30-Year Rate 6.48% Jun 20 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-20/) - Mortgage rates today: 30-year fixed at 6.48%, 15-year at 5.87%, 5/1 ARM APR at 6.30%. See today's analysis, refinance math, and lock-in advice for Jun 20.
- [Mortgage Rate Forecast: Week of June 15 – 19, 2026](https://www.mortgagedaily.com/mortgage-rate-forecast/week-of-june-15-2026/) - Mortgage rate forecast for the week of June 15 – 19, 2026: 30-year fixed at 6.48%, falling. See our 5-day outlook, key catalysts, and lock-or-float advice.
- [Mortgage Rates Today: Daily 30-Year Rate 6.48% Jun 19 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-19/) - Mortgage rates today: 30-year fixed at 6.48%, 15-year at 5.87%, 5/1 ARM APR at 6.30%. See today's analysis, refinance math, and lock-in advice for Jun 19.
- [Mortgage Rates Today: Daily 30-Year Rate 6.43% Jun 18 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-18/) - Mortgage rates today: 30-year fixed at 6.43%, 15-year at 5.75%, 5/1 ARM APR at 6.31%. See today's analysis, refinance math, and lock-in advice for Jun 18.
- [Mortgage Rates Today: Daily 30-Year Rate 6.45% Jun 17 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-17/) - Mortgage rates today: 30-year fixed at 6.45%, 15-year at 5.80%, 5/1 ARM APR at 6.25%. See today's analysis, refinance math, and lock-in advice for Jun 17.
- [Mortgage Rates Today: Daily 30-Year Rate 6.48% Jun 16 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-16/) - Mortgage rates today: 30-year fixed at 6.48%, 15-year at 5.80%, 5/1 ARM APR at 6.22%. See today's analysis, refinance math, and lock-in advice for Jun 16.
- [Mortgage Rates Today: Daily 30-Year Rate 6.53% Jun 15 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-15/) - Mortgage rates today: 30-year fixed at 6.53%, 15-year at 5.79%, 5/1 ARM APR at 6.30%. See today's analysis, refinance math, and lock-in advice for Jun 15.
- [Mortgage Rates Today: Daily 30-Year Rate 6.53% Jun 14 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-14/) - Mortgage rates today: 30-year fixed at 6.53%, 15-year at 5.79%, 5/1 ARM APR at 6.30%. See today's analysis, refinance math, and lock-in advice for Jun 14.
- [Mortgage Rates Today: Daily 30-Year Rate 6.53% Jun 13 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-13/) - Mortgage rates today: 30-year fixed at 6.53%, 15-year at 5.79%, 5/1 ARM APR at 6.30%. See today's analysis, refinance math, and lock-in advice for Jun 13.
- [Mortgage Rates Today: Daily 30-Year Rate 6.53% Jun 12 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-12/) - Mortgage rates today: 30-year fixed at 6.53%, 15-year at 5.92%, 5/1 ARM APR at 6.26%. See today's analysis, refinance math, and lock-in advice for Jun 12.
- [Mortgage Rate Forecast: Week of June 8 – 12, 2026](https://www.mortgagedaily.com/mortgage-rate-forecast/week-of-june-8-2026/) - Mortgage rate forecast for the week of June 8 – 12, 2026: 30-year fixed at 6.53%, rising. See our 5-day outlook, key catalysts, and lock-or-float advice.
- [Mortgage Rates Today: Daily 30-Year Rate 6.53% Jun 11 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-11/) - Mortgage rates today: 30-year fixed at 6.53%, 15-year at 5.87%, 5/1 ARM APR at 6.33%. See today's analysis, refinance math, and lock-in advice for Jun 11.
- [Major Mortgage Mergers & Acquisitions Activity](https://www.mortgagedaily.com/news/mortgagegraveyard/) - Mortgage Graveyard Failed, Closed and Acquired Mortgage-Related Entities read about Mortgage Graveyard at FHFA | Wall Street Journal Latest Mortgage Graveyard Headlines Last Updated October 4, 2018 12:57 PM Central Annual Activity Acquisition of PHH Corp. a Done Deal The acquisition of PHH Corp., which has operated as an independent organization for more than a dozen years, has
- [Mortgage Rates Today: Daily 30-Year Rate 6.50% Jun 10 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-10/) - Mortgage rates today: 30-year fixed at 6.50%, 15-year at 5.73%, 5/1 ARM APR at 6.32%. See today's analysis, refinance math, and lock-in advice for Jun 10.
- [Mortgage Rates Today: Daily 30-Year Rate 6.51% Jun 9 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-09/) - Mortgage rates today: 30-year fixed at 6.51%, 15-year at 5.78%, 5/1 ARM APR at 6.32%. See today's analysis, refinance math, and lock-in advice for Jun 9.
- [Mortgage Rates Today: Daily 30-Year Rate 6.51% Jun 8 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-08/) - Mortgage rates today: 30-year fixed at 6.51%, 15-year at 5.78%, 5/1 ARM APR at 6.26%. See today's analysis, refinance math, and lock-in advice for Jun 8.
- [Mortgage Rates Today: Daily 30-Year Rate 6.47% Jun 7 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-07/) - Mortgage rates today: 30-year fixed at 6.47%, 15-year at 5.70%, 5/1 ARM APR at 6.26%. See today's analysis, refinance math, and lock-in advice for Jun 7.
- [Mortgage Rates Today: Daily 30-Year Rate 6.47% Jun 6 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-06/) - Mortgage rates today: 30-year fixed at 6.47%, 15-year at 5.70%, 5/1 ARM APR at 6.26%. See today's analysis, refinance math, and lock-in advice for Jun 6.
- [Mortgage Rates Today: Daily 30-Year Rate 6.43% Jun 5 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-05/) - Mortgage rates today: 30-year fixed at 6.46%, 15-year at 5.80%, 5/1 ARM APR at 6.23%. See today's analysis, refinance math, and lock-in advice for Jun 5.
- [Mortgage Rates Today: Daily 30-Year Rate 6.43% Jun 4 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-04/) - Mortgage rates today: 30-year fixed at 6.43%, 15-year at 5.92%, 5/1 ARM APR at 6.23%. See today's analysis, refinance math, and lock-in advice for Jun 4.
- [Mortgage Rates Today: Daily 30-Year Rate 6.47% Jun 3 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-03/) - Mortgage rates today: 30-year fixed at 6.47%, 15-year at 5.85%, 5/1 ARM APR at 6.24%. See today's analysis, refinance math, and lock-in advice for Jun 3.
- [Mortgage Rates Today: Daily 30-Year Rate 6.44% Jun 2 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-02/) - Mortgage rates today: 30-year fixed at 6.45%, 15-year at 5.82%, 5/1 ARM APR at 6.26%. See today's analysis, refinance math, and lock-in advice for Jun 2.
- [Mortgage Rate Forecast: Week of June 1 – 5, 2026](https://www.mortgagedaily.com/mortgage-rate-forecast/week-of-june-1-2026/) - Mortgage rate forecast for the week of June 1 – 5, 2026: 30-year fixed at 6.45%. 5-day outlook, key economic events, and expert borrower tips.
- [Mortgage Rates Today: Daily 30-Year Rate 6.45% Jun 1 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-06-01/) - Mortgage rates today: 30-year fixed at 6.45%, 15-year at 5.72%, 5/1 ARM APR at 6.26%. See today's analysis, refinance math, and lock-in advice for Jun 1.
- [Mortgage Rates Today: Daily 30-Year Rate 6.45% May 31 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-31/) - Mortgage rates today: 30-year fixed at 6.45%, 15-year at 5.72%, 5/1 ARM APR at 6.26%. See today's analysis, refinance math, and lock-in advice for May 31.
- [Mortgage Rates Today: Daily 30-Year Rate 6.45% May 30 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-30/) - Mortgage rates today: 30-year fixed at 6.45%, 15-year at 5.72%, 5/1 ARM APR at 6.26%. See today's analysis, refinance math, and lock-in advice for May 30.
- [Mortgage Rates Today: Daily 30-Year Rate 6.48% May 29 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-29/) - Mortgage rates today: 30-year fixed at 6.48%, 15-year at 5.81%, 5/1 ARM APR at 6.24%. See today's analysis, refinance math, and lock-in advice for May 29.
- [Mortgage Rates Today: Daily 30-Year Rate 6.47% May 28 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-28/) - Mortgage rates today: 30-year fixed at 6.47%, 15-year at 5.85%, 5/1 ARM APR at 6.24%. See today's analysis, refinance math, and lock-in advice for May 28.
- [Mortgage Rates Today: Daily 30-Year Rate 6.51% May 27 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-27/) - Mortgage rates today: the 30-year fixed is 6.51%, down 0.05 from yesterday's 6.56%. See daily trends, 15-year rate, and ARM updates for May 27, 2026.
- [Mortgage Rates Today: Daily 30-Year Rate 6.56% May 26 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-26/) - Mortgage rates today held flat with the 30-year fixed at 6.56% and 15-year at 5.92% on May 26, 2026 — up 0.18 pp week-over-week.
- [Mortgage Rate Forecast: Week of May 25 – 29, 2026](https://www.mortgagedaily.com/mortgage-rate-forecast/week-of-may-25-2026/) - Mortgage rate forecast for the week of May 25 – 29, 2026: 30-year fixed at 6.56%. 5-day outlook, key economic events, and expert borrower tips.
- [Mortgage Rates Today: Daily 30-Year Rate 6.56% May 25 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-25/) - Mortgage rates today: 30-year fixed at 6.56%, 15-year at 5.92%, 5/1 ARM APR at 6.28%. See today's analysis, refinance math, and lock-in advice for May 25.
- [Mortgage Rates Today: Daily 30-Year Rate 6.56% May 24 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-24/) - Mortgage rates today: 30-year fixed at 6.56%, 15-year at 5.92%, 5/1 ARM APR at 6.28%. See today's analysis, refinance math, and lock-in advice for May 24.
- [Mortgage Rates Today: Daily 30-Year Rate 6.56% May 23 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-23/) - Mortgage rates today: 30-year fixed at 6.56%, 15-year at 5.92%, 5/1 ARM APR at 6.28%. See today's analysis, refinance math, and lock-in advice for May 23.
- [Mortgage Rates Today: Daily 30-Year Rate 6.58% May 22 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-22/) - Mortgage rates today: 30-year fixed at 6.58%, 15-year at 5.83%, 5/1 ARM APR at 6.27%. See today's analysis, refinance math, and lock-in advice for May 22.
- [Mortgage Rates Today: Daily 30-Year Rate 6.63% May 21 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-21/) - Mortgage rates today: 30-year fixed at 6.63%, 15-year at 5.87%, 5/1 ARM APR at 6.26%. See today's analysis, refinance math, and lock-in advice for May 21.
- [Mortgage Rates Today: Daily 30-Year Rate 6.54% May 20 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-20/) - Mortgage rates today: 30-year fixed at 6.54%, 15-year at 5.91%, 5/1 ARM APR at 6.27%. See lock-in advice for May 20. See today's analysis, refinance math, and l
- [Mortgage Rates Today: Daily 30-Year Rate 6.50% May 19 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-19/) - Mortgage rates today: 30-year fixed at 6.50%, 15-year at 5.79%, 5/1 ARM APR at 6.27%. See today's analysis, refinance math, and lock-in advice for May 19.
- [Mortgage Rates Today: Daily 30-Year Rate 6.38% May 18 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-18/) - Mortgage rates today: 30-year 6.38%, 15-year 5.71%, 5/1 ARM 6.24%. Daily analysis, lock-or-float guidance, weekly forecast from Mortgage Daily.
- [Mortgage Rate Forecast: Week of May 18 – 22, 2026](https://www.mortgagedaily.com/mortgage-rate-forecast/week-of-may-18-2026/) - Mortgage rate forecast for the week of May 18 – 22, 2026: 30-year fixed at 6.38%. 5-day outlook, key economic events, and expert borrower tips.
- [Mortgage Rates Today: Daily 30-Year Rate 6.38% May 17 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-17/) - Mortgage rates today: 30-year fixed at 6.38%, 15-year at 5.71%, 5/1 ARM APR at 6.24%. See today's analysis, refinance math, and lock-in advice for May 17.
- [Mortgage Rates Today: Daily 30-Year Rate 6.35% May 13 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-13/) - Mortgage rates today continue to trend downward, with the 30-year fixed at 6.35% versus 6.30% yesterday. The 15-year fixed is at 5.74% and the 5/1 ARM APR is 6.17%…
- [Mortgage Rates Today: Daily 30-Year Rate 6.38% May 16 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-16/) - Mortgage rates today: 30-year 6.38%, 15-year 5.71%, 5/1 ARM 6.24%. Daily analysis, lock-or-float guidance, weekly forecast from Mortgage Daily.
- [Mortgage Rates Today: Daily 30-Year Rate 6.42% May 15 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-15/) - Mortgage rates today: 30-year 6.42%, 15-year 5.66%, 5/1 ARM 6.22%. Daily analysis, lock-or-float guidance, weekly forecast from Mortgage Daily.
- [Mortgage Rates Today: Daily 30-Year Rate 6.39% May 14 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-14/) - Mortgage rates today: 30-year fixed at 6.39%, 15-year at 5.72%, 5/1 ARM APR at 6.22%. See today's analysis, refinance math, and lock-in advice for May 14.
- [Mortgage Rates Today: Daily 30-Year Rate 6.33% May 12 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-12/) - Mortgage rates today edged up slightly, with the 30-year fixed at 6.33% versus 6.30% yesterday. The 15-year fixed is at 5.63% and the 5/1 ARM APR is 6.19%…
- [Mortgage Rate Forecast: Week of May 11 – 15, 2026](https://www.mortgagedaily.com/mortgage-rate-forecast/week-of-may-11-2026/) - Mortgage rate forecast for the week of May 11 – 15, 2026: 30-year fixed at 6.33%. 5-day outlook, key economic events, and expert borrower tips.
- [Mortgage Rates Today: Daily 30-Year Rate 6.33% May 11 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-11/) - Mortgage rates today edged up slightly, with the 30-year fixed at 6.33% versus 6.30% yesterday. The 15-year fixed is at 5.65%, and the 5/1 ARM APR is 6.17%…
- [Mortgage Rates Today: Daily 30-Year Rate 6.33% May 10 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-10/) - Mortgage rates today: 30-year fixed at 6.33%, 15-year at 5.65%, 5/1 ARM APR at 6.17%. See today's analysis, refinance math, and lock-in advice for May 10.
- [Mortgage Rates Today: Daily 30-Year Rate 6.33% May 9 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-09/) - Mortgage rates today are declining slightly, with the 30-year fixed at 6.33% versus 6.3% yesterday. The 15-year fixed stands at 5.65%, while the 5/1 ARM APR…
- [Mortgage Rates Today: Daily 30-Year Rate 6.34% May 8 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-08/) - Mortgage rates today: 30-year fixed at 6.34%, 15-year at 5.66%, 5/1 ARM APR at 6.16%. See today's analysis, refinance math, and lock-in advice for May 8.
- [Mortgage Rates Today: Daily 30-Year Rate 6.38% May 7 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-07/) - Mortgage rates today: 30-year fixed at 6.38%, 15-year at 5.75%, 5/1 ARM APR at 6.16%. See today's analysis, refinance math, and lock-in advice for May 7.
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- [Mortgage Rates Today: Daily 30-Year Rate 6.38% May 6 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-06/) - Mortgage rates today: 30-year fixed at 6.38%, 15-year at 5.74%, 5/1 ARM APR at 6.14%. See today's analysis, refinance math, and lock-in advice for May 6.
- [Mortgage Rates Today: Daily 30-Year Rate 6.31% May 5 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-05/) - Mortgage rates today: 30-year fixed at 6.31%, 15-year at 5.61%, 5/1 ARM APR at 6.15%. See today's analysis, refinance math, and lock-in advice for May 5.
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- [Mortgage Rates Today: Daily 30-Year Rate 6.31% May 4 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-04/) - Mortgage rates today: 30-year fixed at 6.31%, 15-year at 5.65%, 5/1 ARM APR at 6.12%. See today's analysis, refinance math, and lock-in advice for May 4.
- [Mortgage Rates Today: Daily 30-Year Rate 6.31% May 3 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-03/) - Mortgage rates today: 30-year fixed at 6.31%, 15-year at 5.65%, 5/1 ARM APR at 6.12%. See today's analysis, refinance math, and lock-in advice for May 3.
- [Mortgage Rates Today: Daily 30-Year Rate 6.31% May 2 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-02/) - Mortgage rates today: 30-year fixed at 6.31%, 15-year at 5.65%, 5/1 ARM APR at 6.12%. See today's analysis, refinance math, and lock-in advice for May 2.
- [Mortgage Rates Today: Daily 30-Year Rate 6.29% Apr 30 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-04-30/) - Mortgage rates today: 30-year fixed at 6.29%, 15-year at 5.58%, 5/1 ARM APR at 6.12%. See today's analysis, refinance math, and lock-in advice for Apr 30.
- [Mortgage Rates Today: Daily 30-Year Rate 6.35% May 1 2026](https://www.mortgagedaily.com/rates/mortgage-rates-today-2026-05-01/) - Mortgage rates today: 30-year fixed at 6.35%, 15-year at 5.64%, 5/1 ARM APR at 6.12%. See today's analysis, refinance math, and lock-in advice for May 1.
- [Mortgage Rates Today: Daily 30-Year Rate 6.26% Apr 29 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-04-29/) - Mortgage rates today: 30-year fixed at 6.26%, 15-year at 5.59%, 5/1 ARM APR at 6.15%. See lock-in advice for Apr 29. See today's analysis, refinance math, and l
- [Mortgage Rates Today: Daily 30-Year Rate 6.24% Apr 24 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-04-24/) - Mortgage rates today: 30-year at 6.24%, 15-year 5.60%, 5/1 ARM 6.10%. See daily rate moves, payment estimates, and lock guidance for Apr 24, 2026.
- [Mortgage Rates Today: Daily 30-Year Rate 6.28% Apr 25 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-04-25/) - Mortgage rates today: 30-Year 6.28%, 15-Year 5.55%. Plan your next move and lock in the best mortgage rates for your home loan. Compare today's 6.28% 30-year an
- [Mortgage Rates Today: Daily 30-Year Rate 6.28% Apr 26 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-04-26/) - Mortgage rates today: 30-Year 6.28%, 15-Year 5.55%. Lock in your rate now and plan your next move with our expert analysis on current mortgage rates. Compare to
- [Mortgage Rates Today: Daily 30-Year Rate 6.28% Apr 27 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-04-27/) - Mortgage rates today: 30-Year 6.28%, 15-Year 5.55%. Lock in your rate now and plan your next move in the housing market. Compare rates today!. Compare today's 6
- [Mortgage Rates Today: Daily 30-Year Rate 6.25% Apr 28 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-04-28/) - Today's mortgage rates: 30-Year 6.25%, 15-Year 5.62%. Compare rates and lock in the best mortgage rates for your next home loan decision. Compare today's 6.25%
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- [Mortgage Rates Today: Daily 30-Year Rate 6.23% Apr 23 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-04-23/) - Today's mortgage rates: 30-Year 6.23%, 15-Year 5.52%. Compare rates and lock in the best home loan options for your financial future. Compare today's 6.23% 30-y
- [Mortgage Rates Today: Daily 30-Year Rate 6.22% Apr 22 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-04-22/) - Today's mortgage rates: 30-Year 6.22%, 15-Year 5.45%. Lock in your rate now and plan your next move in the housing market. Compare rates today!. Compare today's
- [Mortgage Rates Today: Daily 30-Year Rate 6.19% Apr 21 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-04-21/) - Today's mortgage rates: 30-Year 6.19%, 15-Year 5.49%. Compare rates and find the best mortgage options for your home loan needs. Act now to secure your rate!
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- [Mortgage Rates Today: Daily 30-Year Rate 6.09% Jan 21, 2026](https://www.mortgagedaily.com/news/current-mortgage-rates-report-for-jan-22-2026/) - Current mortgage rates report for Jan. 22, 2026: 30-year fixed at 6.13%, 15-year fixed at 5.57%, 5/1 ARM near 5.64%, and 30-year refi around 6.29%.
- [Mortgage Rates Today: Daily 30-Year Rate 6.09% Jan 22, 2026](https://www.mortgagedaily.com/news/current-mortgage-rates-report-for-jan-23-2026/) - Current mortgage rates report for Jan. 23, 2026: 30-year fixed at 6.13%, 15-year fixed at 5.57%, 5/1 ARM near 5.64%, and 30-year refi around 6.29%.
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- [Mortgage Rates Today: Daily 30-Year Rate 6.10% Jan 26, 2026](https://www.mortgagedaily.com/news/current-mortgage-rates-report-for-jan-27-2026/) - Current mortgage rates report for Jan. 27, 2026: 30-year fixed at 6.13%, 15-year fixed at 5.57%, 5/1 ARM near 5.64%, and 30-year refi around 6.29%.
- [Mortgage Rates Today: Daily 30-Year Rate 6.10% Jan 27, 2026](https://www.mortgagedaily.com/news/current-mortgage-rates-report-for-jan-28-2026/) - Current mortgage rates report for Jan. 28, 2026: 30-year fixed at 6.13%, 15-year fixed at 5.57%, 5/1 ARM near 5.64%, and 30-year refi around 6.29%.
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- [Angel Oak Companiesnana$0.7$0.5$0.4](https://www.mortgagedaily.com/news/fundingsconforming-2/) - 2018 Total Residential (in billions) Company Full-Year 2018 Q4 2018 Q3 2018 Q2 2018 Q1 2018 Alaska USA Federal Credit Union na na na $0.2 $0.2 Angel Oak Companies na na $0.7 $0.5 $0.4 Bank of America Corp. na na $14.1 $15.8 $13.2 BB&T Corp. na na $4.4 $4.4 $3.3 Churchill Mortgage Corp. na na
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- [Third-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/compliancelawsuits3q2012/) - Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story AMERISAVE MORTGAGE CORPORATION, Defendant JUNICHIRO SONODA, et al., Plaintiffs U.S. District Court, N.D. California na Settlement reached. JUNICHIRO SONODA, et al., Plaintiffs, v. AMERISAVE MORTGAGE CORPORATION, Defendant. C-11-1803 EMC na 9/20/2012 www.mortgagedaily.com/ComplianceLawsuits3q2012.asp Citimortgage, Inc., Fannie Mae, First Portland
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- [Mortgage Rates Today: Daily 30-Year Rate 6.08% Feb 6, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-06/) - Discover today's mortgage rates: 30-year fixed at 6.08%, 15-year fixed at 5.33%. Compare rates now and get expert analysis for the best home loan options today!
- [Mortgage Rates Today: Daily 30-Year Rate 6.08% Feb 7, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-07/) - Explore today's mortgage rates: 30-year fixed at 6.08%, 15-year fixed at 5.33%. Compare rates now and get expert analysis to find the best mortgage for you.
- [Mortgage Rates Today: Daily 30-Year Rate 6.08% Feb 8, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-08/) - Discover today's mortgage rates: 30-year fixed at 6.08%, 15-year fixed at 5.33%. Compare rates now and plan your next move with expert analysis. Don't miss out!
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- [Mortgage Rates Today: Daily 30-Year Rate 6.62% Feb 11, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-11/) - Mortgage Rates Today: Daily Update for February 11, 2026 - 30-Year Fixed at 6.62% 30-Year Fixed 6.62% 15-Year Fixed 5.89% 5/1 ARM 6.08% Today's mortgage rates show the 30-year fixed mortgage rate at 6.62 percent, while the 15-year fixed mortgage rate stands at 5.89 percent, and the 5/1 adjustable rate mortgage (ARM) is currently at
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- [Mortgage Rates Today: Daily 30-Year Rate 6.09% Feb 13, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-13/) - Explore today's mortgage rates: 30-year fixed at 6.09% and 15-year fixed at 5.44%. Compare current rates and get expert analysis to find the best mortgage.
- [Mortgage Rates Today: Daily 30-Year Rate 6.03% Feb 14, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-14/) - Discover today's mortgage rates: 30-year fixed at 6.03% and 15-year fixed at 5.33%. Compare current rates now and get expert analysis to secure the best.
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- [Mortgage Rates Today: Daily 30-Year Rate 6.03% Feb 16, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-16/) - Discover today's mortgage rates: 30-year fixed at 6.03% and 15-year fixed at 5.33%. Compare rates now for the best deals and expert analysis on current trends!
- [Mortgage Rates Today: Daily 30-Year Rate 6.03% Feb 17, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-17/) - Explore today's mortgage rates: 30-year fixed at 6.03% and 15-year fixed at 5.33%. Compare rates now for your best home loan options and expert analysis.
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- [Mortgage Rates Today: Daily 30-Year Rate 6.00% Feb 22, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-22/) - Discover today's mortgage rates: 30-year fixed at 6.00% and 15-year fixed at 5.34%. Compare current rates now and get expert analysis on how to secure the.
- [Mortgage Rates Today: Daily 30-Year Rate 6.00% Feb 23, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-23/) - Explore today's mortgage rates: 30-year fixed at 6.00%, 15-year fixed at 5.34%. Compare current mortgage rates and get expert analysis on securing the best.
- [Mortgage Rates Today: Daily 30-Year Rate 5.98% Feb 24, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-24/) - Explore today's mortgage rates: 30-year fixed at 5.98% and 15-year fixed at 5.31%. Get expert analysis and compare rates to find the best mortgage for you now!
- [Mortgage Rates Today: Daily 30-Year Rate 5.95% Feb 25, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-25/) - Explore today's mortgage rates with a 30-year fixed at 5.95% and a 15-year fixed at 5.29%. Compare current rates and get expert analysis to find the best.
- [Mortgage Rates Today: Daily 30-Year Rate 5.96% Feb 26, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-26/) - Discover today's mortgage rates: 30-year fixed at 5.96%, 15-year fixed at 5.29%. Compare rates now for the best deal. Stay informed with expert analysis today!
- [Mortgage Rates Today: Daily 30-Year Rate 5.96% Feb 27, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-27/) - Discover today's mortgage rates: 30-year fixed at 5.96% and 15-year fixed at 5.29%. Compare rates now and get expert analysis to secure the best mortgage for.
- [Mortgage Rates Today: Daily 30-Year Rate 5.94% Feb 28, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-02-28/) - Today's mortgage rates: 30-year fixed at 5.94%, 15-year fixed at 5.33%. Compare rates now to find the best home loan for you. Get expert analysis on today's.
- [Mortgage Rates Today: Daily 30-Year Rate 5.94% Mar 1, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-03-01/) - Discover today's mortgage rates: 30-year fixed at 5.94%, 15-year fixed at 5.33%. Compare rates now and get expert analysis to find the best mortgage for you!
- [Mortgage Rates Today: Daily 30-Year Rate 5.94% Mar 2, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-03-02/) - Discover mortgage rates today with a 30-year fixed at 5.94% and 15-year fixed at 5.33%. Compare today's rates and get expert analysis on current trends.
- [Mortgage Rates Today: Daily 30-Year Rate 5.90% Mar 3, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-03-03/) - Explore today's mortgage rates with our expert analysis. 30-year fixed at 5.90% and 15-year fixed at 5.34%. Compare rates now and secure the best mortgage.
- [Mortgage Rates Today: Daily 30-Year Rate 5.97% Mar 4, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-03-04/) - Discover today's mortgage rates: 30-year fixed at 5.97% and 15-year fixed at 5.28%. Get expert analysis and compare rates to find the best mortgage deal for.
- [Mortgage Rates Today: Daily 30-Year Rate 5.99% Mar 5, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-03-05/) - Discover today's mortgage rates: the 30-year fixed mortgage rate is at 5.99% and the 15-year fixed rate is 5.35%. Compare rates and get expert analysis now!
- [Freddie Mac PMMS March 5, 2026: 30-Year Fixed 6.00%](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-03-06/) - Freddie Mac PMMS March 5, 2026 shows a 30-year fixed rate at 6.00%. Explore the latest mortgage rates and secure the best home loan options today!
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- [Mortgage Rates Today: Daily 30-Year Rate 6.06% Mar 10, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-03-10/) - Discover today's mortgage rates: the 30-year fixed mortgage rate is 6.06% and the 15-year fixed mortgage rate is 5.43%. Compare rates now for the best deal!
- [Mortgage Rates Today: Daily 30-Year Rate 6.08% Mar 11, 2026](https://www.mortgagedaily.com/rates/daily-mortgage-rates-2026-03-11/) - Discover today's mortgage rates: 30-year fixed at 6.08% and 15-year fixed at 5.46%. Compare rates now to find the best home loan for you!. Compare today's 6.08%
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- [Mike Rippy Named LandSafe CTO](https://www.mortgagedaily.com/news/landsafe3-6-01/) - LandSafe Appoints Mike Rippy To Chief Technology Officer Position PLANO, Texas (March 5, 2001) - Mike Rippy, a senior vice president at Countrywide Home Loans, has been named chief technology officer of LandSafe, Inc., LandSafe President and Chief Operating Officer Michael Faine announced today. LandSafe, a premier provider of real estate information and closing services, is
- [Friction With Fannie and Freddie](https://www.mortgagedaily.com/news/gse040201/) - Friction With Fannie and FreddieSome subprime lenders unhappy with GSE participation April 2, 2001 By Sam Garcia The National Home Equity Mortgage Association (NHEMA) -- whose members include home equity lenders and subprime lenders -- held its annual conference recently in Palm Desert, California. One of the most heated sessions during the conference was "GSEs: A Role
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- [E*TRADE Announces Launch of E*TRADE Mortgage](https://www.mortgagedaily.com/news/etrade061801/) - E*TRADE Announces Launch of E*TRADE Mortgage One of Financial Services' Most Widely Known Brand Names Now Includes Online Mortgage Origination - Delivering Customer Value and Profitability Through Diversified Model MENLO PARK, Calif., June 18 /CNW/ -- E*TRADE Group, Inc. (NYSE: ET news) today announced the launch of E*TRADE Mortgage, a major integration milestone following its February 1, 2001
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- [2018 Mortgage Production Highs and Lows](https://www.mortgagedaily.com/news/fundingsconforming/) - Mortgage production in 2018 followed a volatile path, with sharp shifts in volume from one quarter to the next as rising interest rates, changing refinance activity, and shifting consumer demand reshaped the market. After a relatively strong start early in the year, production slowed midyear before showing mixed signs of stabilization toward the end. A
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- [Mortgage License News](https://www.mortgagedaily.com/news/licenses/) - Diamond Residential Mortgage Settles Alleged Fraud Diamond Residential Mortgage Corp. has agreed to pay more than $1 million to settle alleged fraudulent activity by former employees. Lender Blames CT Bank Regulator for Layoffs Overzealous licensing requirements in Connecticut are being blamed for the termination of a home lender's planned headquarters expansion and dozens of layoffs.
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- [Record Purchase Lending at Guild, Staffing Grows](https://www.mortgagedaily.com/news/netbranch/) - Net Branch Companies Tout GrowthAmerican Pacific, PRMI and Allied report new branches February 5, 2008 By SAM GARCIA As firms collapsed and more than 100,000 employees left the mortgage industry last year, three net branch companies are reporting growth. Since the beginning of 2007, MortgageDaily.com has tracked the demise of more than 150 mortgage firms -- including several net branch companies.
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- [Army Pilot Worked at Chase](https://www.mortgagedaily.com/news/soldierianmanuel982394/) - Army Pilot Worked at ChaseIan Manuel killed when Black Hawk shot down in Iraq August 23, 2004 By COCO SALAZAR Among the nine soldiers killed when a Black Hawk helicopter was shot down in Iraq earlier this year was a former mortgage employee. Chief Warrant Officer Ian Manuel, 23, of Florida, told his family he and
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- [PinnFund Exec on $330M Fraud Allegations](https://www.mortgagedaily.com/news/subprime0601/) - Home Equity Delinquencies Holding Firm Moody's Index & HEAT Index indicate home equity pool performance withstanding slowing economy MortgageDaily.com June 29 Canceled Policy CitiFinancial to stop selling Single Premium Life MortgageDaily.com June 29 Manufactured Housing Captures New Residents A current look at the industry RealtyTimes.com June 27 Equity loans and the new tax law Under
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- [Add Contingencies to Protect Investment](https://www.mortgagedaily.com/buying/incorporating-contingencies-in-your-real-estate-offer-a-guide-to-protecting-your-investment/) - Protect your real estate investment by learning how contingencies in your offer can safeguard your finances and provide negotiation power.
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- [Finding Right Loan Officer](https://www.mortgagedaily.com/news/choosingloanofficer071601/) - Finding the right loan officer can make the difference between owning the home you want and losing it because you couldn't obtain adequate financing by the closing date. That's because there are many programs for many situations, and a good loan officer knows which program is best for you. Loan officers are also known as
- [The Mortgage Graveyard 1999 Archives](https://www.mortgagedaily.com/news/mortgagegraveyard1999/) - The Mortgage Graveyard 1999 Archives Failed, Struggling and Acquired Mortgage-Related Companies Deceased Acquired 1999 Full year count: 5 Conti Mortgage First National Bank of Keystone FirstPlus Financial Industry Mortgage Co. Mortgage Corporation of America 1999 Full year count: 2 Ditech McGuire Mortgage Mortgage Meltdown Leaves Failed & Bankrupt Lenders in Wake The latest subprime meltdown
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- [What's The Score?](https://www.mortgagedaily.com/news/creditscores1-12-01/) - The scores are determined by a number of factors. More than 1/3 of the score is based on payment history. A third of the score is based on how much is owed.
- [Sound Fundamentals Continuing in Strong Housing Market, NAR](https://www.mortgagedaily.com/news/narhousingforecast070501/) - Sound Fundamentals Continuing in Strong Housing Market, NAR WASHINGTON (July 5, 2001) With historically low mortgage interest rates, low unemployment and high consumer confidence, housing markets are expected to stay near historic highs, according to the National Association of Realtors®. Dr. David Lereah, NAR's chief economist, said the favorable economic backdrop for housing activity would continue. "We
- [Loan Officer Sentenced In 'Flipping' Scam](https://www.mortgagedaily.com/news/scaminformantsentenced012801/) - Get the latest on mortgage fraud cases! A loan officer in Chicago faces sentencing for involvement in a flipping scam.
- [Delinquent Or Not?](https://www.mortgagedaily.com/news/consecobadloans091101/) - TheStreet.com reported last week that Conseco (NYSE: CNC) is employing lax lending practices to hide bad loans, according to three former employees, as well as internal company documents obtained by TheStreet.com. The comments by the ex-employees , individual loan records (including one account with 2 extensions for 7 months total during 1 year) and a
- [MCA Executives Charged With Fraud](https://www.mortgagedaily.com/news/fraudmca083101/) - Michigan State Attorney General Jennifer M. Granholm yesterday announced that senior executives of MCA Financial Corp. were charged with felony securities fraud. Chairman and CEO Patrick D. Quinlan, along with Lee Wells, Keith Pietila and Alexander Ajermian, are accused of defrauding Michigan investors out of more than $83 million, making this the largest securities fraud
- [Mortgage Industry Closures & Failures: 2000 Archive](https://www.mortgagedaily.com/news/mortgagegraveyard2000/) - Mortgage Industry Closures & Failures: 2000 Archive The Mortgage Graveyard chronicles companies that exited the mortgage industry through bankruptcy, closure, acquisition, or regulatory action. This 2000 archive documents the industry changes during that period. About the Mortgage Graveyard Since the early 2000s, the mortgage industry has experienced significant consolidation and upheaval. Hundreds of mortgage lenders,
- [Mortgage Rates Poised To Fall](https://www.mortgagedaily.com/rates/ratesterrorists091201/) - Yesterday's attacks on the World Trade Center and the Pentagon have created an environment of instability, closing U.S. financial markets and halting domestic air travel. Investors -- seeking a safe haven amid the turmoil -- boosted prices of European government bond markets and U.S. Treasuries, according to the interactive edition of the Wall Street Journal
- [Subprime Archives February 2001](https://www.mortgagedaily.com/news/subtab2-01/) - Subprime Archives February 2001 RBMG Subprime Production Up 60%January subprime mortgage loan production was $59.9 million MortgageDaily.com February 28 GMAC unit to issue $2.2 bln asset-backeds $1.5 bil in subprime 1sts; $700 mil in mix of 1sts, 2nds & high LTV Yahoo.com February 27 Boom in foreclosure sales hurts poor U.S. borrowersForeclosure scam linked
- [Bridging The Gap](https://www.mortgagedaily.com/news/technology0601/) - Last Updated Friday, September 14, 2001 02:34 PM CST Mortgage Technology news Technology news for originators, executives and servicers. Coverage of LOS systems, loan product and p r i c i n g engines and other technology offered to the mortgage industry. Who will pay for the Strand Index? Bidding for residential real estate gauge ends Friday Inman.com
- [June 2001](https://www.mortgagedaily.com/news/wamudimeclosing010702-2/) - Discover historic acquisitions in finance! Washington Mutual completes its acquisition of Dime Bancorp in June 2001.
- [The Devil Made Me Do It](https://www.mortgagedaily.com/news/fraudmba123101/) - Brokers originate and process approximately 60% of the mortgage lending business today. Because of broker originations, lenders no longer have an instinctive feel for borrowers -- who have become anonymous in a broker-based system that pushes for faster closings and rule-bending. There are two primary motivations for fraud: Economic pressure and peer pressure. Fraud can
- [COFI Continues Tumble](https://www.mortgagedaily.com/news/cofi020402/) - The monthly weighted average cost of funds index (COFI) for the 11th District savings institutions fell in December to 3.074%, according to the Federal Home Loan Bank of San Francisco. In November, the COFI was 3.368%. The average COFI is announced about 30 days after the end of the month being reported. The COFI, which reflects the interest
- [Two More Plead Guilty In PinnFund Scam](https://www.mortgagedaily.com/news/fraudpinnfundguiltypleas090502/) - Two More Plead Guilty In PinnFund Scam Former CFO admits to role in fraud financials September 5, 2002 By SAM GARCIA Two additional defendants have plead guilty in one of the largest fraud cases in Southern California history.The U.S. Attorney's office recently announced that the former Chief Financial Officer of PinnFund admitted to being a coconspirator in
- [83 Indicted In Cleveland Fraud Scheme](https://www.mortgagedaily.com/news/fraudamericanhomeloans090902/) - A federal grand jury has indicted scores of people in an Ohio mortgage fraud scheme. Many Cleveland-area employees of a national net branch mortgage brokerage company were involved in the scam. The U.S. Department of Justice recently announced that 83 individuals have been indicted by a Cleveland grand jury for participating in mortgage fraud schemes.
- [ACORN Files Suit Against Household Finance](https://www.mortgagedaily.com/news/acornvshousehold020702/) - Amount of loans involved at least $2 billion On Feb. 6, ACORN and two victims of predatory lending will file a class-action suit in California Superior Court in Alameda County accusing Household International and its subsidiaries, Household Finance Corporation of California and Beneficial California, Inc., of a wide range of fraud and misrepresentation. The class
- [Refi Woes](https://www.mortgagedaily.com/news/cendantwritedown092602/) - Refi woes emerged in early 2002 as the refinancing boom strained lender capacity, frustrated borrowers, and raised doubts about how long the surge could last.
- [Refi Rally Raises Record](https://www.mortgagedaily.com/news/refirates091302/) - Refi Rally Raises RecordNear record-low rates to stay at current levels September 13, 2002 By SAM GARCIA Last week's record low rates helped drive loan applications to their highest level ever. As rates continue to hover near record lows, the outlook is for more of the same.Mortgage loan applications soared almost seventeen percent above last week's level, according
- [Friends, Lawyers, Guns and Money](https://www.mortgagedaily.com/news/fraudmba011002/) - Documentation between a lender and other transaction parties, such as mortgage brokers, appraisers and closing agents, determines the level of recovery for a lender that has become a victim of fraud. Because there has not been much case law in most states that provides definition, documents such as the mortgage broker agreement and the appraisal
- [I've Fallen And I Can't Get Up](https://www.mortgagedaily.com/news/refirates092702/) - I've Fallen And I Can't Get Up30-year falls below 6% September 27, 2002 By SAM GARCIA In what has become rather redundant rhetoric, mortgage rates yet again fell to new record lows -- with the 30-year cracking six percent. Tired of reading what seems to be the same article over and over? Well, it appears you'll just
- [Commercial Mortgage News](https://www.mortgagedaily.com/news/commercial1001/) - Commercial Mortgage NewsLast Updated Sunday, November 04, 2001 09:06 PM CST Stories about commercial lending on multifamily, office, retail and industrial properties. What The Hell(er) Last week's commercial mortgage ratings actions MortgageDaily.com October 31 Meet Me In Monterey Last week's commercial mortgage activity MortgageDaily.com October 29 Light Still At The End Of The Tunnel Last week's commercial mortgage
- [Mortgage Industry Closures & Failures: 2001 Archive](https://www.mortgagedaily.com/news/mortgagegraveyard2001/) - Mortgage Industry Closures & Failures: 2001 Archive The Mortgage Graveyard chronicles companies that exited the mortgage industry through bankruptcy, closure, acquisition, or regulatory action. This 2001 archive documents the industry changes during that period. About the Mortgage Graveyard Since the early 2000s, the mortgage industry has experienced significant consolidation and upheaval. Hundreds of mortgage lenders,
- [Record Rates (Again!)](https://www.mortgagedaily.com/news/refirates092002/) - Record Rates (Again!)Room to fall even further? September 20, 2002 By SAM GARCIA Mortgage rates yet again reached record low levels, and there is no sign they will head north anytime soon. Faced with rates that some younger folks have never seen before, waves of Americans continue to flock to mortgage lenders for their less fattening piece
- [California Vs Household](https://www.mortgagedaily.com/news/californiapredatorysuit112101/) - The California Department of Corporations (Department) is seeking $8.5 million in civil penalties from Household International subsidiaries Household Finance Corporation and Beneficial, Inc., as a result of alleged violations of the state's laws and regulations. According to a recent announcement, the Department -- which is responsible for the regulation, enforcement and licensing of some of
- [FBI Investigation Leads To Indictment](https://www.mortgagedaily.com/news/fraudindicment110501/) - A federal indictment was unsealed last week charging Steven D. Mueffelman and John S. Lombardi in a fifteen- count indictment with mail and wire fraud in the operation of an advance fee scheme in Massachusetts and elsewhere, according to an announcement from the U.S. Attorney. The two men were allegedly operators of a mortgage assistance
- [Mortgage Fraud Case May Upset Balance Of Power In NY County](https://www.mortgagedaily.com/news/fraudnylegislature101801/) - In a case that could affect the balance of power in New York's Nassau County, Patrick Williams was indicted by a federal grand jury in Brooklyn on one count of conspiracy, one count of making false statements to a federally insured bank and three counts of defrauding HUD, according to a story by Newsday.com (Newsday).
- [Woman Pleads Guilty In Michigan Fraud Case](https://www.mortgagedaily.com/news/fraudmcaswain112601/) - Cheryl A. Swain pleaded guilty to a charge of mail fraud in connection with her conduct as the Vice President for Marketing Syndication of Mortgage Corporation of America (MCA), according to an announcement from the U.S. Attorney's office last week. Swain, 36, admitted that she participated in the marketing and sale of MCA securities knowing
- [Washington Mutual Completes Dime Acquisition](https://www.mortgagedaily.com/news/wamudimeclosing010702/) - Learn about WaMu's significant acquisition! Washington Mutual finalizes its purchase of Dime Bancorp, boosting its assets.
- [ABN AMRO Growth Outpaces General Marketplace, Says Exec](https://www.mortgagedaily.com/news/abnamroproduction093002/) - ABN AMRO Mortgage Group, Inc. reported finishing the month ending Aug. 31, 2002, with gains over its July production, again primarily a result of its wholesale mortgage division. Slight year-to-date (YTD) dips within some of its subsidiaries were also reported. ABN AMRO reported August 2002 production of $10.75 billion with 67,327 loans funded. This represents
- [Commercial Mortgage News](https://www.mortgagedaily.com/news/commercial1201/) - Commercial Mortgage NewsLast Updated Wednesday, January 02, 2002 12:50 PM CST Stories about commercial lending on multifamily, office, retail and industrial properties. Sunrise, Sunset Last week's commercial mortgage activity MortgageDaily.com December 31 It's The Relationship, Stupid Sales calls to lenders can enhance long-term results MortgageDaily.com December 31 Criimi Doesn't Pay Last week's commercial mortgage ratings actions MortgageDaily.com December
- [2 Accused In Mortgage Fraud Case](https://www.mortgagedaily.com/news/fraudadvantageinvestors091602/) - Two Virginia men are accused of using a Virginia title insurance agency to illegally divert loan proceeds for their own benefit. Some of the diverted funds are suspected of having been wired to oversees bank accounts as one of the men was planning to escape. According to a copy of the affidavit attached to the
- [Irwin Financial Reports Earnings](https://www.mortgagedaily.com/news/irwinearnings012302/) - About Irwin Financial Irwin Financial Corporation ) is an interrelated group of specialized financial services companies. The Corporation, through its five major subsidiaries -- Irwin Mortgage Corporation, Irwin Home Equity Corporation, Irwin Union Bank, Irwin Capital Holdings, and Irwin Ventures -- provides a broad range of financial services to consumers and small businesses in selected
- [Internet Fraud Complaint Center Wins Excellence.Gov Award](https://www.mortgagedaily.com/news/internetfraudfbiunit020602/) - Internet Fraud Complaint Center Wins Excellence.Gov AwardRichmond, VA (February 6, 2002) -- The Internet Fraud Complaint Center, a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C), was recently honored with the Excellence.Gov award. The Excellence.Gov award is presented to federal government agencies that demonstrate innovative electronic government initiatives. Sponsored by
- [OTS Grants States More Authority Over Lenders](https://www.mortgagedaily.com/news/otsrule093002/) - OTS Grants States More Authority Over Lenders New rule affects late fees and prepayments September 30, 2002 By MortgageDaily.com staff A new rule will allow state regulators to require more consumer protections from non-bank mortgage lenders when it takes effect next year. The Office of Thrift Supervision (OTS) announced last week that it is removing prepayment and late
- [It's Getting Better All The Time](https://www.mortgagedaily.com/news/refirates090602/) - It's Getting Better All The TimeRates reach new lows as applications remains strong September 6, 2002 By SAM GARCIA Mortgage rates headed further into record territory this past week, keeping loan application activity near an all-time high.Fixed rates saw the steepest decline, with the average thirty-year falling 0.07% -- or seven basis points (BPS) -- from last week to 6.15%, according
- [Mortgage Industry Closures & Failures: 2002 Archive](https://www.mortgagedaily.com/news/mortgagegraveyard2002/) - Mortgage Industry Closures & Failures: 2002 Archive The Mortgage Graveyard chronicles companies that exited the mortgage industry through bankruptcy, closure, acquisition, or regulatory action. This 2002 archive documents the industry changes during that period. About the Mortgage Graveyard Since the early 2000s, the mortgage industry has experienced significant consolidation and upheaval. Hundreds of mortgage lenders,
- [Mortgage Industry Closures & Failures: 2003 Archive](https://www.mortgagedaily.com/news/mortgagegraveyard2003/) - Mortgage Industry Closures & Failures: 2003 Archive The Mortgage Graveyard chronicles companies that exited the mortgage industry through bankruptcy, closure, acquisition, or regulatory action. This 2003 archive documents the industry changes during that period. About the Mortgage Graveyard Since the early 2000s, the mortgage industry has experienced significant consolidation and upheaval. Hundreds of mortgage lenders,
- [Subprime Mortgage News Archives: Pre-August 2002](https://www.mortgagedaily.com/news/subtab/) - Subprime Mortgage News Archives: Pre-August 2002 This archive documents subprime mortgage industry news and developments from the early 2000s, prior to the market expansion that eventually led to the 2007-2008 financial crisis. Historical Subprime Market Context The subprime mortgage market in the early 2000s was characterized by: Market growth: Rapid expansion of non-prime lending Product
- [Mortgage Industry Employment News: 2004 Archives](https://www.mortgagedaily.com/news/mortgageemployment2004/) - Mortgage Industry Employment News: 2004 Archives This archive documents mortgage industry employment news from 2004, including hiring trends, layoffs, executive moves, and workforce developments. 2004 Industry Context The mortgage industry in 2004 was experiencing: Refinance boom aftermath: Adjusting workforce after 2003 refi surge Purchase market growth: Strong home sales driving origination hiring Technology adoption: Growing
- [Sales Stories & News -- 2006 Archives](https://www.mortgagedaily.com/news/sales2006/) - Sales Stories & News -- 2006 Archives The Secret to Sales Successful business people remember that customers are the essence of their job -- not an interruption, according to a recent Kiplinger audio conference. Best Mortgage Lenders Final mortgage approvals that take longer than one week are likely to create an unhappy mortgage prospect,
- [Sales Stories & News -- 2003 Archives](https://www.mortgagedaily.com/news/sales2003/) - Sales Stories & News -- 2003 Archives Industry Icons What a year for the mortgage industry. 2003 will be remembered as a year of record production and low interest rates, accounting scandals, and the passage of downpayment legislation. But it was the people of the industry that defined 2003. Here are MortgageDaily.com's five icons of the industry
- [Cincinnati Fraud Ring Broken Up](https://www.mortgagedaily.com/news/fraud/cincinnati-fraud-ring-broken-up/) - Five people, including a retired teacher, have been snagged by federal authorities in a Cincinnati real estate flipping ring that bled investors of more than $7 million. All five have pleaded guilty to federal charges that include bank fraud, conspiracy, submitting phony mortgage papers and income tax evasion, according to documents filed with the U.S.
- [2006 Subprime and Alt-A News Archives](https://www.mortgagedaily.com/news/subprime2006/) - Nonprime Archives 2006 Layered Alt-A Performance Down Alt-A mortgages loaded with more layers of risk that were securitized this year are performing worse than prior vintages performed. But prime fixed rate loans are holding up. NetBank Sues Former Executive NetBank Inc. has filed a lawsuit against a former executive of its now defunct nonconforming
- [Investor Mutiny Against Broker](https://www.mortgagedaily.com/news/ponzibroker071406-2/) - A group of nine investors recently filed a lawsuit accusing a Missouri mortgage broker of operating a $3.1 million Ponzi scheme. Nathan P. Reuter is accused of violating the Racketeer Influenced and Corrupt Organizations Act and the Securities Act of 1933 in a lawsuit filed in a federal court in Jefferson City, Mo. The complaint
- [Mortgage Industry Closures & Failures: 2004 Archive](https://www.mortgagedaily.com/news/mortgagegraveyard2004/) - Mortgage Industry Closures & Failures: 2004 Archive The Mortgage Graveyard chronicles companies that exited the mortgage industry through bankruptcy, closure, acquisition, or regulatory action. This 2004 archive documents the industry changes during that period. About the Mortgage Graveyard Since the early 2000s, the mortgage industry has experienced significant consolidation and upheaval. Hundreds of mortgage lenders,
- [HUD Mortgagee Letter 2018-06 Overview](https://www.mortgagedaily.com/mortgages/process/home-appraisal/hecm-appraisals-100118-mortgagee-letter-2018-06/) - HUD’s Mortgagee Letter 2018-06 tightens collateral controls on reverse mortgages by requiring a new risk assessment of all HECM appraisals.
- [2005 Residential Production by Quarter](https://www.mortgagedaily.com/news/fundingsconforming2005/) - 2005 Residential Production by Quarter Last Updated Tuesday, June 26, 2012 10:30 AM Texas Time Quarterly Residential Originations by Lender residential production 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 nonprime production 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 servicing portfolios | archive of all mortgage production stories 2005 Total Residential Company 2005 Total Q4 2005 Q3 2005 Q2 2005 Q1 2005 ABN AMRO $53.4 billion $10.9 billion $16.6 billion $15.4 billion $10.4
- [2004 Residential Production by Quarter](https://www.mortgagedaily.com/news/fundingsconforming2004/) - 2004 Residential Production by Quarter Last Updated Tuesday, June 26, 2012 10:30 AM Texas Time Quarterly Residential Originations by Lender residential production 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 nonprime production 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 servicing portfolios | archive of all mortgage production stories Company 2004 TOTAL Q4 2004 Q3 2004 Q2 2004 Q1 2004 ABN AMRO $56.5 billion $10.6 billion $11.9 billion $19.4 billion 13.1 billion American Home
- [2003 Residential Production by Quarter](https://www.mortgagedaily.com/news/fundingsconforming2003/) - 2003 Residential Production by Quarter Last Updated Tuesday, June 26, 2012 10:30 AM Texas Time Quarterly Residential Originations by Lender residential production 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 nonprime production 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 servicing portfolios | archive of all mortgage production stories Company 2003 TOTAL Q4 2003 Q3 2003 Q2 2003 Q1 2003 ABN AMRO $126.9 billion $17.4 billion $36.1 billion $38.7 billion $34.7 billion American Home
- [Fraud News Archives 2005](https://www.mortgagedaily.com/news/mortgagefraud2005/) - Fraud News Archives 2005 Revised Appraisal Forms Performing Well New residential appraisal forms are making it easier to detect mortgage fraud. LO Steals Down Payment Bruce and Martha Miles thought they were putting down $53,000 with a North Carolina mortgage loan officer to buy a new house. Chase Still Battling Poconos Homeowners A settlement between
- [Fraud News Archives 2003](https://www.mortgagedaily.com/news/mortgagefraud2003/) - Fraud News Archives 2003 Investors Duped With Mortgages in Las Vegas Case The SEC has cracked down on what they describe as a $48 million real estate Ponzi scheme operating out of Nevada -- with Global Express Securities, Connie Farris, and Dawn Reese named as defendents. Lenders Settle With HUD for Aiding in Fraud Scheme
- [Fraud News Archives 2001](https://www.mortgagedaily.com/news/mortgagefraud2001/) - Fraud News Archives 2001 Michael Graham received a sentence of more than 12 years in prison and was ordered to pay $515 million in restitution for his role in the failure of The First National Bank of Keystone. Yehuda Shiv was charged by the SEC with overstating the value of his clients' assets by more than $139
- [Fraud News Archives 2002](https://www.mortgagedaily.com/news/mortgagefraud2002/) - Fraud News Archives 2002 Angel L. Serrano Jr. accused of duping mortgage lenders in a Massachusetts flip scheme. Fraud Flips National Phenomenon: A look at mortgage fraud schemes. Atlanta fraud network responsible for more than $100 million in losses. Several southern California individuals have been charged for defrauding lenders and HUD of millions. The Provident Bank has reportedly filed a civil
- [Mortgage Industry Closures & Failures: 2005 Archive](https://www.mortgagedaily.com/news/mortgagegraveyard2005/) - Mortgage Industry Closures & Failures: 2005 Archive The Mortgage Graveyard chronicles companies that exited the mortgage industry through bankruptcy, closure, acquisition, or regulatory action. This 2005 archive documents the industry changes during that period. About the Mortgage Graveyard Since the early 2000s, the mortgage industry has experienced significant consolidation and upheaval. Hundreds of mortgage lenders,
- [Sales Stories & News -- 2005 Archives](https://www.mortgagedaily.com/news/sales2005/) - Sales Stories & News -- 2005 Archives Broker Bags Business By Cutting Out Realtors A Houston mortgage broker has launched a campaign to attract customers by offering free real estate services. Mortgage Co. Prepares to Thrive as Industry Slows When the mortgage industry heads for a lull, one successful entrepreneur sees it as an
- [Sales Stories & News -- 2004 Archives](https://www.mortgagedaily.com/news/sales2004/) - Sales Stories & News -- 2004 Archives Niche Lead Providers Many originators use mortgage lead companies to find loan prospects. And like many of the loan officers they service, some of these lead providers focus on niche prospects such as customers needing subprime, FHA or reverse programs. More Originations Through Free Services A Michigan
- [Killer Sales Presentations](https://www.mortgagedaily.com/news/salesseminarmichigan120905/) - Killer Sales Presentations Michael Caruso hosts sales seminar December 9, 2005 By PAULA PARISOT Paula Parisot A recent seminar in Troy, Mich., provided attendees with some solid suggestions for shaping up sales. The session, Selling Your Products, Services & Ideas: How to Give Killer Presentations, was presented by Michael Angelo Caruso. He addressed the issues that most
- [2005 Subprime and Alt-A News Archives](https://www.mortgagedaily.com/news/subprime2005/) - Nonprime Archives 2005 PHH Servicer Ratings Improved PHH Mortgage Corp.'s residential primary servicer rating for home equity and home equity line-of-credit products was raised. Woman Wins Nearly $5 Million Verdict Against Ameriquest An Oklahoma borrower, who claims Ameriquest Mortgage Co. ruined her credit because it didn't pay off mortgages in refinance transactions, has won the
- [Platform Options](https://www.mortgagedaily.com/news/platform022309-2/) - Mortgage technology firms have been touting their platforms that they say improve communication, reduce transaction turn times and increase closings. A developing yardstick appears to be the number of service providers within a given network. LoanMarq, which was launched in December, is a Web-based community of parties involved in real estate transactions -- including originators,
- [2007 Residential Production by Quarter](https://www.mortgagedaily.com/news/fundingsconforming2007/) - 2007 Residential Production by Quarter Last Updated Tuesday, June 26, 2012 10:31 AM Texas Time Quarterly Residential Originations by Lender residential production 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 nonprime production 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 servicing portfolios | archive of all mortgage production stories 2007 Total Residential Company TOTAL 2007 Q4 2007 Q3 2007 Q2 2007 Q1 2007 Bank of America $188.6 billion $44.1 billion $48.0 billion $51.9
- [2006 Residential Production by Quarter](https://www.mortgagedaily.com/news/fundingsconforming2006/) - 2006 Residential Production by Quarter Last Updated Tuesday, June 26, 2012 10:31 AM Texas Time Quarterly Residential Originations by Lender residential production 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 nonprime production 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 servicing portfolios | archive of all mortgage production stories 2006 Total Residential Company 2006 TOTAL Q4 2006 Q3 2006 Q2 2006 Q1 2006 American Home Mortgage $58.9 billion $15.5 billion $15.3 billion $14.9
- [PNC Acquiring National City](https://www.mortgagedaily.com/news/pncnationalcity102408-2/) - A major consolidation of U.S. financial institutions picked up steam as a deal was reached for National City Corp. to be acquired by The PNC Financial Services Group Inc. The acquisition is effectively being financed by U.S. taxpayers under the U.S. Treasury's direct investment in domestic banks. The two companies announced today that PNC has
- [PNC Fundings Fall, But Delinquency & Earnings Improve](https://www.mortgagedaily.com/news/pncproduction102209-2/) - Quarterly residential originations plummeted at PNC Financial Services Group Inc. But earnings and delinquency saw a big improvement. Home loan production was $3.6 billion during the third quarter, according to earnings data released today. Volume plummeted from the second quarter's $6.4 billion, "reflecting a significant drop in refinancing activity." The refinance share fell to 59
- [Big Morgan Stanley Subprime Settlement](https://www.mortgagedaily.com/news/settlementmorganstanley062410-2/) - Morgan Stanley has settled for more than $100 million allegations that it helped put subprime borrowers in unaffordable mortgages and soaked investors in the process. The settlement was announced today by the Massachusetts Attorney General's office. According to the state, the New York-based investment banker will payout $58 million to 1,000 borrowers. In addition, $20
- [Experts Differ on Where Mortgage Rates Headed](https://www.mortgagedaily.com/news/ratesrefis091710-2/) - Mortgage rates turned in a mixed performance this week, and economists at two mortgage giants have different outlooks about where rates are headed. Meanwhile, mortgage activity picked up. A mortgage loan that takes 30 years to pay off was going for 4.37 percent this week, according to Freddie Mac -- which buys loans from mortgage
- [Mortgage Industry Closures & Failures: 2008 Archive](https://www.mortgagedaily.com/news/mortgagegraveyard2008/) - Mortgage Industry Closures & Failures: 2008 Archive The Mortgage Graveyard chronicles companies that exited the mortgage industry through bankruptcy, closure, acquisition, or regulatory action. This 2008 archive documents the industry changes during that period. About the Mortgage Graveyard Since the early 2000s, the mortgage industry has experienced significant consolidation and upheaval. Hundreds of mortgage lenders,
- [Mortgage Industry Closures & Failures: 2006 Archive](https://www.mortgagedaily.com/news/mortgagegraveyard2006/) - Mortgage Industry Closures & Failures: 2006 Archive The Mortgage Graveyard chronicles companies that exited the mortgage industry through bankruptcy, closure, acquisition, or regulatory action. This 2006 archive documents the industry changes during that period. About the Mortgage Graveyard Since the early 2000s, the mortgage industry has experienced significant consolidation and upheaval. Hundreds of mortgage lenders,
- [Record Mortgage Rates Might Fall Further](https://www.mortgagedaily.com/news/ratesrefis100710-2/) - Another round of record-breaking interest rates convinced more consumers to inquire about a mortgage this week. One key barometer points to even lower mortgage rates. It was a new low for the average 30-year fixed-rate, which was 4.27 percent in Freddie Mac's survey of mortgage lenders for the week ended Thursday. The 30-year fell from
- [Mortgage Industry Closures & Failures: 2007 Archive](https://www.mortgagedaily.com/news/mortgagegraveyard2007/) - Mortgage Industry Closures & Failures: 2007 Archive The Mortgage Graveyard chronicles companies that exited the mortgage industry through bankruptcy, closure, acquisition, or regulatory action. This 2007 archive documents the industry changes during that period. About the Mortgage Graveyard Since the early 2000s, the mortgage industry has experienced significant consolidation and upheaval. Hundreds of mortgage lenders,
- [PNC's Residential Business Deteriorates](https://www.mortgagedaily.com/news/pncproduction012110-2/) - Residential originations tumbled at the PNC Financial Services Group Inc., while mortgage earnings declined and delinquency deteriorated. But overall earnings and commercial mortgage delinquency improved. Headcount at the mortgage unit, meanwhile, fell. Residential lending was $2.3 billion during the fourth-quarter 2009, according to earnings data reported today. Volume sank from $3.6 billion in the prior
- [Employment News Archives 2006](https://www.mortgagedaily.com/news/mortgageemployment2006/) - Employment News Archives 2006 ABN AMRO Layoffs ABN AMRO will reduce its U.S. workforce by hundreds of employees. Lender Pays Overtime A Houston, Texas-based mortgage lender paid more than a half million dollars in back wages to employees in six states. Michigan Processors Wanted A mortgage outsourcer's expansion in Michigan will create hundreds of new jobs.
- [2008 Residential Production by Quarter](https://www.mortgagedaily.com/news/fundingsconforming2008/) - 2008 Residential Production by Quarter Last Updated Tuesday, June 26, 2012 10:32 AM Texas Time Quarterly Residential Originations by Lender residential production 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 nonprime production 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 servicing portfolios | archive of all mortgage production stories 2008 Total Residential Company TOTAL 2008 Q4 2008 Q3 2008 Q2 2008 Q1 2008 Bank of America $181.0 billion $49.9 billion (includes Countrywide) $58.6
- [2009 Residential Production by Quarter](https://www.mortgagedaily.com/news/fundingsconforming2009/) - 2009 Residential Production by Quarter Last Updated Tuesday, April 22, 2014 04:03 PM Texas Time Quarterly Residential Originations by Lender residential production 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 nonprime production 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 servicing portfolios | archive of all mortgage production stories 2009 Total Residential Company Full-Year 2009 Q4 2009 Q3 2009 Q2 2009 Q1 2009 AmTrust Bank failed in Q4 failed in Q4 $20.1 billion (ytd
- [Fraud News Archives 2006](https://www.mortgagedaily.com/news/mortgagefraud2006/) - Fraud News Archives 2006 Stewart Sues Brokers Some of the mortgage brokers who previously operated as part of a defunct net branch network are embroiled in a $3 million mortgage fraud lawsuit in the Massachusetts state courts. Broker Beats State A Massachusetts judge has ruled that a mortgage broker was the victim -- and
- [S.C. Halts Conforming Foreclosures](https://www.mortgagedaily.com/news/foreclosure/moratoriumsc050509-2/) - A South Carolina supreme court judge has halted foreclosures on Fannie Mae and Freddie Mac loans. The moratorium is targeted at loans that qualify for modifications under a federal program. Two other big states have also recently extended the time needed by lenders to foreclose. Supreme Court of South Carolina Chief Justice Jean H. Toal
- [Originations Evaporating at PNC](https://www.mortgagedaily.com/news/pncproduction042210-2/) - Production at PNC Mortgage has plummeted more than 70 percent during the past 12 months, while mortgage earnings have declined more than 60 percent. But compared to the prior quarter, the mortgage banking staff increased by more than 70 people, delinquency declined and mortgage earnings improved. The PNC Financial Services Group Inc. reported today first-quarter residential
- [Lenders Duped by Broker](https://www.mortgagedaily.com/news/pleabarkowski102609-2/) - A Florida mortgage broker has pleaded guilty to selling the same mortgage notes to multiple investors in a scheme that led to millions of dollars in losses. Among his victims were Bank of America Corp. On Friday, Peter A Bakowski agreed to a guilty plea, according to documents filed with the U.S. District Court for
- [PNC Delinquency is Sky High](https://www.mortgagedaily.com/news/pncproduction072309-2/) - Residential delinquency at The PNC Financial Services Group Inc. jumped and is more than twice as high as the industry rate. Earnings and originations also deteriorated. But one bright spot was an increase in the number of mortgage employees. Second-quarter originations came in at $6.4 billion, the Pittsburgh, Pa.-based firm reported today. Fundings fell from $6.9 billion
- [Refis Retreat, No Change for Rates Ahead](https://www.mortgagedaily.com/news/ratesrefis103110-2/) - Fixed-rate mortgages rose this week but are likely to be unchanged in next week's reports. Consumers seeking refinances drove a small decline in prospective borrower activity. Increasing slightly from last week, the average 30-year fixed-rate mortgage was 4.23 percent in Freddie Mac's Primary Mortgage Market Survey for the week ended Thursday. The 30-year was 5.03
- [Rates Might Be Lower This Week](https://www.mortgagedaily.com/news/ratesrefis121910-2/) - Interest rates rose, new mortgage activity eased and at least one panel predicts a further increase in rates. But the latest available data suggests mortgages rates will be lower in this week's reports. Rising from the previous week, the average 30-year fixed-rate mortgage was 4.83 percent in Freddie Mac's weekly survey of 125 thrifts, credit
- [Record-Low Rates to Rise](https://www.mortgagedaily.com/news/ratesrefis101510-2/) - The lowest mortgage rates since the 1950's will probably be higher in next week's reports. Inquiries and applications for mortgage loans have accelerated as more borrowers scramble to refinance at incredibly low interest rates. But a steep decline in refinances is projected after December. The latest record to be shattered was the 30-year fixed-rate mortgage,
- [Chase Settles Long Running Lawsuit](https://www.mortgagedaily.com/news/poconossettlement031609-2/) - A mortgage fraud lawsuit has been settled between a JPMorgan Chase & Co. mortgage unit and a group of Poconos borrowers. It's a litigation fiasco that originally began in 2001. On a telephone conference call last month, attorneys for all plaintiffs and defendants -- including Chase Manhattan Mortgage Corp. -- indicated that they had reached a settlement
- [Third-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/titleinsurancelawsuits3q2012/) - Title Lawsuits Third-Quarter 2012 Mortgage Litigation Index Litigation tied to property title and title insurance claims. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story AMERIQUEST MORTGAGE COMPANY FREDERICK W. STRICKLAND AND CHERYL D. STRICKLAND Court of Appeals of Louisiana, First Circuit $60,000 Judgment in
- [Orders By Type](https://www.mortgagedaily.com/news/regulatoryq3ordertype2010/) - Orders By Type 3rd-quarter 2010 Regulatory Orders The following table summarizes -- by quarter and order type -- orders issued by either the Federal Deposit Insurance Corporation, the Federal Reserve, the National Credit Union Administration, the Office of the Comptroller of the Currency or the Office of Thrift Supervision. Order Type By Quarter Type of
- [Orders By Regulator](https://www.mortgagedaily.com/news/regulatoryq1regulators2011/) - Orders By Regulator 1st-quarter 2011 Regulatory Orders The following table summarizes total orders issued by quarter by the Federal Deposit Insurance Corporation, the Federal Reserve, the National Credit Union Administration, the Office of the Comptroller of the Currency or the Office of Thrift Supervision. Regulator By Quarter Regulator Q1 2011 Q4 2010
- [Guilty Conviction for Taylor Bean Founder](https://www.mortgagedaily.com/news/taylorbeanconviction042011-2/) - It's been a blockbuster year for the U.S. Department of Justice -- with guilty pleas coming from six defendants in the Taylor, Bean & Whitaker Corp. fraud case. Now, the mastermind behind the $2.9 billion scheme has been convicted by a jury. In the Fall of 2008 -- when the rest of the financial world
- [Taylor Bean Saga Continues](https://www.mortgagedaily.com/news/pleataylorbean031411-2/) - It was the third time in as many weeks that a defendant in the Taylor Bean and Whitaker Mortgage Corp. case pled guilty. The latest action turns up the heat on the failed company's former chief to cop his own plea. The trio of guilty pleas began last month with the company's former treasurer. Desiree
- [Lawyers Challenge OH Foreclosure Requirements](https://www.mortgagedaily.com/news/mctforeclosuresohio013111-2/) - Six lawyers are challenging Ohio requirements that they "personally certify the authenticity and accuracy" of all foreclosure documents. A complaint filed in the state's supreme court against three judges requests a writ of prohibition. In response to a national outcry over fraudulent foreclosure filings, three Franklin County, Ohio, judges are requiring lawyers to verify that
- [Firm Settles YSP Discrimination Charges](https://www.mortgagedaily.com/news/settlementgoldenempire092010-2/) - A California mortgage firm that originates more than $2 billion annually settled for $5.5 million allegations that it charged Hispanic borrowers higher interest rates and split the yield spread premiums with its loan originators. The company, Golden Empire Mortgage Inc., was originally sued in U.S. District Court For the Central District of California in May
- [FDIC Sues AMC](https://www.mortgagedaily.com/news/lawsuitlps051011-2/) - Alleged faulty appraisals have the Federal Deposit Insurance Corp. looking to the courts to recover more than $150 million in losses on loans from a failed bank. But the defendant, an appraisal management company, claims it was mostly reviewing appraisals completed by other firms. The appraisals were performed for Washington Mutual Bank by LSI Appraisal LLC
- [Mostly Good PNC Results](https://www.mortgagedaily.com/news/pncproduction042111-2/) - The PNC Financial Services Group Inc. managed a quarterly increase in its servicing portfolio, though its mortgage assets declined. Residential delinquency was lower, but late payments on commercial mortgages worsened. Residential production was down 9 percent during the quarter. From January through March, total mortgage fundings were $3.2 billion, off from $3.5 billion in the prior
- [Lawsuits Seek $2 Bil from Execs of Failed Banks](https://www.mortgagedaily.com/news/lawsuitsfdic112410-3/) - A wave of civil lawsuits targeting dozens of former executives and directors of failed banks has already begun. In all, the government hopes to recover $2 billion. Professional liability lawsuits against 80 former directors and officers of failed banks have been approved by the Federal Deposit Insurance Corp.'s board of directors, spokesman Greg Hernandez reported
- [More Loan Prospects Eye ARMs](https://www.mortgagedaily.com/news/ratesrefis102210-2/) - As fixed rates rose this week, the one-year adjustable-rate mortgage tumbled to its lowest level in nearly three decades -- luring in more ARM borrowers. The outlook for the one-year ARM is a continued decline. Bouncing off its record-low reached last week, the average 30-year fixed-rate mortgage moved 0.02 percent higher to 4.21 percent in Freddie
- [Orders By Regulator](https://www.mortgagedaily.com/news/regulatoryq3regulators2010/) - Orders By Regulator 3rd-quarter 2010 Regulatory Orders The following table summarizes total orders issued by quarter by the Federal Deposit Insurance Corporation, the Federal Reserve, the National Credit Union Administration, the Office of the Comptroller of the Currency or the Office of Thrift Supervision. Regulator By Quarter Regulator Q3 2010 Q2 2010 Q1 2010 Q4
- [MBS Litigation is Busy](https://www.mortgagedaily.com/news/litigationmbs021811-2/) - Mortgage-backed securities litigation, already a fast-growing sector, has gotten even busier during the past several months. While several new lawsuits have been filed and some cases have been thrown out of court or settled, in a development ominous to plaintiffs' attorneys, the New York courts -- extremely sophisticated in the ways of securities litigation --
- [Broker Wins Repurchase Appeal](https://www.mortgagedaily.com/news/lawsuiting022311-2/) - A California appellate court has thrown out a lower court's decision in favor of a wholesale lender who had sought to hold a mortgage broker liable for a defaulted loan because the income was not verified. The fraudulent income was discovered during the approval process for a loan modification. The decision came out of the
- [Former IndyMac Chief Charged With Fraud](https://www.mortgagedaily.com/news/lawsuitindymac021111-2/) - The former chief executive officer IndyMac Bancorp was among three former executives of the failed firm charged with lying to investors. In the formerly Pasadena, Calif.-based company's 2007 annual report, investors were advised that IndyMac expected to return to profitability and make preferred dividend payments in 2008 without having to raise new capital. But just
- [Interest Deduction Popular But Unnecessary](https://www.mortgagedaily.com/news/mctdeduction042511-2/) - While the mortgage interest deduction is cherished by millions of U.S. homeowners, economists say that the deduction does nothing for home ownership rates. The AT&T commercial shows a guy sitting in a restaurant booth arguing on his iPhone about the date of a particular event. As the debate rages he secretly surfs the Internet to
- [Complete List of Orders By Company](https://www.mortgagedaily.com/news/regulatoryq4companies2010/) - Complete List of Orders By Company 4th-quarter 2010 Regulatory Orders The following banking institutions -- or their current or former employees -- faced regulatory orders during the second quarter by either the Federal Deposit Insurance Corporation, the Federal Reserve, the National Credit Union Administration, the Office of the Comptroller of the currency or the Office
- [Complete List of Orders By Company](https://www.mortgagedaily.com/news/regulatoryq3companies2010/) - Complete List of Orders By Company 3rd-quarter 2010 Regulatory Orders The following banking institutions -- or their current or former employees -- faced regulatory orders during the second quarter by either the Federal Deposit Insurance Corporation, the Federal Reserve, the National Credit Union Administration, the Office of the Comptroller of the currency or the
- [2010 Residential Production by Quarter](https://www.mortgagedaily.com/news/fundingsconforming2010/) - 2010 Residential Production by Quarter Last Updated Saturday, September 20, 2014 05:54 PM Texas Time Quarterly Residential Originations by Lender residential production 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 nonprime production 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 servicing portfolios | archive of all mortgage production stories 2010 Total Residential Company Full-Year 2010 Q4 2010 Q3 2010 Q2 2010 Q1 2010 Arvest Bank $1.8 billion na na na na Associated Bank
- [PNC Performance Better, Employees Added](https://www.mortgagedaily.com/news/pncproduction012011-2/) - Quarterly loan production improved at The PNC Financial Services Group Inc., though annual originations sank by nearly half. As the company cut its servicing portfolio and mortgage holdings, residential delinquency has improved. Late payments on commercial mortgages have tumbled over the past year. The mortgage staff grew by 200. Mortgage originations climbed to $3.5 billion in
- [Orders By Type](https://www.mortgagedaily.com/news/regulatoryq1ordertype2011/) - Orders By Type 1st-quarter 2011 Regulatory Orders The following table summarizes -- by quarter and order type -- orders issued by either the Federal Deposit Insurance Corporation, the Federal Reserve, the National Credit Union Administration, the Office of the Comptroller of the Currency or the Office of Thrift Supervision. Order Type By Quarter Type of
- [Mortgage Investors Deceived by Servicer, Lender](https://www.mortgagedaily.com/news/financialresources041711-2/) - A new report from the State of New Hampshire looked at how a hard-money lender and a mortgage servicer colluded to carry out a Ponzi scheme by misleading investors, auditors and regulators. Financial Resources & Assistance of the Lakes Region Inc. was incorporated in New Hampshire in May 1989 by Scott Farah, according to findings of
- [NJ Case Outlines Blueprints for Affidavits](https://www.mortgagedaily.com/news/dpforeclosurenj020311-2/) - In a foreclosure case filed by Wells Fargo Bank, N.A., the New Jersey Superior Court, Appellate Division, articulated stringent standing requirements for residential foreclosure plaintiffs that did not originate the loans, but obtained them after origination. The court held that such lenders must authenticate the note and mortgage based on personal knowledge, and that the
- [Employer v. Employee](https://www.mortgagedaily.com/news/litigationemployment070910-2/) - Two mortgage firms recently prevailed in court over former employees, while two more firms face new court battles with former employees. Wan Tim was unsuccessful in appealing a judgment in favor of Bank of America, National Association, according to a copy of the ruling by the Court of Appeals of California, Second District, Division Two,
- [Quicken Loses Ruling in Timesheet Fraud Case](https://www.mortgagedaily.com/news/lawsuitquicken051011-2/) - On the heels of its victory in a seven-year-old federal lawsuit filed by its former loan officers, Quicken Loans Inc. suffered a blow in another federal lawsuit filed by a former secretary who claims the company asked her to lie on her timesheet. In March, a federal jury decided in favor of the Detroit-based company
- [PNC Performance Mostly Improved](https://www.mortgagedaily.com/news/pncproduction072310-2/) - Residential delinquency at The PNC Financial Services Group Inc. has improved substantially, though the same cannot be said for home-equity delinquency. Quarterly earnings improved, and home-loan fundings moved higher on a quarterly basis but deteriorated substantially from a year ago. The bank plans a big sale of distressed assets. In its second-quarter earnings report, PNC said
- [Freddie's Forecast Blows Away Other Outlooks](https://www.mortgagedaily.com/news/outlook061912b/) - First it was the Mortgage Bankers Association increasing this year's origination outlook to nearly $1.3 trillion. Fannie Mae followed, pushing projected production past $1.3 trillion. Not to be outdone, Freddie Mac has now topped both forecasts by more than $100 billion. In its June 2012 Economic and Housing Market Outlook released Tuesday, the Federal Home
- [$4.5 Billion in Soured RMBS Investments at Issue in Lawsuit](https://www.mortgagedaily.com/news/lawsuitfhfavsubs072711-2/) - The regulator in control of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corp. has filed a lawsuit claiming that the two government-controlled enterprises were deceived on more than $4 billion in non-agency residential mortgage-backed securities they acquired. The lawsuit was filed Wednesday by the Federal Housing Finance Agency in U.S. District
- [BofA Buried Deep in MBS Litigation](https://www.mortgagedaily.com/news/litigationmbs043012boa/) - Legacy liability on securitized loans from its Merrill Lynch and Countrywide Financial Corp. acquisitions has kept Bank of America Corp. busy in federal and state court defending its capital. Among the plaintiffs are life insurance companies and insurers of residential mortgage-backed securities, while a range of BofA subsidiaries are among the defendants. On March 30,
- [Mortgage Industry Conferences & Events Calendar](https://www.mortgagedaily.com/news/conferences1112/) - Date Conference Title Host Location Web site Nov. 1 WBA CFO Conference Wisconsin Bankers Association Crowne Plaza, Madison, Wis. www.wisbank.com Nov. 1 Women Advisor Forum - Southern California 2012 Financial Planning pending www.financial-planning.com Nov. 1 to Nov. 2 2012 Chief Credit Officers Symposium California Bankers Association Monterey, Calif. www.calbankers.org Nov. 1 to Nov. 3 TMA
- [Problems Ahead for 2007 CMBS, Industrial Properties](https://www.mortgagedaily.com/news/delinquencycre121911-2/) - Securitized commercial real estate loans backed by industrial properties are showing deterioration as operating statistics continue to worsen. But the more immediate concern is the 2007 vintage of all CRE loans as a wave of maturing five-year balloons hits next year and little prospect is being held out for refinancing more than half of them. Quarterly
- [CMBS Performance Improves](https://www.mortgagedaily.com/news/delinquencycmbs122811-2/) - The rate of delinquency on securitized commercial real estate loans was down 16 basis points last month thanks to a healthy improvement in the 90-day category. But the same report forecasts as much as a 100-basis-point increase in the delinquency rate next year. As of the end of November, the 30-day delinquency rate on loans
- [2004 Subprime and Alt-A Production by Quarter](https://www.mortgagedaily.com/news/fundingsnonprime2004/) - 2006 Nonprime Production by Quarter Last Updated Monday, November 12, 2012 11:41 AM Texas Time Quarterly Residential Originations by Lender residential production 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 nonprime production
- [2011 Residential Production by Quarter](https://www.mortgagedaily.com/news/fundingsconforming2011/) - 2011 Residential Production by Quarter Last Updated Tuesday, August 12, 2014 12:49 PM Texas Time Quarterly Residential Originations by Lender residential production 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 nonprime production 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 servicing portfolios | archive of all mortgage production stories 2011 Total Residential Company Full-Year 2011 Q4 2011 Q3 2011 Q2 2011 Q1 2011 Ally Financial $56.2 billion $16.5 billion $15.6
- [Mortgage Investor Lawsuits  - Fourth-Quarter 2012](https://www.mortgagedaily.com/news/investorlawsuits4q2012/) - Mortgage Investor Lawsuits Fourth-Quarter 2012 Mortgage Litigation Index Shareholder lawsuits and class actions accusing companies of inflating earnings, overstating capital position or otherwise deceiving investors in the company. Other shareholder issues. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Fannie Mae na U.S. District Court
- [FDIC Sues Mortgage Broker](https://www.mortgagedaily.com/news/lawsuitfdicamerifund060711-2/) - A California mortgage broker that allegedly submitted $2.4 million in fraudulent loans to Downey Savings and Loan Association, F.A., before it failed has been sued by the Federal Deposit Insurance Corp. While the broker operated as a corporation, the FDIC hopes to break the corporate veil and go directly after the owner. On Friday, the FDIC
- [PNC Turns In Weak Performance](https://www.mortgagedaily.com/news/pncproduction101911-3/) - Delve into PNC's weak performance! Learn about rising delinquency rates and missed production opportunities in Q3 2011.
- [Weak Mortgage Performance at PNC](https://www.mortgagedaily.com/news/pncproduction072011-2/) - Residential production eased at The PNC Financial Services Group Inc., but an increase in new purchase-money applications might lead to an improvement for the current quarter. The company trimmed its servicing portfolio and mortgage assets, while delinquency rose and mortgage income fell. Second-quarter home-loan originations were $2.6 billion, the Pittsburgh-based firm announced Wednesday. Volume fell from
- [Impressive Performance at PNC ](https://www.mortgagedaily.com/news/pncproduction041812-2/) - Delinquency declined as earnings, originations and mortgage assets increased at The PNC Financial Services Group Inc. Performance, however, on government mortgages has deteriorated over the past year. Loan originations totaled $3.4 billion in the first quarter, according to earnings data from the Pittsburgh-based financial institution. Business was better than the fourth-quarter 2011, when $3.0 billion was
- [Repurchases Put Dent in PNC Earnings](https://www.mortgagedaily.com/news/pncproduction011813-2/) - Quarterly mortgage production jumped 16 percent at The PNC Financial Services Group Inc., while delinquency dropped. Repurchase losses on older vintage agency loans dragged down overall earnings at the bank. During the fourth quarter, residential loan originations amounted to $4.4 billion based on quarterly earnings data. Business strengthened from $3.8 billion originated during the prior three-month
- [PNC Turns In Mixed Mortgage Performance](https://www.mortgagedaily.com/news/pncproduction011812-2/) - Annual originations increased at The PNC Financial Services Group Inc., while delinquency on conventional mortgages decreased. But government-insured delinquency deteriorated -- as did mortgage earnings. Home-loan originations were $3.0 billion during the three months ended last month, according to earnings data. Business improved from the $2.6 billion in third-quarter production. But activity diminished from $3.5 billion
- [Dire Warning from PMI](https://www.mortgagedaily.com/news/pmiwarning080411-2/) - After more than three decades in business, PMI Mortgage Insurance Co. is warning that it might not be able to continue insuring mortgages. In its second-quarter earnings report, parent The PMI Group Inc. reported a $135 million net loss. The poor results came despite a $151 million gain on the sale of discontinued operations. The Walnut
- [Mortgage Servicer Portfolios 2008](https://www.mortgagedaily.com/news/servicerranking2008/) - Servicing Portfolios as of 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 Residential Servicing Portfolios by Servicer Last Updated Sunday, August 12, 2012, 03:10 PM Texas Time Company Portfolio Size (3rd party servicing plus loans held for investment) 2008 Date American Home Mortgage Servicing Inc. $91.0 billion Jun. 30 Aurora Loan Services $124.5 billion Aug. 31 Bank of America $2,057.3 billion Dec. 31 Bank of New
- [Mortgage Servicing Lawsuits](https://www.mortgagedaily.com/news/servicinglawsuits2q2012/) - Mortgage Servicing Lawsuits Second-Quarter 2012 Mortgage Litigation Index Litigation related to loan servicing, including escrow issues, transfer of servicing and servicing borrowers in bankruptcy and foreclosure. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story BAC Home Loan Servicing LP, Fidelity National Property and Casualty Insurance Co.,
- [MortgageDaily.com Subscriber Agreement](https://www.mortgagedaily.com/news/subscriberagreementpublic/) - MortgageDaily.com Subscriber Agreement Last Updated Aug. 23, 2011 This Subscriber Agreement and Terms of Use govern your use of MortgageDaily.com and, unless other terms and conditions expressly govern, any other electronic services from MortgageDaily.com that may be made available from time to time (each, a "Service"). If you agree to be bound by the terms of this Agreement, you
- [Secondary Marketing Litigation Log](https://www.mortgagedaily.com/news/litigationsecondary051111-2/) - Losses suffered on loans traded in the secondary market have prompted some major players to file legal actions that seek repurchases, reversals of court decisions and reimbursement for losses. Among the defendants are investment bankers, title insurers and mortgage originators. But not all of the litigation activity involves big firms. In Wells Fargo Bank N.A.
- [What Is Cash to Close: How to Pay It and Avoid Fraud?](https://www.mortgagedaily.com/mortgages/process/home-closing/what-is-cash-to-close-how-to-pay-it-and-avoid-fraud/) - Know how much cash you'll need at closing, how to pay it safely, and how to spot wire fraud scams that could threaten your transaction.
- [How to Prepare for Your Real Estate Closing](https://www.mortgagedaily.com/mortgages/process/home-closing/how-to-prepare-for-your-real-estate-closing/) - Get ready for closing day with a checklist of essential documents, steps to expect, and ways to avoid last-minute delays in your home purchase.
- [How Frequently May a House Be Refinanced?](https://www.mortgagedaily.com/mortgages/types/refi/how-frequently-may-a-house-be-refinanced/) - Refinance rules vary, but with the right timing and strategy, you can reduce interest, access equity, or improve loan terms multiple times.
- [How to Refinance a USDA Mortgage](https://www.mortgagedaily.com/refinance/types-refinance/usda-refinance/how-to-refinance-a-usda-mortgage/) - Refinancing your USDA loan? Get key insights on eligibility, benefits, and the step-by-step process to help you secure better mortgage terms.
- [Can I Withdraw Cash Without Refinancing?](https://www.mortgagedaily.com/refinance/types-refinance/cash-out-refi/can-i-withdraw-cash-without-refinancing/) - Want to access home equity without refinancing? Check out alternative options like home equity loans and HELOCs that might fit your needs.
- [2023 Cash-Out Refinance Rates and Requirements](https://www.mortgagedaily.com/refinance/types-refinance/cash-out-refi/cash-out-refinancing-requirements-and-interest-rates-for-2023-a-guide/) - Cash-out refinancing lets you tap home equity for big expenses—see 2023 rates, lender requirements, and how to qualify.
- [How to Get Out of a Reverse Mortgage](https://www.mortgagedaily.com/mortgages/types/reverse-mortgage/how-to-get-out-of-a-reverse-mortgage/) - Need to get out of a reverse mortgage? Find practical options, including repayment, refinancing, and home sale strategies to regain financial control.
- [Understanding the Pros and Cons of Adjustable-Rate Mortgages](https://www.mortgagedaily.com/mortgages/types/understanding-the-pros-and-cons-of-adjustable-rate-mortgages/) - ARMs offer short-term savings with future rate uncertainty. Compare benefits and risks to decide if an adjustable-rate mortgage suits your needs.
- [What Is a Fixed-Rate 15-Year Mortgage?](https://www.mortgagedaily.com/mortgages/types/fixed-rate/what-is-a-fixed-rate-15-year-mortgage/) - See how a 15-year fixed-rate mortgage works, with pros, cons, and ideal borrower profiles to help you decide if it’s the right loan for you.
- [Tips for a Successful Mortgage Application](https://www.mortgagedaily.com/mortgages/process/submitting-a-successful-mortgage-application-what-borrowers-need-to-know/) - A well-prepared mortgage application boosts your approval chances. Get tips on documentation, timing, and avoiding common mistakes.
- [Making an Offer: A Guide to the Home Buying Process](https://www.mortgagedaily.com/buying/making-an-offer-a-guide-to-the-home-buying-process/) - Learn how to make a compelling offer when buying a home. Get tips on timing, price, and terms to boost your chances of success.
- [What is Refinancing: A Guide to Understanding the Process](https://www.mortgagedaily.com/refinance/what-is-refinancing-a-guide-to-understanding-the-process/) - What is refinancing? This guide breaks down the refinancing process, eligibility, and how it helps you save or restructure your mortgage.
- [Closing on Your Dream Home: Final Steps](https://www.mortgagedaily.com/mortgages/process/closing-on-your-dream-home-what-to-expect-during-the-final-step-of-the-home-buying-journey/) - Closing is the final milestone before moving in—get ready for paperwork, final payments, and the moment your new home officially becomes yours.
- [Successful Home Tour Tips](https://www.mortgagedaily.com/mortgages/process/tips-for-a-successful-home-tour-and-offer-navigating-the-home-buying-process/) - Make the most of every home visit and strengthen your offers with practical tips to navigate tours and negotiate like a pro.
- [Evaluate Your Mortgage for Smart Refinancing](https://www.mortgagedaily.com/refinance/assessing-your-current-mortgage-the-key-to-making-an-informed-refinancing-decision/) - Review your current mortgage terms to make informed refinancing decisions. Understand what works—and what could work better.
- [Understanding the Purpose of Refinancing Your Mortgage](https://www.mortgagedaily.com/refinance/understanding-the-purpose-of-refinancing-your-mortgage/) - Understand the key reasons for mortgage refinancing and how it can align with your financial goals, equity access, and repayment needs.
- [Understanding Your Financial Situation in Refinancing](https://www.mortgagedaily.com/refinance/understanding-your-financial-situation-in-refinancing/) - Assess your finances before refinancing. Learn how income, credit, and debt impact your options and guide your next steps.
- [Choose the Right Refinance Option](https://www.mortgagedaily.com/refinance/determining-the-right-refinance-option-a-guide-to-making-an-informed-decision/) - Explore the different types of refinance loans and find out which option best suits your goals, budget, and financial needs.
- [Understanding Loan Terms and Closing Costs in Refinancing](https://www.mortgagedaily.com/refinance/understanding-loan-terms-and-closing-costs-in-refinancing/) - Break down loan terms and closing costs before refinancing. Make informed decisions with a clear understanding of what you're paying for.
- [Secrets to Successful Refinance](https://www.mortgagedaily.com/news/mctrefis102310-2/) - There is a lot more to consider in a potential mortgage refinance than just the interest rate. Mortgage rates dropped to 4.19 percent this month, their lowest since 1951, according to a survey by Freddie Mac. And the steadily dropping interest rates have homeowners buzzing about refinance options. "We are having record months [for loan
- [Home Loan Refinancing Benefits](https://www.mortgagedaily.com/refinance/the-benefits-of-refinancing-exploring-the-advantages-of-a-home-loan-makeover/) - Explore the top advantages of refinancing your mortgage, from lower rates and payments to debt consolidation and improved loan terms.
- [Set Clear Goals for Successful Refinancing](https://www.mortgagedaily.com/refinance/achieving-your-refinance-goals-understanding-the-importance-of-setting-objectives/) - Set clear refinancing goals. Whether lowering payments or tapping equity, learn how to align your objectives with the right loan.
- [Competitive Home Pricing Tips](https://www.mortgagedaily.com/selling/pricing-your-home-competitively-for-the-current-market-when-selling-your-home/) - Price your home right for today’s market. Learn strategies to attract buyers and sell faster with a competitive, well-informed pricing approach.
- [Successful Open House Tips](https://www.mortgagedaily.com/selling/hosting-a-successful-open-house-or-private-showing-a-guide-for-home-sellers/) - Attract serious buyers with a successful open house or private showing. Get expert tips to prepare, present, and follow up effectively.
- [Refinance Process: Options and Benefits](https://www.mortgagedaily.com/refinance/navigating-the-refinance-process-a-comprehensive-guide-to-understanding-refinancing-options-and-benefits/) - Step-by-step refinance guide covering benefits, loan types, timelines, and tips to help you make confident and informed decisions.
- [Negotiating the Deal: A Guide for Home Sellers](https://www.mortgagedaily.com/selling/negotiating-the-deal-a-guide-for-home-sellers/) - Get tips to negotiate effectively when selling your home. Learn how to counter, accept, or reject offers to get the best possible deal.
- [PMI Expands LTVs, Guidelines](https://www.mortgagedaily.com/news/pmiguidelines111609-2/) - PMI Mortgage Insurance Co. has increased loan-to-values on several programs and expanded its guidelines. The new LTVs apply in non-distressed markets. On condominiums, LTVs are now 95 percent, according to a bulletin from the mortgage insurer. Borrowers with 720 credit scores can get cashout refinances to 85 percent LTV and second-home financing up to 90
- [Refinancing: Understanding the Process and Its Benefits](https://www.mortgagedaily.com/refinance/refinancing-understanding-the-process-and-its-benefits/) - Learn how mortgage refinancing works, its benefits, and how it can help reduce payments, lower rates, or access home equity efficiently.
- [Refinance Loan Types: Pros and Cons](https://www.mortgagedaily.com/refinance/comparing-refinance-loan-types-understanding-the-pros-and-cons/) - Compare cash-out, rate-and-term, and streamline refinance loans to understand which option fits your financial situation best.
- [Preparing to Refinance: A Guide to the Process](https://www.mortgagedaily.com/refinance/preparing-to-refinance-a-guide-to-the-process/) - Ready to refinance? Learn what to expect, how to prepare, and the steps to take for a smooth and successful refinancing process.
- [Closing the Loan: Final Steps in the Refinancing Process](https://www.mortgagedaily.com/refinance/closing-the-loan-final-steps-in-the-refinancing-process/) - Understand what to expect in the final stage of refinancing—from disclosures and closing costs to signing documents and funding.
- [Submitting a Loan Application for Refinancing: A Guide](https://www.mortgagedaily.com/refinance/submitting-a-loan-application-for-refinancing-a-guide/) - Get a clear overview of the refinance loan application process, what documents you’ll need, and how to avoid common mistakes.
- [Interest Rate Options for Refinancing](https://www.mortgagedaily.com/refinance/the-importance-of-understanding-interest-rate-options-when-refinancing-your-mortgage/) - Learn the differences between fixed and adjustable rates. Discover how to choose the right mortgage interest rate when refinancing.
- [Home Sellers: Offer Review Process Tips](https://www.mortgagedaily.com/selling/navigating-the-offer-review-process-a-guide-for-home-sellers/) - Reviewing offers? This guide helps home sellers assess terms, choose the right buyer, and avoid common pitfalls in the offer review stage.
- [Expert Sees Higher Rates Ahead](https://www.mortgagedaily.com/news/mctrates041311-2/) - The head of a Texas mortgage trade group sees a tempered rise in interest rates ahead. He also warns that the difficulty of qualifying for a real estate loan remains high. Home mortgage rates may go up slightly in coming months, and getting mortgage loans will probably continue to be difficult for some consumers, a
- [Mortgage Rates Rising](https://www.mortgagedaily.com/news/ratesrefis012311-2/) - Mortgage rates moved within a narrow range this past week but will likely be higher in next week's reports. One forecast has fixed rates nearly 1 percent higher by next year. Climbing higher for the week ended Thursday, the average 30-year fixed-rate mortgage was 4.74 percent in Freddie Mac's survey of 125 mortgage lenders. The
- [Rates Retreat, Could Go Lower](https://www.mortgagedaily.com/news/ratesrefis011611-2/) - Mortgage rates were lower last week and might edge down a little more. The latest housing forecast has far fewer consumers closing on a refinance this year, while the share opting for an adjustable-rate will climb. In Freddie Mac's latest Primary Mortgage Market Survey, the average 30-year fixed-rate mortgage fell to 4.71 percent from the
- [Rates, Business Improve](https://www.mortgagedaily.com/news/ratesrefis011011-2/) - Mortgage rates fell last week, as interest increased in home-loan refinances. For the time being, consumers were focused on refinances. At 4.77 percent, the average 30-year fixed-rate mortgage was down from the previous week in Freddie Mac's survey of 125 mortgage lenders for the week ended Thursday. The 30-year was 5.09 percent during the same
- [Second-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/modificationlitigation2q2012/) - Modifications Lawsuits Second-Quarter 2012 Mortgage Litigation Index Actions tied to loan modifications and modification firms. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Consumer Advocates Group Experts, LLC, also doing business as, Consumer Advocates Group; Paramount Asset Management Corp., also doing business as, National Financial Rescue Corp.,
- [Second-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/mortgageinsurancelawsuits2q2012/) - Mortgage Insurance Lawsuits Second-Quarter 2012 Mortgage Litigation Index Lawsuits tied to mortgage insurance. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Mortgage Guaranty Insurance Corp. Freddie Mac and its regulator, the Federal Housing Finance Agency U.S. District Court for the Eastern District of Wisconsin $268,000,000 Complaint filed.
- [Mortgage Index Drops as School Year Starts](https://www.mortgagedaily.com/news/pressrelease081312mmi/) - PRESS RELEASE Weekly Mortgage Market Index Falls as Family Focus Shifts to School DALLAS -- (Aug. 13, 2012) The U.S. Mortgage Market Index from Mortech Inc. and Mortgage Daily fell again this week, indicating a dropping demand on the part of consumers for home financing and mortgage refinance. The index for the week ended Aug. 10 fell to 212 from the
- [Second-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/secondarymarketinglawsuits2q2012/) - Secondary Marketing Lawsuits Second-Quarter 2012 Mortgage Litigation Index Cases related to secondary marketing, warehouse lending and repurchases. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story JOHN W. ALEXANDER, III, and LISA ALEXANDER U.S. BANK, N.A. Supreme Court of Oklahoma na Summary judgment reversed. U.S. BANK, N.A., as
- [PNC Reports Small Improvement in Production](https://www.mortgagedaily.com/news/pncproduction071812-2/) - The PNC Financial Services Group Inc. managed a small gain in quarter-over-quarter residential production, though mortgage earnings were hurt by repurchases. Mortgage delinquency was lower. Home-loan originations were $3.6 billion during the three months ended June 30, according to second-quarter earnings data published Wednesday. Volume climbed from $3.4 billion in the first quarter and $2.6 billion
- [Third-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/modificationlitigation3q2012/) - Modifications Lawsuits Third-Quarter 2012 Mortgage Litigation Index Actions tied to loan modifications and modification firms. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story JPMorgan Chase & Co Thousands of borrowers U.S. District Court, District of Massachusetts na Motion to dismiss denied. In re: JPMorgan Chase Mortgage Modification
- [Second-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/criminalactions2q2012/) - Criminal Lawsuits Second-Quarter 2012 Mortgage Litigation Index Litigation based on credit reporting and other credit issues. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Anthony Paglione Vincent Gagliano na $160,000 Defendant convicted. Sentencing scheduled for July. na na 2010 May David R. Bradley United States of
- [Second-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/employmentlawsuits2q2012/) - Mortgage Employment Lawsuits Second-Quarter 2012 Mortgage Litigation Index Employment lawsuits involving overtime, employment discrimination and employment contracts. Whistleblowers and WARN notice violation cases also. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Amerisave Mortgage Corp. Jason Zulauf, Jeffrey Zulauf na na Discovery completed. na na 2011 Q2
- [First-Quarter 2013 Mortgage Litigation Index](https://www.mortgagedaily.com/news/feelawsuits1q2013/) - Mortgage Fee Lawsuits Second-Quarter 2012 Mortgage Litigation Index Lawsuits involving excessive fees, servicing fees and loan fees beyond state maximums. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story First Horizon Home Loan, Corporation F/K/A McGuire Mortgage Co. David C. McLean Court of Appeals of Missouri, Western District
- [Second-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/investorlawsuits2q2012/) - Mortgage Investor Lawsuits Second-Quarter 2012 Mortgage Litigation Index Shareholder lawsuits and class actions accusing companies of inflating earnings, overstating capital position or otherwise deceiving investors in the company. Other shareholder issues. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Donna Bland et al 1st Valley Credit Union
- [U.S. Mortgage Market Index - Weekly for 2011](https://www.mortgagedaily.com/news/mmi2011/) - U.S. Mortgage Market Index Weekly for 2011 Week Ended MMI Purchase MMI Refi MMI Refi Share ARM MMI ARM Share Conventional MMI FHA MMI FHA Share Average U.S. Loan Amount Conforming 30-yr Fixed Rate Jumbo 30-yr Fixed Rate Jumbo-Conforming Spread Conforming 15-yr Fixed Rate 15-yr - 30-yr Spread Dec. 30 131 44 87 66.70% 7
- [Third-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/mbslitigation3q2012/) - MBS Lawsuits Third-Quarter 2012 Mortgage Litigation Index Lawsuits related to mortgage-backed securities. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Ally Financial Inc John Hancock Life Insurance Co. U.S. District Court for the District of Minnesota na Complaint filed. na na na 7/27/2012 www.mortgagedaily.com/MctLawsuitHancockVsAlly073112.asp Ally Financial Inc.
- [Second-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/mbslitigation2q2012/) - MBS Lawsuits Second-Quarter 2012 Mortgage Litigation Index Lawsuits related to mortgage-backed securities. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Danny Tadmore U.S. Bank National Association as Trustee for the Benefit of Harborview 2005 10 Trust Fund na na Settlement in dispute over HOA for deceased
- [Q4 2012 Mortgage Fraud Lawsuits Index](https://www.mortgagedaily.com/news/mortgagefraudlawsuits4q2012/) - Mortgage Fraud Lawsuits Fourth-Quarter 2012 Mortgage Litigation Index Big cases involving mortgage fraud, flipping, identity theft and inflated appraisals where a lender employee is involved.. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Bank of America Corporation, successor to Countrywide Financial Corporation, Countrywide Home Loans, Inc.,
- [Second-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/mortgagefraudlawsuits2q2012/) - Mortgage Fraud Lawsuits Second-Quarter 2012 Mortgage Litigation Index Big cases involving mortgage fraud, flipping, identity theft and inflated appraisals where a lender employee is involved.. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Marcos Echevarria, Louis Gendason, John Incandela, Kimberly Mackey United States of America na $2,500,000
- [Second-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/regulatorylawsuits2q2012/) - Regulatory Lawsuits Second-Quarter 2012 Mortgage Litigation Index Lawsuits by or against regulatory agencies. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Barclays Bank PLC United States of America na $160,000,000 Settlement over LIBOR manipulation. na na 6/27/2012 6/27/2012 www.mortgagedaily.com/Rates062812.asp United States of America State National Bank
- [Solid Quarterly Results at PNC](https://www.mortgagedaily.com/news/pncproduction101612-2/) - The PNC Financial Services Group Inc. increased quarterly home-loan production, grew its residential servicing portfolio and held mortgage delinquency. Mortgage earnings went from a huge loss to a tidy profit. Residential loan originations totaled $3.8 billion during the three months ended last month, according to third-quarter earnings data released on Tuesday. Overall production inched up from
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- [Mortgage Broker Wins Appeal in Wholesaler's Lawsuit](https://www.mortgagedaily.com/news/lawsuitguaranteed032114-2/) - A mortgage broker that was found liable for a fraudulent power of attorney used in a refinance transaction appealed the decision — and won. Ferdinando and Rosalba Biagioni applied in 2008 with Guaranteed Home Mortgage Company Inc. for a loan on their primary residence. The Biagionis sought a $350,000 mortgage to refinance the existing loan
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- [Weekly Refis Creep Up as Rates Drift Lower](https://www.mortgagedaily.com/news/mmi050914-2/) - A modest decline in mortgage rates prompted more borrowers to consider refinancing their home loans. Also moving higher was jumbo and adjustable-rate activity. The Mortgage Market Index from LoanSifter-Optimal Blue and Mortgage Daily was 191 in the week ended May 9. The index, which moves based on average per-user pricing inquiries pulled by LoanSifter clients,
- [New PNC Home Lending Up, But Mortgage Income Falls](https://www.mortgagedaily.com/news/pncproduction071515-2/) - Despite an upswing in home loan production, mortgage earnings shrank at The PNC Financial Services Group Inc. in quarter-over-quarter and year-over-year comparisons. On a company-wide basis, however, the corporation realized an increase in pre-tax income. From April 1 to June 30, PNC’s second-quarter earnings report showed residential home loan originations at $2.9 billion. New business forged
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- [PHH Cutting Correspondent, Reducing MSRs](https://www.mortgagedaily.com/news/phhproduction050516-2/) - As quarterly home lending slowed and the servicing portfolio contracted, PHH Mortgage revealed plans to get out of correspondent lending and reduce its mortgage servicing rights. Residential loan originations during the period that started on Jan. 1 and concluded on March 31 came to 17,668 loans for $7.955 billion. Business declined from the fourth-quarter 2015,
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- [Originations Slip, Losses Widen at Walter](https://www.mortgagedaily.com/news/walterproduction110615-2/) - On trend with most of its peers, Walter Investment Management Corp. saw home loan production dip. Delinquency rose, and losses widened, but the servicing portfolio grew. Third-quarter residential loan originations came to $7.194 billion. The numbers, in addition to other financial information, were revealed in the Tampa, Florida-based mortgage banking firm’s earnings report for the
- [5th 3rd Home Lending Rises Over a Third](https://www.mortgagedaily.com/news/fifththirdproduction072115-2/) - Quarterly home loan closing volume increased by more than a third for Fifth Third Bancorp. But its earnings decreased, and the servicing portfolio shrank. For the three-month period ended June 30, Fifth Third closed $2.5 billion in residential loans, according to financial information in the company’s second-quarter earnings report. New mortgage business eclipsed first-quarter production
- [Mortgage Originations Rise at First Republic](https://www.mortgagedaily.com/news/firstrepublicproduction041516-2/) - First Republic Bank is among the only lenders so far to report a quarterly increase in mortgage production. In addition, assets and servicing grew. Residential loan originations during the first-three months of this year came to $2.239 billion. Business improved from the fourth-quarter 2015, when $2.034 billion in loans were closed. The San Francisco-based organization
- [Top Mortgage Lenders in Q3](https://www.mortgagedaily.com/news/biggestlenders120814-2/) - Residential lenders lifted loan originations in the third quarter from the prior period but fell short of their year-earlier levels. There was a new No. 4 lender and No. 4 servicer. Mortgage bankers originated an estimated $320 billion in mortgages during the period that started on July 1 and ended on Sept. 30. Home lending
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- [PNC Originations Worse, Earnings Better](https://www.mortgagedaily.com/news/pncproduction011714-2/) - Although mortgage production tumbled at The PNC Financial Services Group Inc., quarterly mortgage earnings were vastly improved and annual company-wide income was at an all-time high. Loan performance was also better. In its quarterly earnings report, PNC said that residential loan originations tumbled to $2.5 billion from the third quarter’s $3.7 billion. Business sank compared to
- [Mortgage Industry Podcasts](https://www.mortgagedaily.com/news/podcasts-2/) - Tune into insightful mortgage podcasts! Join Sam Garcia on Five Star Radio for expert interviews and industry analysis.
- [Advancements in Mobile Mortgaging](https://www.mortgagedaily.com/news/phones052813-2/) - A digital business card, a mortgage payment tool and a mortgage insurance rate finder are among recent mobile applications made available for mortgage professionals. Lenders can look to multiple studies from federal regulators about providing services through mobile devices. Meanwhile, two lenders upgraded existing application capabilities and another developed its own new product. On Mar.
- [FHA, Purchase Financing Increase](https://www.mortgagedaily.com/news/mmi042514-2/) - New mortgage activity was mostly flat this week, but an up tick was recorded for government-insured business and adjustable-rate mortgage activity. At 176, the U.S. Mortgage Market Index from LoanSifter and Mortgage Daily was up 1 percent from seven days previous. The index, which reflects average per-user pricing inquiries by clients of LoanSifter, has retreated
- [Mortgage Applications Slip](https://www.mortgagedaily.com/news/applications072016-2/) - Applications for residential loans turned lower following the holiday week, though activity jumped when seasonal factors are excluded. For the week that ended on July 15, the Market Composite Index moved 1 percent lower compared to the report from seven days prior. The index, a measure of mortgage loan application volume, was adjusted to account
- [Fifth Third Mortgage Originations, Assets Up](https://www.mortgagedaily.com/news/fifththirdproduction072816-2/) - Quarterly home-lending jumped by half at Cincinnati-based Fifth Third Bancorp. Residential assets grew, and delinquency declined. Beginning on April 1 and concluding on June 30, income before income taxes at the bank-holding company was $427 million. Fifth Third saw earnings slip from $441 million earned in the first quarter. But income increased from $422 million
- [PennyMac Originations Headed Higher](https://www.mortgagedaily.com/news/pennymacproduction050715-2/) - Home lending picked up at PennyMac Financial Services Inc., and the momentum appears to have carried into the second quarter. For the first three months of this year, PennyMac’s mortgage originations were $8.893 billion. Production data, as well as other financial and operational metrics, were presented in the Moorpark, California-based company’s first quarter earnings report.
- [Originations Up at PNC](https://www.mortgagedaily.com/news/pncproduction071713-2/) - Home loan production and delinquency improved at The PNC Financial Services Group Inc. But the company cut its residential servicing portfolio and mortgage holdings. Second-quarter loan origination volume was $4.7 billion, PNC said in its earnings report released Wednesday. Production picked up from the first quarter, when $4.2 billion was funded. It was also better than the
- [First Republic Bank's Mortgage Originations Soar](https://www.mortgagedaily.com/news/firstrepublicproduction073115-2/) - Quarterly home lending activity at First Republic Bank was up by nearly half. Also increasing was the servicing portfolio and income. Residential loan originations during the three months ended June 30 worked out to $2.902 billion, according to second-quarter earnings data. Business jumped from the $1.957 billion funded in the first quarter. Activity was also
- [Rate Locks, Mortgage Jobs Up at HomeStreet](https://www.mortgagedaily.com/news/homestreetproduction043014-2/) - As has been the case among its peers, mortgage production declined at HomeStreet Inc. But new business could improve based on a rise in rate locks. Also increasing was mortgage staffing. HomeStreet said in its first-quarter earnings report that home loan originations totaled $0.676 billion in the three months ended March 31. Business slid from
- [PNC New Home Lending Descends](https://www.mortgagedaily.com/news/pncproduction101415-2/) - Quarterly residential loan originations regressed at The PNC Financial Services Group Inc. Third-party servicing managed to expand, while delinquency rates on several loan types worsened. For the three months ended Sept. 30, PNC’s third-quarter earnings report listed home loan production at $2.7 billion. Lending activity slipped from the $2.9 billion originated in the second quarter. New
- [HEL Delinquency Improves, HELOCs Deteriorate](https://www.mortgagedaily.com/news/delinquency070913b/) - Like overall consumer credit, closed-end home-equity mortgages performed better in June. But the share of late payments on open-end mortgages rose. Past-due payments on closed-end consumer installment loans were lower last month, according to the Consumer Credit Delinquency Bulletin from the American Bankers Association. The composite ratio, which tracks delinquencies in eight categories, fell 29
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- [First-Quarter 2013 Mortgage Litigation Index](https://www.mortgagedaily.com/news/secondarymarketinglawsuits1q2013/) - Secondary Marketing Lawsuits First-Quarter 2013 Mortgage Litigation Index Cases related to secondary marketing, warehouse lending and repurchases. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Federal Deposit Insurance Corporation Bank Of America, N. A. U.S. District Court, District of Columbia na Motion filed by plaintiff asking
- [U.S. Bank Boosts Mortgage Servicing, Investment Portfolios](https://www.mortgagedaily.com/news/usbankproduction041613-2/) - U.S. Bancorp's mortgage servicing portfolio expanded, as did its residential and commercial mortgage assets. Residential delinquency, meanwhile, saw an healthy improvement. But residential originations and home-equity assets were lower as home-equity delinquency increased. From Jan. 1 through March 31, the Minneapolis-based company originated $21.698 billion in home loans, according to earnings data reported Tuesday. Volume dipped
- [Details About Housing Finance Overhaul Emerge](https://www.mortgagedaily.com/news/gselegislation031714-2/) - Details have emerged from the Senate about a proposed overhaul of U.S. housing finance. Among other things, the proposed legislation includes servicer regulation and a provision for refinancing negative-equity properties in a bad housing market. A draft of the Senate Banking Committee’s housing reform bill calls for the creation of an independent agency, the Federal
- [Refi Bounce Pushes Up Mortgage Applications](https://www.mortgagedaily.com/news/applications040616-2/) - Despite a drop in purchase financing activity, more mortgage shoppers applied for a new loan last week thanks to a bump in refinance loan applications. Overall mortgage applications increased last week based on the Market Composite Index, which was nearly 3 percent higher in the week ended April 1. The index is adjusted for seasonal
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- [First-Quarter 2013 Mortgage Litigation Index](https://www.mortgagedaily.com/news/commerciallawsuits1q2013/) - Commercial Mortgage Litigation First-Quarter 2013 Mortgage Litigation Index Cases related to commercial mortgage lending. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Miller Homes of Hudson, LLC, Samuel E. Miller, Leo A. Draveling and Monica J. Draveling, Defendants-Appellants, McCullough & Sons, Inc. and Countrywide Bank, FSB Associated
- [Solid Month at Fannie](https://www.mortgagedaily.com/news/fannieproduction110215-2/) - Despite a quarterly slip, monthly new business improved at Fannie Mae, while its book of business grew and delinquency fell to a new seven-year low. For the period that started on July 1, 2015 and finished on Sept. 30, new business acquisitions amounted to $132.189 billion at the Washington-based firm. Secondary home finance activity was
- [Banks' Mortgage Market Share Continues to Diminish](https://www.mortgagedaily.com/news/marketshare122415-2/) - Among all types of mortgage originators, quarter-over-quarter volume was down. But home lending at federally insured banks saw the greatest erosion. From July 1 until Sept. 30, home lenders — including non-bank firms, banks and credit unions — originated an estimated $430 billion in residential loans. U.S. mortgage production slowed compared to during the three
- [Caliber Home Loans Has Biggest Year-Over-Year Gain](https://www.mortgagedaily.com/news/production021816-2/) - Among the nation’s top-tier lenders, Caliber Home Loans Inc. had the biggest quarterly year-over-year increase in mortgage production. U.S. mortgage lenders originated 1,552,329 residential loans during the three months that started on Oct. 1, 2015, and ended on Dec. 31. Mortgage business slowed down compared to the previous three-month period, with a 14 percent quarter-over-quarter
- [GSE Repurchase Framework Enhanced](https://www.mortgagedaily.com/news/gserepurchases051214-2/) - Changes being made to repurchase requirements on government-sponsored enterprise loans will provide sellers with some relief from repurchase liability. The Federal Housing Finance Agency previously directed Fannie Mae and Freddie Mac to enhance their selling representations and warranties framework. The pair of secondary lenders first launched the new framework in September 2012 with the intent
- [2013 Residential Production by Quarter](https://www.mortgagedaily.com/news/fundingsconforming2013/) - 2013 Residential Production by Quarter Last Updated August 21, 2017 5:51 PM Central Quarterly Residential Originations by Lender residential production 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 nonprime production 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 servicing portfolios | archive of all mortgage production stories 2013 Total Residential Company Full-Year 2013 Q4 2013 Q3 2013 Q2 2013 Q1 2013 Academy Mortgage Corp. $5.2 billion $1.1 billion $1.4 billion $1.6 billion $1.2 billion Alaska
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- [First-Quarter 2013 Mortgage Litigation Index](https://www.mortgagedaily.com/news/investorlawsuits1q2013/) - Mortgage Investor Lawsuits First-Quarter 2013 Mortgage Litigation Index Shareholder lawsuits and class actions accusing companies of inflating earnings, overstating capital position or otherwise deceiving investors in the company. Other shareholder issues. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Citigroup Inc. na U.S. District Court for the
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- [Impac Mortgage Originations More Than Double](https://www.mortgagedaily.com/news/impacproduction042415-2/) - Impac Mortgage Holdings Inc. expanded its wholesale sales staff and acquired a retail origination business — helping it to more than double quarterly loan production. The Irvine, California-based company reported in its first-quarter earnings data that mortgage originations were $2.285 billion in the three months ended March 31. Business more than doubled from the prior
- [PHH Mortgage Originations Up, Though All Else Worse](https://www.mortgagedaily.com/news/phhproduction080615-2/) - Although home lending activity was stronger at PHH Mortgage, the servicing portfolio shrank, delinquency deteriorated and earnings swung to a loss. Residential loan originations from April 1 through June 30 totaled 28,466 units for $12.073 billion. The mortgage production numbers and other financial data were disclosed by parent PHH Corp. in its second-quarter earnings report.
- [Monthly REO Filings Rise Again](https://www.mortgagedaily.com/news/delinquency030816-2/) - Even though serious mortgage delinquency and the foreclosure rate remained low, completed foreclosures continued to rise. Borrowers who were 90 days or more past due made up 3.2 percent of all U.S. residential loan borrowers as of January. The last time the rate of serious mortgage delinquency was as low as it was in January
- [Fifth Third Mortgage Production Rises](https://www.mortgagedaily.com/news/fifththirdproduction042115-2/) - Home loan activity jumped ahead at Fifth Third Bancorp. Meanwhile, the size of the financial institution’s servicing portfolio shrank. Mortgage originations from Jan. 1 to March 31 totaled $1.8 billion, according to data in the company’s first-quarter earnings report. Business surpassed last year’s fourth- and first-quarter production, each at $1.7 billion. The Cincinnati, Ohio-based bank
- [Mortgage Business Contracts at Fifth Third](https://www.mortgagedaily.com/news/fifththirdproduction041814-2/) - Quarterly mortgage originations geared down at Fifth Third Bancorp, while the servicing portfolio was reduced and home loan assets were cut. Residential loans funded between Jan. 1 and March 31 totaled $1.7 billion, Fifth Third said in its first-quarter earnings report. As has been the case with all lenders to so far report first quarter
- [Nationstar Lending Up, MSR Valuations Hurt Income](https://www.mortgagedaily.com/news/nationstarproduction080316-2/) - Home-lending activity increased at Nationstar Mortgage LLC, though fair-value adjustments to mortgage servicing rights cut deep into earnings. Prior to income tax expense, the mortgage lender suffered a $144 million loss from the period that started on April 1 and concluded on June 30. The Dallas-based financial services firm delivered the data, along with other
- [Freddie Lifts 2015, 2016 Refi Outlook, Cuts Purchase](https://www.mortgagedaily.com/news/outlook121614b/) - Freddie Mac lowered its expectations for this year’s refinance production but raised its forecast for next year’s and 2016’s refinances. It did the exact opposite for its purchase financing outlook. Total residential originations by all U.S. lenders are projected to be $280 billion this quarter and in the first-quarter 2015 then climb to $330 billion
- [PNC Mortgage Production and Delinquency Down](https://www.mortgagedaily.com/news/pncproduction041614-2/) - Residential loan production, mortgage assets and home loan delinquency were all lower at The PNC Financial Services Group Inc. Mortgage earnings, meanwhile, swung to a loss. Residential mortgage originations in the first quarter of this year were $1.9 billion, the financial institution said in its earnings report. Business was worse than the prior three-month period’s $2.5
- [2012 Mortgage Fee Lawsuits Overview](https://www.mortgagedaily.com/news/feelawsuits4q2012/) - Mortgage Fee Lawsuits Fourth-Quarter 2012 Mortgage Litigation Index Lawsuits involving excessive fees, servicing fees and loan fees beyond state maximums. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Bank Of America, Citigroup, Barclays, UBS, JPMorgan Chase, Deutsche Bank, et al na na na Class action filed alleging
- [Mortgage Servicer Portfolios](https://www.mortgagedaily.com/news/servicerranking2013/) - Mortgage Servicer Portfolios Servicing Portfolios as of 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 Residential Servicing Portfolios by Servicer Last Updated July 21, 2016 4:56 PM Central Agency Outstanding 2013 As Of Date Fannie Mae (book of business) $3,1647 billion Dec 31 Federal Housing Administration (mortgage insurance in force) $1,244.6 billion Dec 31 Freddie Mac (total mortgage portfolio) $1,9147 billion Dec 31 Mortgage Servicers Servicing Portfolio Size
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- [Mortgage Earnings, Originations Up at Huntington](https://www.mortgagedaily.com/news/huntingtonproduction072116-2/) - Quarterly home lending grew stronger at Huntington Bancshares Inc., while a quarter-over-quarter gain was recorded for mortgage earnings. The servicing portfolio, though, fell. During the second quarter of this year, residential loan originations totaled $1.600 billion. The volume of home lending soared from the previous three-month period, when mortgage production was $0.936 billion. Business was
- [First-Quarter 2013 Mortgage Litigation Index](https://www.mortgagedaily.com/news/criminalactions1q2013/) - Criminal Lawsuits First-Quarter 2013 Mortgage Litigation Index Litigation based on credit reporting and other credit issues. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Adam Lacerda, Ashley R. Lacerda, Ian Resnick, Steven Cox, Francis Santore, Joseph Diventi, Alfred Giordano, Brian Corley, Joseph Saxon, Genevieve Manzoni, Eric
- [Mortgage Lead Generation Company Directory (2026)](https://www.mortgagedaily.com/directory/leaddirectory/) - Mortgage Lead Generation Company Directory: Complete Guide (2026) Finding quality mortgage leads is essential for loan officers, brokers, and lenders looking to grow their business. This comprehensive directory covers the top mortgage lead generation companies and platforms available in 2026. Major Lead Marketplaces Company Type Key Features Pricing LendingTree Lead Marketplace 30 years in business;
- [Originations, Servicing Grow at Walter Investment](https://www.mortgagedaily.com/news/walterproduction081015-2/) - Walter Investment Management Corp. lifted mortgage originations, expanded its residential loan servicing portfolio and cut its losses. Mortgage delinquency, however, deteriorated. During the three months ended June 30, residential loan originations came to $7.699 billion. The numbers, in addition to other financial information, were revealed in the Tampa, Florida-based lender’s second-quarter earnings report. Business was
- [Home Loans and Servicing Rise at Nationstar](https://www.mortgagedaily.com/news/nationstarproduction050515-2/) - Though recent quarterly earnings swung to a loss at Nationstar Mortgage LLC, originations and servicing were on an upward climb. For the three months ended March 31, Nationstar funded $4.2 billion in residential loans, according to first-quarter earnings information supplied by parent-company Nationstar Mortgage Holdings Inc. Mortgage production jumped ahead of fourth-quarter 2014 originations at
- [PNC Mortgage Originations Mixed](https://www.mortgagedaily.com/news/pncproduction071816-2/) - A quarter-over-quarter gain was made in home lending at The PNC Financial Services Group Inc., though there was a year-over drop. In the three months that ended on June 30, PNC’s residential loan origination volume was $2.6 billion. That was among many operational details disclosed by the Pittsburgh-based financial institution in its second-quarter 2016 earnings report.
- [Fourth-Quarter 2012 Mortgage Litigation Index](https://www.mortgagedaily.com/news/criminalactions4q2012/) - Criminal Lawsuits Fourth-Quarter 2012 Mortgage Litigation Index Litigation based on credit reporting and other credit issues. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story George P. Hranowskyj, Eric H. Menden United States of America na $12,500,000 Hranowskyj sentenced to 14 years, Menden pled guilty. na na
- [Home Loan Applications Decline 3rd Straight Week](https://www.mortgagedaily.com/news/applications080316-2/) - For each of the past three weeks, loan applications to purchase or refinance a home have dropped. Government-insured share has diminished. During the seven-day period that ended on July 29, applications for new residential loans were down by 4 percent compared to a week earlier. That was based on the Market Composite Index — a
- [Mortgage Industry Outlook Mixed](https://www.mortgagedaily.com/news/industrychange062413/) - The mortgage industry suffered some serious setbacks over the past six or so years — with hundreds of mortgage firms wiped out and close to half of employees in the industry losing their jobs at one point. While some segments of the business have experienced a partial recovery, real estate finance is likely to remain
- [Distressed Loan Share Diminishes](https://www.mortgagedaily.com/news/delinquency040314-2/) - It’s been half a decade since delinquency rates and foreclosure inventory levels have been this low. Nearly 5 million foreclosures have been completed since the onset of the financial crisis. Home loan delinquency of at least 90 days came in at 4.9 percent in February. Also known as the serious rate of delinquency, 90-day delinquency
- [First-Quarter 2013 Mortgage Litigation Index](https://www.mortgagedaily.com/news/mortgagefraudlawsuits1q2013/) - Mortgage Fraud Lawsuits First-Quarter 2013 Mortgage Litigation Index Big cases involving mortgage fraud, flipping, identity theft and inflated appraisals where a lender employee is involved.. Defendant Plaintiff Court Amount Overview Case Title Case Number Date Filed Date of Activity Link to Story Thomas Kontogiannis, Chicago Title Insurance Company, Inc. DLJ Mortgage Capital, Inc. Appellate Division of
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- [Nationstar Mortgage Originations Increase](https://www.mortgagedaily.com/news/nationstarproduction050416-2/) - Although Nationstar Mortgage LLC swung to a huge quarterly loss on mortgage servicing rights valuations, home-loan production improved. For the first-three months of this year, the Dallas-based company funded $4.2 billion in residential loans. Business improved from the fourth-quarter 2015, when $4.0 billion in mortgages were closed. Those details and more were spelled out by
- [Huge Ocwen Loss as Originations, Servicing Off](https://www.mortgagedaily.com/news/ocwenproduction042816-2/) - Quarterly home lending slipped at Ocwen Financial Corp. but is likely way up for the current period. The company reported a huge loss, while servicing subsided. Residential loan originations during the period that began on Jan. 1 and ended on March 31 came to $0.979 billion. Business dropped off compared to the final three months
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- [Nonbank Mortgage Servicers Face More Regulation](https://www.mortgagedaily.com/news/stateregulation032515-2/) - State mortgage regulators have determined that the level of regulation for non-bank servicers needs to be increased. In order to better understand the servicing industry, the regulators have conducted an extensive review of the current mortgage servicing industry. The review was conducted by the Mortgage Servicing Rights Task Force, which was formed last year with
- [Business Down at United Guaranty, AIG Expands Board](https://www.mortgagedaily.com/news/unitedguarantyproduction021216-2/) - New business tumbled at United Guaranty as the firm’s behemoth parent announced that it will add two new directors to its board. During the final three months of last year, the mortgage insurance company wrote $10.778 billion in new insurance policies. That was according to fourth-quarter 2015 earnings data reported by United Guaranty’s parent, American
- [Walter Investment's Mortgage Metrics Finish Short](https://www.mortgagedaily.com/news/walterproduction080916-2/) - Quarterly home lending at Walter Investment Management Corp. retreated. It also realized a smaller servicing portfolio, continued income regression and diminished headcount. The firm reported that it had a $380 million loss before income taxes during the three months ended June 30, widening from a $279 million loss earmarking the first quarter. This information, in
- [Mortgage Originations, Earnings Worse at Walter](https://www.mortgagedaily.com/news/walterproduction050316-2/) - Quarterly mortgage originations slumped, losses widened and staffing was down at Walter Investment Management Corp. But the servicing portfolio inched up. Residential loan originations, including traditional and reverse mortgages, came to $5.152 billion during the three months ended March 31. Business slowed from the prior three-month period, when $5.776 billion was funded. The Tampa, Florida-based
- [Mortgage Apps for Refis Rise as Purchases Dip](https://www.mortgagedaily.com/news/applications062216-2/) - A decline in applications for purchase financing was more than offset by acceleration in applications for mortgage refinances. During the week that ended on June 17, the Market Composite Index came in 3 percent higher than it did one week earlier. The weekly index, which was adjusted in order to reflect seasonal factors, is a
- [FHA Applications Jump](https://www.mortgagedaily.com/news/applications042716-2/) - Despite a drop in home loan applications for both refinancing and purchase financing, there was a notable increase in government-insured applications. On a seasonally adjusted basis, the Market Composite Index moved down 4 percent in the week ended April 22 compared to the previous report. The index, which is a measure of mortgage loan application
- [Mortgage Industry Closures & Failures: 2015 Archive](https://www.mortgagedaily.com/news/mortgagegraveyard2015/) - Mortgage Industry Closures & Failures: 2015 Archive The Mortgage Graveyard chronicles companies that exited the mortgage industry through bankruptcy, closure, acquisition, or regulatory action. This 2015 archive documents the industry changes during that period. About the Mortgage Graveyard Since the early 2000s, the mortgage industry has experienced significant consolidation and upheaval. Hundreds of mortgage lenders,
- [Mortgage Servicer Portfolios](https://www.mortgagedaily.com/news/servicerranking2015/) - Mortgage Servicer Portfolios Servicing Portfolios as of 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 Residential Servicing Portfolios by Servicer (in billions) Last Updated April 2, 2017 4:39 PM Central Agency Outstanding 2015 As Of Date Fannie Mae (book of business) $3,099.4 Dec 31 Federal Housing Administration (mortgage insurance in force) $1,229.8 Dec 31 Freddie Mac (total mortgage portfolio) $1,941.6 Dec 31 Mortgage Servicers Servicing Portfolio
- [Drop in Mortgage Apps Hits Refis, Purchases](https://www.mortgagedaily.com/news/applications060116-2/) - Fewer prospective borrowers were applying for new mortgages during the most recent week, and both refinancing and purchase financing activity were impacted. A benchmark for residential loan application activity, the Market Composite Index, declined 4 percent from one week earlier in the week that ended on May 27. The index was seasonally adjusted. Even without
- [Home Lending Down at First Republic](https://www.mortgagedaily.com/news/firstrepublicproduction101316-2/) - Although First Republic Bank managed to grow its mortgage servicing portfolio and residential assets, quarterly home-lending volume receded. Prior to the provision for income taxes, income at the financial institution came in at $202 million during the three months that ended on Sept. 30. San Francisco-based First Republic provided the details, along with other financial
- [Record Mortgage Originations at PennyMac](https://www.mortgagedaily.com/news/pennymacproduction020217-2/) - Quarterly and annual home-lending volume at PennyMac Financial Services Inc. climbed to the highest level ever achieved. In its fourth-quarter 2016 earnings report, the Westlake Village, California-based firm disclosed pre-tax income of $129 million. Earnings retreated from the prior three-month period, when the total was $139 million, but were up from $79 million a year
- [Northeast Leads Drop in Existing Home Sales](https://www.mortgagedaily.com/news/realestate032217-2/) - With supply shortages being blamed, the annual rate of existing home sales declined last month. The Northeast was out front of the drop. Homebuyers completed the purchase of 315,000 existing single-family homes, townhomes, condominiums and co-operatives in February. The sale of pre-owned residential properties slipped from the previous month, when a downwardly revised 319,000 home
- [Ocwen's Earnings, Mortgage Originations Improve](https://www.mortgagedaily.com/news/ocwenproduction102616-2/) - Quarterly earnings and mortgage originations improved at Ocwen Financial Corp. Meanwhile, the mortgage servicing portfolio and staffing have been reduced. Pre-tax income was $2 million in the period that began on July 1, 2016, and concluded on Sept. 30. Earnings swung from a $96 million second-quarter loss. The West Palm Beach, Florida-based organization detailed its
- [New Mortgage Business Down in Holiday Week](https://www.mortgagedaily.com/news/mmi091117-2/) - The holiday week took a toll on new mortgage business, with adjustable-rate mortgage activity erasing prior-week gains. Jumbo business was the only category this week to rise. An indication of upcoming loan originations, the U.S. Mortgage Market Index from Mortgage Daily, was 132 in the week ended Sept. 8. The index, which is based on per-user
- [Easier Condo Approvals Proposed by FHA](https://www.mortgagedaily.com/news/fha-news/fhacondos092716-2/) - Less than a year after temporarily easing requirements on condominiums, the Federal Housing Administration is proposing to relax the approval process for condominium developments. In November 2015, the Department of Housing and Urban Development issued Mortgagee Letter 2015-27 temporarily changing the requirements for condominium lending. Among the changes were a streamlined condominium recertification process, expanded
- [Foreclosure Statistics](https://www.mortgagedaily.com/news/foreclosure/foreclosurestatistics/) - servicing news Last Updated December 12, 2018 7:09 PM Central Foreclosures 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 Foreclosure Inventory Rate as of Dec. 31 (Black Knight formerly LPS) 0.52% as of Oct 31 0.65% 0.95% 1.37% 1.61% 2.48% 3.44% 4.11% 4.15% 3.80%
- [Nationstar Merging With Former WaMu Bank Parent](https://www.mortgagedaily.com/news/nationstarmerger021318/) - The former parent of Washington Mutual Bank is merging with Nationstar Mortgage Holdings Inc. The transaction follows the sale of Nationstar’s primary shareholder. A news release on Tuesday indicated that the parent of Nationstar Mortgage LLC has agreed to merge with Seattle-based WMIH Corp. The surviving entity will maintain the Nationstar brand and Dallas headquarters.
- [PNC's Mortgage Originations, Delinquency Improve](https://www.mortgagedaily.com/news/pncproduction101416-2/) - The PNC Financial Services Group Inc.’s quarterly home-lending volume rose and delinquency fell. The servicing portfolio was flat. Income before income taxes and non-controlling interest at PNC came to $1.3 billion during the three months that ended on Sept. 30. The Pittsburgh-based firm provided the details, along with other operational and financial metrics, in its third-quarter
- [Weak Supply Again Restrains Existing Home Sales](https://www.mortgagedaily.com/news/existing-home-sales-june-72319/) - For the third month in a row, the sale of pre-owned residential properties has moved lower, and the drop was again blamed on a tight supply. The West took the biggest hit. Existing U.S. sales of single-family homes, town homes, condominiums and co-operatives came to 570,000 housing units in June, bringing the first-half 2018 total
- [Impac Originations Tumble, Could Plunge in Q1](https://www.mortgagedaily.com/news/impacproduction022417-2/) - Quarterly home lending sank by over a fourth at Impac Mortgage Holdings Inc. and is likely plunging during the current quarter. Before income taxes, the Irvine, California-based organization earned $17 million during the three months ended Dec. 31, 2016. Those details, along with other operational and financial results, were presented in Impac’s fourth-quarter 2016 earnings
- [Huntington's Mortgage Earnings, Originations Climb](https://www.mortgagedaily.com/news/huntingtonproduction102616-2/) - Mortgage earnings and originations at Huntington Bancshares Inc. improved as mortgage assets and servicing were boosted by an acquisition. Before income taxes, Huntington earned $152 million during the three months ended Sept. 30. Income fell from $229 million during the prior period. Those details and more were delivered Wednesday by the Columbus, Ohio-based bank-holding company
- [Record Servicing Portfolio at Nationstar Mortgage](https://www.mortgagedaily.com/news/nationstarproduction110216-2/) - In addition to lifting home-loan originations and swinging to a quarterly profit, Nationstar Mortgage Holdings Inc. reported a record servicing portfolio. The Dallas-based firm earned $71 million before accounting for income tax expense. Income swung from a $144 million loss in the second quarter. Those details, along with other operational and financial results, were included
- [First Republic Grows Mortgage Business](https://www.mortgagedaily.com/news/firstrepublicproduction011617-2/) - Mortgage production, servicing and assets at First Republic Bank all increased on a quarter-over-quarter and year-over-year basis. Fourth-quarter 2016 earnings data indicate that prior to income taxes, there was a $229 million profit at the 32-year-old company. San Francisco-based First Republic earned more than $202 million in the previous three-month period and $182 million a
- [Nonprime Mortgage News](https://www.mortgagedaily.com/news/subprime/) - Nonprime Mortgage News Subprime, Hard-Money, Home Equity & Alt-A nonprime wholesale lender directory | subprime statistics Last Updated October 17, 2018 12:47 PM Central Home-Equity Lending Set to Grow A new report predicts that borrowing against home equity is poised for growth. Lenders can maximize this opportunity by personalizing marketing based on how individual consumers use
- [Government Programs Lead Drop in Mortgage Apps](https://www.mortgagedaily.com/news/applications083017-2/) - As overall applications for home loans slowed on a week-over-week basis, the share that were for government mortgage programs was more narrow. The number of applications completed for new mortgages in the week ended Aug. 25 descended by a seasonally adjusted 2 percent from the previous week. That was based on the Market Composite Index,
- [Mortgage Market Share Statistics](https://www.mortgagedaily.com/news/marketsharestatistics/) - Mortgage Market Share Statistics Last Updated December 20, 2018 7:30 PM Central Government-Backed Share 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 Government-Backed Share (Black Knight) na na na na na na
- [Reverse Mortgage News](https://www.mortgagedaily.com/news/reversemortgages/) - Reverse Mortgage News Last Updated October 19, 2018 11:43 AM Central FHA Endorsements Edge Higher, Book of Biz Grows Monthly residential government-insured mortgage production, including reverse mortgages, was nudged up, though commercial real estate endorsements plunged. The book of business continued to grow.Annual HECM Endorsements Sink to 13-Year Low The volume of reverse mortgages insured by
- [Mortgage Broker Group Launches](https://www.mortgagedaily.com/news/conferences/) - Mortgage Broker Group Launches Last Updated October 8, 2018 6:08 PM Central Over 2 Dozens Mortgage Events in Q4 More than two dozen events are on the Mortgage Daily Mortgage Conference Calendar for the final quarter of this year. Their locations span from Florida to Nevada. Lots of Prospecting, Rigid Routines for Top LOs Five top-producing mortgage originators talked
- [Mortgage Fraud Statistics](https://www.mortgagedaily.com/news/mortgagefraudstatistics/) - Mortgage Fraud Statistics Last Updated September 13, 2018 10:30 AM Central Statistic Period Amount Loan Application Defect Index (First American) as of Mar. 31, 2018 82 Loan Application Defect Index (First American) as of Dec. 31, 2017 83 Loan Application Defect Index (First American) as of Dec. 31, 2016 76 Loan Application Defect Index (First American) as
- [Gov Refis Drive Jump in Mortgage Applications](https://www.mortgagedaily.com/news/applications081016-2/) - A surge in applications for mortgage refinances –especially government-backed refinances — drove an impressive increase in overall new applications for residential loans. Based on the Market Composite Index for the week ended Aug. 5, new mortgage applications climbed over 7 percent on a seasonally adjusted basis from a week earlier. Even without any seasonal adjustments,
- [Mortgage Employment Statistics](https://www.mortgagedaily.com/news/mortgageemploymentstatistics/) - Mortgage Employment Statistics Last Updated December 20, 2018 7:40 PM Central Mortgage Employment As of Date Total Total Mortgage Employment Estimate (Mortgage Daily) Aug. 31, 2018 675,700 Total Mortgage Employment Estimate (Mortgage Daily) Dec 31, 2017 668,600 Total Mortgage Employment Estimate (revised Mortgage Daily) Dec 31, 2016 656,100 Total Mortgage Employment Estimate (revised Mortgage Daily) Dec 31, 2015
- [Refinances Nudge Up Weekly Mortgage Applications](https://www.mortgagedaily.com/news/applications083116-2/) - A modest gain in weekly mortgage applications was driven by an increase in refinance activity. Government share of new business was more broad. Retail residential loan applications increased 3 percent on a seasonally adjusted basis from the previous seven-day period for the week ended Aug. 26. That was based on the Market Composite Index, a
- [Mortgage Apps Drop Again, Jumbo-Conf Spread Doubles](https://www.mortgagedaily.com/news/statistics/) - Mortgage Statistics main statistics page | Alt-A | ARM resets | ARM indices | bankruptcies | CMBS | commercial | credit scores | delinquency | DTIs | employment | failures | FHA approvals | FHA mortgagee actions | FHA originations | foreclosures | fraud | Graphs | GSE | loan limits | LTVs | market share |
- [Conforming Wholesale Lender Directory](https://www.mortgagedaily.com/directory/wholesalelenderdirectoryconforming/) - Last Updated January 12, 2018 1:40 PM Central Wholesale Lender Directories Conforming Wholesalers Wholesale Lender News Web site 1st Quick Funding 1st Quick Funding news www.1stquickfunding.com 2nd Angel Bancorp 2nd Angel news www.secondangel.net 360 Mortgage Group LLC 360 Mortgage Group news www.360mtg.com Affiliated Mortgage Affiliated news www.affiliatedtpo.com Allied Capital Allied Capital news www.goalliedcap.com American Financial
- [ARMs Defy Weekly Dip in New Mortgage Activity](https://www.mortgagedaily.com/news/mmi090117-2/) - Heading into Labor Day, new home-lending business turned mildly lower. That wasn’t the case, however, for adjustable-rate mortgage activity. In the seven-day period that concluded on Friday, the U.S. Mortgage Market Index from Mortgage Daily, — a barometer of upcoming originations — was 154. Compared to one week earlier, the index — which is based
- [Mortgage Loan Servicing News](https://www.mortgagedaily.com/news/servicing/) - Mortgage Loan Servicing News servicing portfolios | delinquency statistics Last Updated October 25, 2018 4:59 PM Central Business Falls to 6-Month Low at Freddie New business at the Federal Home Loan Mortgage Corp. retreated to its lowest level in six months. Delinquency, meanwhile, remained at its lowest level in a decade.Large Agency MSR Offering Hits Market Bids
- [Non-QM Lender Directory 2026](https://www.mortgagedaily.com/directory/wholesalelenderdirectorynonqm/) - Complete Non-QM Wholesale Lender Directory for Mortgage Brokers (2026) The Non-QM wholesale lending market continues to expand as mortgage brokers seek flexible financing solutions beyond traditional agency guidelines. This comprehensive directory helps brokers find the best wholesale partners for borrowers who don’t fit conventional lending boxes. What is Non-QM Lending? Non-Qualified Mortgages (Non-QM) are loans
- [Record Earnings, Mortgage Originations at PennyMac](https://www.mortgagedaily.com/news/pennymacproduction110316-2/) - PennyMac Financial Services Inc. reported an all-time high for earnings. In addition, quarterly residential loan originations were the highest on record. From July 1 through Sept. 30 of this year, pre-tax income came to $139 million — the most ever earned by PennyMac. Income was $74 million a year earlier. That data and other operational and
- [PNC Successfully Shifts to Home Purchase Financing](https://www.mortgagedaily.com/news/pncproduction071717-2/) - A reduction in mortgage refinance production at The PNC Financial Services Group Inc. was easily offset with a sharp increase in the origination of loans to finance home purchases. Pittsburgh-based PNC disclosed in its second-quarter earnings report $1.5 billion in income prior to income taxes and non controlling interests. The bank-holding company earned more than $1.4 billion
- [Mortgage Lenders Looser Than Year Ago](https://www.mortgagedaily.com/news/originationinsight111517-2/) - Home loans closed last month had lower credit scores, higher loan-to-value ratios and higher debt-to-income ratios than a year earlier. While turn times have improved over that same period, closing rates have not. Two-thirds of all single-family loans that were originated during October were conventional loans. The share thinned from a 68 percent share one
- [Commercial Mortgage Statistics](https://www.mortgagedaily.com/news/commercialstatistics/) - Commercial Mortgage Statistics Last Updated December 14, 2018 8:02 PM Central Originations 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 Originations – Total (MBA) $532 billion (est) $530 billion $490.6 billion $503.8 billion $399.8 billion $358.5 billion $244.2 billion $184.3 billion $118.8
- [Gov Programs Lead Surge in New Mortgage Business](https://www.mortgagedaily.com/news/mmi082517-2/) - New home-lending activity turned solidly higher this past week, and it was government mortgage programs that saw the biggest week-over-week gain. An indication of upcoming single-family loan originations, the U.S. Mortgage Market Index from Mortgage Daily, was 160 in the week ended Aug. 25. The index, which is based on rate-lock volume at OpenClose, increased
- [Mortgage Industry Closures & Failures: 2017 Archive](https://www.mortgagedaily.com/news/mortgagegraveyard2017/) - Mortgage Industry Closures & Failures: 2017 Archive The Mortgage Graveyard chronicles companies that exited the mortgage industry through bankruptcy, closure, acquisition, or regulatory action. This 2017 archive documents the industry changes during that period. About the Mortgage Graveyard Since the early 2000s, the mortgage industry has experienced significant consolidation and upheaval. Hundreds of mortgage lenders,
- [Mortgage Industry Closures & Failures: 2016 Archive](https://www.mortgagedaily.com/news/mortgagegraveyard2016/) - Mortgage Industry Closures & Failures: 2016 Archive The Mortgage Graveyard chronicles companies that exited the mortgage industry through bankruptcy, closure, acquisition, or regulatory action. This 2016 archive documents the industry changes during that period. About the Mortgage Graveyard Since the early 2000s, the mortgage industry has experienced significant consolidation and upheaval. Hundreds of mortgage lenders,
- [Home Prices Gains Led by Sin City, Silver State](https://www.mortgagedaily.com/news/renews/) - Real Estate News Last Updated October 16, 2018 4:06 PM Central Northeast Leads Builder Confidence Higher A jump in builder confidence in the Northeast led the national level modestly higher this month. Behind the improvement were strong economic conditions and lower lumber prices. Nationstar Affiliate Laying Off Dozens in Texas The real estate buying platform affiliated
- [Mortgage Lates Surge, Foreclosures at 9-year Low](https://www.mortgagedaily.com/news/delinquency021517-2/) - Even though the foreclosure rate fell to a nine-year low and foreclosure starts sank to a 28-year low, quarterly 30-day mortgage delinquency spiked. Delinquency of at least 30 days on home loans, including loans in the foreclosure inventory, closed out the fourth quarter of last year at 6.33 percent. The non-current mortgage rate deteriorated compared
- [Government Wholesale Lender Directory](https://www.mortgagedaily.com/directory/wholesalelenderdirectorygovernment/) - Last Updated August 25, 2017 2:56 PM Central Wholesale Lender Directories main | commercial | conforming | government | jumbo | nonprime | other | reverse add listing to wholesaler directories | pricing engine directory | other mortgage directories Government Wholesalers Wholesale Lender News Web site FHA VA USDA 1st Alliance Lending LLC 1st Alliance news www.1AWholesale.com X na na 360 Mortgage Group 360 Mortgage news www.360mortgagegroup.com X X na American Financial Resources Inc.
- [Huntington Grows Mortgage Investments](https://www.mortgagedaily.com/news/huntingtonproduction012517-2/) - Home lending slowed from the prior quarter but rose from the prior year at Huntington Bancshares Inc. The mortgage servicing and investment portfolios grew. From Oct. 1, 2016, through the end of last year, income before income taxes at Huntington was $271 million, surging from $152 million the prior quarter. That was according to the

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- [Mortgage Litigation Index: Fourth Quarter 2004 Report](https://www.mortgagedaily.com/litigationindex4q040912/) - Mortgage Daily's Q4 2004 litigation index tracks foreclosure, consumer-protection and investor lawsuits, revealing trends in mortgage-related litigation.
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- [Payments](https://www.mortgagedaily.com/mortgages/programs/payments/) - Discover the latest mortgage payment options and programs. Stay informed about home loans and real estate trends. Explore your choices today!
- [Foreclosure Resource Center](https://www.mortgagedaily.com/news/foreclosure-resource-center/) - Stay informed with our Foreclosure Resource Center. Discover the latest news on mortgage rates, home loans, and real estate markets. Act now!
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- [Pre-Approval](https://www.mortgagedaily.com/mortgages/process/pre-approval/) - Get pre-approved to boost your buying power. Discover why lenders require it and how it helps secure your dream home faster and easier.
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- [Fraud](https://www.mortgagedaily.com/news/fraud/) - Stay informed about mortgage fraud trends and how they impact the real estate market. Read now for essential insights and protect your investments!
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- [FHA Resource Center](https://www.mortgagedaily.com/news/fha-resource-center/) - Discover essential FHA loan resources, mortgage rates, and real estate news. Stay informed and explore your home financing options today!
- [Statistics Guide](https://www.mortgagedaily.com/news/statistics/) - A step-by-step statistics guide covering everything you need to know to get started with mortgage preapprovals, helping you prepare with confidence.
- [Fraud Index 121311](https://www.mortgagedaily.com/fraudindex121311/) - December 2011 mortgage fraud update reveals top states for fraud, rising scams like short-sale schemes and identity theft, plus tips to protect lenders.
- [Mortgage Litigation Report](https://www.mortgagedaily.com/mortgagelitigationreport/) - Comprehensive report on mortgage litigation trends, recent court cases, and industry implications.
- [Conference Schedule](https://www.mortgagedaily.com/conferenceschedule/) - Upcoming Conferences:
- [Bankruptcies 090513 L P](https://www.mortgagedaily.com/bankruptcies090513lp/) - A look at major mortgage servicer bankruptcies filed around September 5, 2013 and the broader market pressures that drove companies into Chapter 11.
- [Phh Production 050516 L P](https://www.mortgagedaily.com/stories/phhproduction050516lp/) - Archived article from our previous site about PHH production results published on 05/05/2016. Updated evergreen summary and links included.
- [PR Newswire](https://www.mortgagedaily.com/prnewswire/) - Archived article from our previous site about press release published on 20/21/2009. Updated evergreen summary and links included.
- [WbskMdia051109](https://www.mortgagedaily.com/forms/wbskmdia051109/) - Archival Mortgage Daily form from May 11, 2009 with evergreen summary and links to current mortgage resources.
- [Delinquencystatistics](https://www.mortgagedaily.com/delinquencystatistics/) - [et_pb_section fb_built=”1″ theme_builder_area=”post_content” _builder_version=”4.27.4″ _module_preset=”default”][/et_pb_section]
- [Mortgage Fraud Index](https://www.mortgagedaily.com/fraudindex/) - Explore mortgage fraud trends and top states in the Mortgage Fraud Index. Our archived report summarizes cases and methodology, updated for continuity.
- [Servicing](https://www.mortgagedaily.com/servicing/) - Insights into mortgage servicing practices, what servicers do, and how borrowers can navigate servicing issues.
- [Registration Help](https://www.mortgagedaily.com/registrationhelp/) - Guidance on creating and managing your MortgageDaily account: how to register, reset your password and get personalized mortgage rate quotes.
- [Tools](https://www.mortgagedaily.com/tools/) - Explore our mortgage calculators, refinance and affordability tools to plan home financing. Compare rates, estimate payments, and get personalized quotes.
- [Litigation Foreclosures Fl 041013 L P](https://www.mortgagedaily.com/litigationforeclosuresfl041013lp/) - Detailed look at litigation and foreclosure actions in Florida during April 2013. Explore legal trends, foreclosure statistics and lessons from the crisis.
- [Tennessee Mortgage Rates Update – March 17, 2015](https://www.mortgagedaily.com/consumers/tnsrates031715/) - Historical look at Tennessee mortgage rates on March 17, 2015, including market context and how rates compared to national averages. Check current rates now.
- [GinnieIssuance121316MBA – Ginnie Mae MBS Issuance Report](https://www.mortgagedaily.com/ginnieissuance121316mba/) - Summary of Ginnie Mae’s December 13 2016 MBS issuance: volumes, investor demand and market trends. Explore our news, mortgage graveyard, legal and lenders pages
- [Mortgage Legal Issues and Compliance](https://www.mortgagedaily.com/legal/) - Explore key legal issues, litigation trends, and compliance requirements affecting mortgage lending. Stay informed about regulatory changes.
- [PressRelease021511 – MortgageDaily.com Press Release](https://www.mortgagedaily.com/pressrelease021511/) - Press release from MortgageDaily.com in Feb 2011 announcing milestones, site enhancements and new indices. Visit our news, graveyard, legal and lenders pages.
- [Litigation Index White Paper (March 2013)](https://www.mortgagedaily.com/litigationindexwhitepaper032513bs/) - Comprehensive 2013 white paper analyzing mortgage litigation cases, including lawsuit trends, case types, and regional differences.
- [Mortgage Approvals – August 14, 2011](https://www.mortgagedaily.com/mortgageapprovalsaugust142011/) - Lenders tightened mortgage approvals after the crisis, demanding higher credit scores, bigger down payments and more paperwork. Learn to improve your chances.
- [Digital Mortgage Survey – August 28, 2018](https://www.mortgagedaily.com/digitalmortgagesurvey082818lp/) - Insights from a digital mortgage survey conducted in August 2018, highlighting consumer preferences and adoption of online mortgage technology.
- [Conforming Mortgage Fundings](https://www.mortgagedaily.com/fundingsconforming/) - Archived reporting from 2015, updated October 13, 2025, for continuity. Overview of Conforming Mortgage Fundings MortgageDaily.com’s Conforming Mortgage Fundings report tracked quarterly loan origination volumes for conforming loans (Fannie Mae and Freddie Mac eligible). The report ranked lenders based on their conforming production and highlighted market share shifts. Top conforming lenders – Wells Fargo remained
- [NetBranch – Archived Mortgage Article](https://www.mortgagedaily.com/netbranch/) - Archived Mortgage Daily article: NetBranch – recap of net branching news. Explore our news, Mortgage Graveyard, legal, and lenders sections.
- [Statistics](https://www.mortgagedaily.com/statisticss/) - Comprehensive mortgage statistics including quarterly volume, top lenders, servicer rankings and market trends. Archived report updated for continuity.
- [Agency Issuance Update – December 2, 2012](https://www.mortgagedaily.com/agencyissuance120212lp/) - Update on agency mortgage-backed securities issuance around Dec. 2, 2012, covering Fannie Mae, Freddie Mac and Ginnie Mae volumes and top lenders.
- [ChecFortressAcquisition033006](https://www.mortgagedaily.com/checfortressacquisition033006-2/) - Subprime Lender Changes Hands Fortress Investment to acquire Centex Home Equity March 30, 2006 By MortgageDaily.com staff A Dallas-based homebuilder has agreed to sell its nonprime lending unit. Centex Corp. said Thursday it expects to close on the sale of Centex Home Equity Co. LLC to an affiliate of Fortress Investment Group LLC within the
- [Mortgage Operations Collapse Press Release (January 22, 2008)](https://www.mortgagedaily.com/pressrelease012208/) - In January 2008, Mortgage Daily reported that mortgage lenders were shutting down and scaling back as the subprime crisis starved funding.
- [Three Biggest Lenders Close Over Half of U.S. Mortgages (Press Release February 15, 2011)](https://www.mortgagedaily.com/pressrelease021511pr/) - Mortgage Daily reported in Feb 2011 that Wells Fargo, Bank of America and JPMorgan Chase closed over half of all U.S. mortgages, showing market consolidation.
- [Mortgage Fraud Press Release: Enforcement Actions Update (April 24, 2012)](https://www.mortgagedaily.com/mortgage-fraud-press-release-enforcement-actions-update-april-24-2012/) - April 2012 release reports on enforcement against mortgage fraud, from foreclosure rescue scams to identity theft and straw-buyer cases.
- [Mortgage Employment Index: Quarterly Job Trends in the Mortgage Industry](https://www.mortgagedaily.com/mortgageemploymentindex4/) - Mortgage Daily’s Mortgage Employment Index tracks quarterly job gains and losses across the mortgage industry, highlighting hiring sprees, layoffs and trends.
- [PHH Mortgage Production Slips: Company Refocuses After Q1 2016 Decline](https://www.mortgagedaily.com/phhproduction050516lp/) - In May 2016 PHH reported a 10% drop in mortgage production and planned to shrink its correspondent channel and servicing rights to focus on core lending.
- [Mortgage Market on the Upswing: PRNewswire Release (May 11, 2021)](https://www.mortgagedaily.com/prnewswire20210511pr1200/) - On May 11 2021 a PRNewswire release reported a jump in mortgage originations as low rates fueled refi and purchase demand; analysts expected continued strength.
- [Historic Mortgage Daily Home Page](https://www.mortgagedaily.com/homeold/) - This historic snapshot of Mortgage Daily's home page highlights past mortgage news, rates and tools. Explore it and visit our current site for fresh insights.
- [Biggest Mortgage Lenders – December 8, 2014](https://www.mortgagedaily.com/biggestlenders120814/) - Ranking the biggest mortgage lenders in late 2014 — Wells Fargo, JPMorgan, Quicken Loans, Bank of America and U.S. Bank — with trend analysis.
- [Graveyard 041414](https://www.mortgagedaily.com/graveyard041414/) - Recap of mortgage lenders that closed in early 2014, examining the market and regulatory factors behind their failures and lessons for borrowers.
- [Rob Posner New Day USA VA Origination Forecast Press Release 041619](https://www.mortgagedaily.com/robposnernewdayusavaoriginationforecastpressrelease041619/) - Apr 16 2019 release: CEO Rob Posner forecasts growth in VA loan originations and highlights New Day USA's mission to support military borrowers.
- [Modifications](https://www.mortgagedaily.com/modifications/) - Learn how mortgage loan modifications work, including interest rate adjustments and term changes, to help homeowners regain financial stability.
- [Press Release Camp 042412](https://www.mortgagedaily.com/pressreleasecamp042412/) - Press release from April 24, 2012 announcing a public awareness campaign to educate homebuyers about mortgage fraud and empower consumers to identify and prevent scams.
- [Mortgage Production Report – August 18, 2013](https://www.mortgagedaily.com/production081813/) - Mortgage production statistics and analysis for August 18, 2013, summarizing volumes, interest rates, borrower trends, and market conditions.
- [MCT Twins Arrested Mortgage Fraud Case](https://www.mortgagedaily.com/mcttwinsarrested120511/) - Summary of the 2011 MCT Twins mortgage fraud case and lessons learned about due diligence and fraud prevention for lenders and consumers.
- [Biggest Mortgage Lenders – June 8, 2015](https://www.mortgagedaily.com/biggest-mortgage-lenders-june-8-2015/) - Ranking the top mortgage lenders on June 8 2015, with Wells Fargo, JPMorgan, Quicken Loans, Bank of America and U.S. Bank, plus market trends.
- [Beware of the Lion Mortgage Scam: Protecting Borrowers from Fraud](https://www.mortgagedaily.com/lion/) - The Lion mortgage scam targeted homeowners with promises of guaranteed approvals; learn the common red flags and how to protect yourself from fraud.
- [Mortgage Rate Trends for December 21, 2015](https://www.mortgagedaily.com/consumerstnsrates122115/) - Learn how December 21, 2015 mortgage rates moved, with 30-year, 15-year and ARM snapshots, factors driving the market and guidance for borrowers.
- [mortgage-rates – Mortgage Rates Overview](https://www.mortgagedaily.com/mortgagerates/) - Explore factors shaping mortgage rates, from Fed policy to credit scores. Visit our news, mortgage graveyard, legal and lenders pages.
- [Mortgage Disclosure Improvement Act: What It Means for Borrowers](https://www.mortgagedaily.com/formswbskmdia051109/) - Learn how the Mortgage Disclosure Improvement Act changed home-loan disclosures, creating waiting periods, triggering re-disclosures and improving transparency.
- [FHA Endorsements – April 30, 2012](https://www.mortgagedaily.com/fhaendorsements043012lp/) - April 2012 FHA endorsements overview: trends in loan volumes, borrower demand, and factors driving FHA financing, with insights on market impact.
- [TnsRates031715](https://www.mortgagedaily.com/buying/closing/pre-approval/tnsrates031715/) - A snapshot of Tennessee mortgage rates on March 17, 2015 and how they compared to national averages. Learn why rates change and where to find updated quotes.
- [Nationstar Mortgage Expands Its Servicing and Lending Footprint](https://www.mortgagedaily.com/newsnationstar/) - Nationstar (now Mr. Cooper) grew by buying servicing rights and building a call-center origination arm. Learn how the nonbank’s expansion reshaped servicing.
- [WbskMdia051109 – Mortgage Media Form](https://www.mortgagedaily.com/wbskmdia051109/) - Discover the WbskMdia051109 form—a worksheet to compile loan documents. Learn how it aids compliance and explore news, mortgage graveyard and legal pages.
- [North Dakota Mortgage Appraisals – August 6, 2018](https://www.mortgagedaily.com/northdakotaappraisals080618mba-2/) - Explore North Dakota mortgage appraisals as of August 6, 2018, including rural property valuation challenges, energy boom impacts, and appraisal regulations.
- [forms – Mortgage Forms Library](https://www.mortgagedaily.com/forms-2/) - Find mortgage forms and worksheets to guide borrowers and lenders through the process. Explore news, graveyard, legal and lenders pages.
- [Wachovia Production Update – July 20, 2006](https://www.mortgagedaily.com/wachoviaproduction072006/) - A look at Wachovia’s mortgage production surge in July 2006, highlighting market trends, increased demand for fixed-rate loans, and new loan options.
- [MortgageFraud – Mortgage Fraud Trends and Prevention](https://www.mortgagedaily.com/mortgagefraudtrendsandprevention/) - Mortgage fraud spans many deceptive practices to secure loans illegally. Learn about the most common schemes and how regulators and lenders fight back.
- [Newsletter: June 14, 2007](https://www.mortgagedaily.com/mortgages/types/refinancing/newsletter061407/) - June 14, 2007 newsletter captured mortgage market conditions, lender announcements and regulatory news. Discover how rates and credit standards looked before the crisis.
- [Litigation Index White Paper (March 2013)](https://www.mortgagedaily.com/litigationindexwhitepapermarch2013/) - The March 2013 Mortgage Litigation Index White Paper analyzes court filings and key cases, revealing trends and disputes in mortgage-related lawsuits.
- [FraudIndex041811 – Mortgage Fraud Index Report](https://www.mortgagedaily.com/fraudindex041811-2/) - April 18 2011 Mortgage Fraud Index: insights into loan fraud trends, risk patterns and enforcement. Explore news, mortgage graveyard, legal and lenders pages.
- [New American Funding Grows Mortgage Presence – Employment and Lending News](https://www.mortgagedaily.com/newsnewamericanfunding/) - Learn how New American Funding expanded its mortgage footprint through branch growth, hiring surges and diversity initiatives, and why this matters to borrowers.
- [MortgageEmploymentIndex – Mortgage Employment Index](https://www.mortgagedaily.com/mortgageemploymentindex-3/) - Mortgage Employment Index: insights into hiring, layoffs and trends across lenders and servicers. Explore our news, graveyard, legal and lenders sections.
- [News Alerts Collection](https://www.mortgagedaily.com/newsalertarchives/) - Explore our collection of past news alerts and newsletters with mortgage industry updates and bulletins. Stay informed with current news and rates.
- [Press Release – February 15, 2010](https://www.mortgagedaily.com/pressrelease021510/) - Press release summarizing mortgage market developments on February 15, 2010, including HAMP updates, new loan programs, and regulatory changes.
- [Bank of America Expands Mortgage Workforce – Employment News](https://www.mortgagedaily.com/newsbankofamerica/) - Bank of America's mortgage employment expansion details how the lender grew origination and servicing staff as demand rebounded amid a housing recovery.
- [FraudIndex121613 – Mortgage Fraud Index Report](https://www.mortgagedaily.com/fraudindex121613-2/) - December 16, 2013 Mortgage Fraud Index report: insights into fraud trends and hotspots. Visit our news, mortgage graveyard, legal and lenders pages.
- [Mortgage Employment Index](https://www.mortgagedaily.com/mortgageemploymentindex3/) - Mortgage employment index tracks hiring and layoffs across lenders, servicers, brokers and providers, revealing job market shifts and industry insights.
- [Hire Power: Mortgage Employment Surge – December 12, 2012](https://www.mortgagedaily.com/hirepower121212/) - The Hire Power report for Dec. 12, 2012 reveals a surge in mortgage hiring as lenders added staff to handle a refinance boom fueled by low rates and HARP.
- [NetBranch – Archived Mortgage Article](https://www.mortgagedaily.com/netbranchmortgagearticle/) - Net branching lets brokers operate under a larger lender’s license. Discover how regulators scrutinized these arrangements and how market forces shaped them.
- [HARP Refinance Program Overview (2012)](https://www.mortgagedaily.com/mctharp040312lp2/) - HARP 2.0 in 2012 helped underwater homeowners refinance by removing loan-to-value caps and streamlining approvals. Learn who qualifies.
- [Mortgage Daily Press Release – March 28, 2016](https://www.mortgagedaily.com/pressrelease032816/) - Summary of mortgage and housing developments on March 28, 2016, including rate changes, new loan programs, corporate announcements and regulatory updates.
- [Mortgage Employment Index – September 15, 2014](https://www.mortgagedaily.com/mortgageemploymentindex091514/) - By Sept. 15, 2014 the Mortgage Employment Index revealed job cuts at big banks amid a weak refi market, with selective hiring for compliance and tech roles.
- [Mortgage Fraud Index Update – December 13, 2011](https://www.mortgagedaily.com/fraudindex121311update/) - The Dec. 13, 2011 Mortgage Fraud Index update identifies top fraud hot spots like Florida, California and New York and highlights key enforcement trends.
- [Mortgage Employment Index – June 9, 2014](https://www.mortgagedaily.com/mortgageemploymentindex060914/) - The June 9, 2014 Mortgage Employment Index shows a modest uptick in hiring as lenders adjust to a purchase market and servicers expand staff for compliance.
- [Mortgage Employment Index – August 26, 2013](https://www.mortgagedaily.com/mortgageemploymentindex082613/) - Aug. 26, 2013 Mortgage Employment Index: lenders trimmed staff as rising rates slowed refinances while servicers and vendors hired to support servicing.
- [Tools](https://www.mortgagedaily.com/tools2/) - Explore mortgage tools and calculators to compare payments, refinancing, affordability and rates. Make informed decisions and get a personalized mortgage quote.
- [Brokers – Mortgage Brokers Overview](https://www.mortgagedaily.com/brokersmortgagebrokersoverview/) - Learn how mortgage brokers connect borrowers and lenders, comparing loans and offering guidance through underwriting and regulations for home financing.
- [Fraud Alert: Sutherland Nunes Press Release (Feb 2, 2012)](https://www.mortgagedaily.com/fraudpressreleasesutherlandnunes020212/) - A detailed analysis of Sutherland Nunes' 2012 fraud alert, exploring types of mortgage fraud, enforcement actions, and tips to protect consumers and lenders.
- [Press Releases](https://www.mortgagedaily.com/pressreleases2/) - Official mortgage industry announcements, lender product launches, regulator updates and company news. Stay informed and explore our latest mortgage insights.
- [Mortgage Servicer Ranking – Top U.S. Servicers](https://www.mortgagedaily.com/servicerranking/) - Ranking of top U.S. mortgage servicers like Wells Fargo, Bank of America, JPMorgan and Citigroup with trends on consolidation and customer experience.
- [Brokers – Mortgage Brokers Overview](https://www.mortgagedaily.com/brokers/) - Mortgage brokers match borrowers to lenders and negotiate rates and terms. Learn how to choose a broker. Explore our news, graveyard and lenders pages.
- [Lenders Add Thousands of Mortgage Jobs – May 4, 2009](https://www.mortgagedaily.com/pressrelease050409-2/) - In early May 2009, Wells Fargo, Bank of America and JPMorgan expanded their mortgage divisions, hiring thousands of employees to handle the refinancing boom.
- [LawsuitAmeriquest102207 – Ameriquest Lawsuit Overview](https://www.mortgagedaily.com/lawsuitameriquest102207/) - Ameriquest lawsuit overview (Oct 22 2007) highlights predatory lending allegations and settlements. Visit news, mortgage graveyard, legal and lenders pages.
- [North-Dakota-Appraisals-080618MBA – North Dakota Appraisals Report](https://www.mortgagedaily.com/northdakotaappraisals080618mba/) - North Dakota appraisal report reviews housing and farmland trends plus regulatory shifts tied to the oil boom. Visit news, mortgage graveyard and lenders pages.
- [Refinances121516MBA – Mortgage Refinance Trends (December 15, 2016)](https://www.mortgagedaily.com/refinances121516mba/) - Explore December 15 2016 mortgage refinance trends: interest rate shifts, borrower behavior, streamlined programs, eligibility factors and market insights.
- [FannieMIUpdates010417MBA – Fannie Mae Mortgage Insurance Updates](https://www.mortgagedaily.com/fanniemiupdates010417mba/) - Fannie Mae’s January 4 2017 mortgage insurance updates refined coverage and cancellation rules, aligning MI policies. Read key highlights here.
- [Mortgage Fraud Index Q1 2012 – 06/25/12](https://www.mortgagedaily.com/fraudindex1q2012062512/) - Explore the first-quarter 2012 Mortgage Fraud Index update released June 25, 2012, highlighting top fraud states and emerging schemes in mortgage fraud.
- [Chec Fortress Acquisition 2006](https://www.mortgagedaily.com/checfortressacquisition2006/) - In March 2006, Fortress Investment Group acquired Centex Home Equity Company, expanding into subprime mortgage servicing and rebranding as Nationstar Mortgage.
- [AgencyIssuance030314LP – Agency MBS Issuance Report](https://www.mortgagedaily.com/agencyissuance030314lp/) - Comprehensive March 3 2014 agency MBS issuance report with trends, analysis, and investor insights. Explore news, Mortgage Graveyard, legal and lender resources
- [Mortgage Fraud Index – April 18, 2011](https://www.mortgagedaily.com/fraudindex041811/) - The April 18 2011 Fraud Index highlights mortgage fraud trends as the housing market recovered, with rising reports and tighter oversight.
- [Mortgage Graveyard 2008](https://www.mortgagedaily.com/news-2/mortgagegraveyard2008/) - Summary of the 2008 mortgage failures, exploring lender collapses and lessons learned. Discover how practices evolved and visit our site for current news.
- [Subprime Mortgage Crisis Analysis 2007 – Evergreen Summary](https://www.mortgagedaily.com/subprime-mortgage-crisis-analysis-2007-2/) - Analysis of the 2007 subprime mortgage crisis: causes, impacts and regulatory reforms. Explore our news, Mortgage Graveyard, legal and lenders sections.
- [mortgage-graveyard-2008 – Archived Mortgage Article](https://www.mortgagedaily.com/mortgage-graveyard-2008/) - Archived Mortgage Daily article: mortgage-graveyard-2008 overview of failed lenders during 2008 crisis. Visit News, Mortgage Graveyard and Lenders pages.
- [News](https://www.mortgagedaily.com/news-2/) - Archive section for news articles from our previous site. Parent page for archived news articles.
- [PressRelease102317 – Archived Mortgage Article](https://www.mortgagedaily.com/pressrelease102317/) - Archived Mortgage Daily press release PressRelease102317 summarises 23 Oct 2017 updates. Visit our news, Mortgage Graveyard, legal and lenders pages.
- [Conforming Mortgage Fundings](https://www.mortgagedaily.com/fundingsconforming-2/) - Archive article on conforming mortgage fundings with evergreen insights and links to current news and volume reports.
- [Mortgage Rates](https://www.mortgagedaily.com/mortgage-rates-2/) - Archive article on mortgage rates with evergreen context and links to the latest mortgage rate news, trends and calculators.
- [Mortgage Daily Press Release – May 4, 2009](https://www.mortgagedaily.com/pressrelease050409/) - Press release from MortgageDaily.com dated May 4, 2009 announcing key developments in the mortgage industry.
- [forms](https://www.mortgagedaily.com/forms/) - ]This page serves as a parent directory for archived forms on Mortgage Daily.
- [pressreleases – Archived Mortgage Articles](https://www.mortgagedaily.com/pressreleases/) - Archive of Mortgage Daily press releases: explore announcements and updates. Visit our news, Mortgage Graveyard, legal and lenders pages.
- [Mortgage Fraud](https://www.mortgagedaily.com/mortgagefraud-2/) - Archive article on mortgage fraud with evergreen insights on fraud schemes plus links to current Mortgage Fraud news and Fraud Index resources.
- [stories](https://www.mortgagedaily.com/stories/) - Archived Mortgage Daily Stories page: An archive of our stories section preserving historical mortgage articles. Find evergreen summaries and links to news, Mortgage Graveyard, legal and lenders pages.
- [There is No Such Thing as a Free House](https://www.mortgagedaily.com/wfz-washington-foreclosures-free-house-041619/) - Washington borrowers can wipe out deeds when lenders delay foreclosure beyond six years; learn about RCW 7.28.300, quiet title suits & key cases.
- [Mortgage Litigation Report](https://www.mortgagedaily.com/mortgagelitigationreport-2/) - Overview of mortgage litigation trends including foreclosure suits, securities cases and False Claims Act settlements. Archived report updated for continuity.
- [Mortgage Employment Index](https://www.mortgagedaily.com/mortgageemploymentindex-2/) - Learn about the Mortgage Employment Index and historical labor trends in the mortgage industry, with links to updated employment news.
- [Mortgage Fraud Index – December 16, 2013](https://www.mortgagedaily.com/fraudindex121613/) - Explore historical Mortgage Fraud Index data from December 16, 2013, plus evergreen insights into mortgage fraud trends and links to current resources.
- [Index 0701](https://www.mortgagedaily.com/index0701/) - Archived article from our previous site about mortgage news article. Updated evergreen summary and links included.
- [Mortgage Employment Index](https://www.mortgagedaily.com/mortgageemploymentindex/) - Archived reporting updated October 13, 2025 for continuity. ## Overview The Mortgage Employment Index tracks staffing levels across mortgage lenders, servicers and third-party providers. The index aggregates quarterly data to measure hiring and layoffs, giving insight into labor market momentum and operating efficiency across the mortgage ecosystem. ### Recent Highlights - **Record growth** in mid-2020
- [Lenders – Archived Mortgage Article](https://www.mortgagedaily.com/lenders/) - Archived Mortgage Daily article: Lenders — This page preserves historical information about mortgage lenders from our archive.
- [Legal – Archived Mortgage Article](https://www.mortgagedaily.com/legal-2/) - Archived Mortgage Daily article: Legal — This page preserves historical legal information and compliance topics from the mortgage industry.
- [consumers](https://www.mortgagedaily.com/consumers/) - Archive section for consumer-related articles. Parent page for legacy mortgage resources related to consumers. Visit our home page for current info.
- [MortgageGraveyard – Archived Mortgage Article](https://www.mortgagedaily.com/mortgagegraveyard/) - Archived Mortgage Daily article: MortgageGraveyard. This page is preserved for historical reference and provides a summary of key mortgage industry events.
- [Mortgage Employment](https://www.mortgagedaily.com/mortgageemployment/) - Archived reporting updated October 13, 2025 for continuity. ## Overview The Mortgage Employment Index tracks hiring and layoffs across the mortgage industry. It offers insights into staffing levels at lenders, servicers and vendors, and shows how economic cycles and regulatory changes impact employment. ### Recent Trends - **Hiring surges** occurred in 2020–2021 as low rates
- [EmploymentByStateReport011909 – Archived Mortgage Article](https://www.mortgagedaily.com/employmentbystatereport011909/) - Archived Mortgage Daily article: EmploymentByStateReport011909. This page is preserved for historical reference and provides a summary of key mortgage industry events.
- [Fundings](https://www.mortgagedaily.com/fundings/) - []Archived reporting updated October 13, 2025 for continuity. ## Overview This archived report aggregates quarterly and annual mortgage origination volumes from the lending industry. It highlights trends in loan production, compares top lenders and tracks how shifts in regulations and rates affect mortgage volumes. ### Top Mortgage Lenders (Recent period) - **Wells Fargo** – Historically
- [DelinquencyCmbs010416LP – Archived Mortgage Article](https://www.mortgagedaily.com/delinquencycmbs010416lp/) - Archived Mortgage Daily article: DelinquencyCmbs010416LP. This page is preserved for historical reference and provides a summary of key mortgage industry events.
- [Mortgage Fraud](https://www.mortgagedaily.com/mortgagefraud/) - ]Archived reporting updated October 13, 2025 for continuity. ## Overview Mortgage fraud is a broad term covering illegal or deceptive practices used to obtain or originate home loans. It includes falsified income or asset documents, inflated appraisals, straw buyers and complex schemes designed to strip equity from homeowners. ### Types of Mortgage Fraud - **Origination
- [MctWamu032112LP – Archived Mortgage Article](https://www.mortgagedaily.com/mctwamu032112lp/) - Archived Mortgage Daily article: MctWamu032112LP. This page is preserved for historical reference and provides a summary of key mortgage industry events.
- [Press Release 112309](https://www.mortgagedaily.com/pressrelease112309/) - Archived 2009 press release highlighting mortgage refinance hurdles, servicer accountability and calls for reform; updated for continuity.
- [Industry Change 062413](https://www.mortgagedaily.com/industrychange062413/) - Analysis of mortgage industry shifts in June 2013 including layoffs, startup growth, market drivers, and implications. Archived report updated for continuity.
- [Mortgage Legal Issues and Litigation](https://www.mortgagedaily.com/mortgage-legal-issues-and-litigation/) - Mortgage regulations and legal disputes have evolved over the years. This page discusses common legal challenges, litigation trends, and best practices for compliance in the mortgage industry. Stay informed about lawsuit trends, regulatory changes, and tips for lenders and borrowers to avoid legal pitfalls.
- [Fastest Growing Private Mortgage Companies 2007](https://www.mortgagedaily.com/fastestgrowingprivate082707/) - Ranking of the fastest growing private mortgage companies in 2007, featuring key lenders and growth drivers. Archived report updated for continuity.
- [Chec Fortress Acquisition 2006](https://www.mortgagedaily.com/checfortressacquisition033006/) - Summary of Fortress Investment Group's acquisition of Centex Home Equity Company (CHEC) announced March 30, 2006. Archived reporting updated for continuity.
- [Mortgage Fraud & Enforcement Index](https://www.mortgagedaily.com/mortgage-fraud-enforcement-index/) - Explore mortgage fraud cases, index reports and enforcement actions in our Mortgage Fraud & Enforcement Index, with links to key articles and analyses.
- [Mortgage Fraud Index 2005](https://www.mortgagedaily.com/mortgage-fraud-index-2005/) - Review the Mortgage Fraud Index 2005 to learn about rising fraud trends, top states for fraud, contributing factors, and enforcement actions taken.
- [Countrywide Subprime Exposure](https://www.mortgagedaily.com/countrywide-subprime-exposure/) - Countrywide's subprime lending strategy and risk exposure during the housing boom; the credit crisis aftermath and Bank of America acquisition.
- [Subprime Mortgage Crisis Analysis 2007](https://www.mortgagedaily.com/subprime-mortgage-crisis-analysis-2007/) - Archived reporting on the 2007 subprime mortgage crisis—signs of the housing bubble, rising defaults, and regulatory lapses that sparked a financial crisis.
- [Mortgage Graveyard](https://www.mortgagedaily.com/mortgage-graveyard/) - Explore our chronological archive of mortgage lenders and banks that failed from 1999-2010. Restored articles preserve our original reporting and link equity.
- [Mortgage Graveyard 2008 - Financial Institutions That Failed](https://www.mortgagedaily.com/mortgage-graveyard-2008-financial-institutions-that-failed/) - Explore our archived 2008 report on mortgage lenders and banks that failed during the housing crisis. Learn why they collapsed and the lessons learned.
- [Lenders](https://www.mortgagedaily.com/mortgages/lenders/) - Compare top mortgage lenders, learn what to look for, and find the perfect match to finance your new home or refinance your existing loan.
- [Pre-Approval](https://www.mortgagedaily.com/buying/closing/pre-approval/) - Understand the pre-approval process, its importance in home buying, and how to prepare for a successful mortgage application.
- [Unconventional](https://www.mortgagedaily.com/mortgages/types/unconventional/) - Learn about unconventional mortgage options, such as interest-only and balloon loans, and their potential benefits and risks.
- [Refinancing](https://www.mortgagedaily.com/mortgages/types/refinancing/) - Explore various refinancing options, including rate-and-term, cash-out, and streamline refinances, to suit your financial needs.
- [About Mortgage Rates](https://www.mortgagedaily.com/mortgages/rates/about-mortgage-rates/) - Gain insights into how mortgage rates are determined and factors that influence rate fluctuations in the housing market.
- [Types](https://www.mortgagedaily.com/mortgages/rates/types/) - Understand different mortgage rate types, including fixed and adjustable rates, to choose the best option for your financial goals.
- [Strategies?](https://www.mortgagedaily.com/buying/closing/strategies/) - Learn effective strategies to navigate the home closing process smoothly, from document review to fund transfers and title changes.
- [VA Loans](https://www.mortgagedaily.com/refinance/understanding-refinance-options/va-loans/) - Explore VA loan refinancing options for veterans, including cash-out and streamline refinances, with step-by-step guidance.
- [USDA Loans](https://www.mortgagedaily.com/refinance/understanding-refinance-options/usda-loans/) - Discover how USDA loans offer 100% financing for rural homebuyers. Learn about eligibility, benefits, and application steps.
- [Learning Center](https://www.mortgagedaily.com/learning-center/) - Explore Mortgage Daily’s Learning Center for expert articles, tools, and tips covering every stage of the home financing journey.
- [Overview of Refinance Loan Types Resource Center](https://www.mortgagedaily.com/refinance/understanding-refinance-options/overview-of-refinance-loan-types-resource-center/) - Browse a wide-ranging overview of refinance loan types to learn which option aligns with your financial goals and homeownership plans.
- [Comparison of Loan Types Resource Center](https://www.mortgagedaily.com/refinance/understanding-refinance-options/comparison-of-loan-types-resource-center/) - Compare popular refinance loan types with curated resources that outline pros, cons, requirements, and ideal borrower profiles.
- [Interest Rate Options Resource Center](https://www.mortgagedaily.com/refinance/understanding-refinance-options/interest-rate-options-resource-center/) - Understand fixed vs. adjustable rates, how interest affects monthly payments, and find the best refinance rate with expert-backed insights.
- [Loan Terms and Closing Costs Resource Center](https://www.mortgagedaily.com/refinance/understanding-refinance-options/loan-terms-and-closing-costs-resource-center/) - Explore posts comparing loan terms and breaking down closing costs to help you choose the right refinance option with confidence.
- [Pre-Approval Resource Center](https://www.mortgagedaily.com/mortgages/process/pre-approval-resource-center/) - Explore detailed posts explaining pre-approval—from what documents you need to how it boosts your credibility as a buyer.
- [Resource Center](https://www.mortgagedaily.com/resource-center/) - Access Mortgage Daily’s complete collection of guides, tools, and expert tips on every aspect of buying, refinancing, and lending.
- [Fixed Rate Resource Center](https://www.mortgagedaily.com/mortgages/types/fixed-rate-resource-center/) - Learn about fixed-rate mortgages with comprehensive resources on loan stability, interest savings, and long-term affordability.
- [Home Search Resource Center](https://www.mortgagedaily.com/mortgages/process/home-search-resource-center/) - Explore tools and expert insights to guide your home search—refining your criteria, comparing listings, and viewing homes effectively.
- [Application Resource Center](https://www.mortgagedaily.com/mortgages/process/application-resource-center/) - Discover everything you need to know about completing a mortgage application, from document prep to approval timelines and tips.
- [Closing Resource Center](https://www.mortgagedaily.com/mortgages/process/closing-resource-center/) - Get a full breakdown of the closing process, including what to expect, documents you'll sign, and how to ensure a smooth final step.
- [Adjustable Rate Resource Center](https://www.mortgagedaily.com/mortgages/types/adjustable-rate-resource-center/) - Understand the pros and cons of ARMs with curated posts explaining how they work, rate caps, and whether they're right for you.
- [FHA Loans Resource Center](https://www.mortgagedaily.com/mortgages/types/fha-loans-resource-center/) - Find in-depth guides on FHA loans—covering credit score requirements, down payments, and how to apply for this first-time buyer favorite.
- [VA Loans Resource Center](https://www.mortgagedaily.com/mortgages/types/va-loans-resource-center/) - Access expert-written resources that explain VA loan eligibility, benefits, and the steps veterans need to take to secure a home loan.
- [Conventional Resource Center](https://www.mortgagedaily.com/mortgages/types/conventional-resource-center/) - Browse detailed posts about conventional mortgage options, ideal borrowers, down payment requirements, and loan comparison tips.
- [Jumbo Loans Resource Center](https://www.mortgagedaily.com/mortgages/types/jumbo-loans-resource-center/) - Explore resources about jumbo loans for high-value homes, including qualification tips, rate comparisons, and lending insights.
- [Reverse Resource Center](https://www.mortgagedaily.com/mortgages/types/reverse-resource-center/) - Learn everything about reverse mortgages—eligibility, pros and cons, and retirement planning strategies—from trusted expert sources.
- [USDA Loans Resource Center](https://www.mortgagedaily.com/mortgages/types/usda-loans-resource-center/) - Get the facts on USDA loans with detailed guides covering eligibility, benefits, and how to apply for this affordable rural loan option.
- [Rates & the economy Resource Center](https://www.mortgagedaily.com/mortgages/rates/rates-the-economy-resource-center/) - Understand how market forces and economic trends influence mortgage rates through a wide range of expert-written articles.
- [Strategies Resource Center](https://www.mortgagedaily.com/mortgages/rates/strategies-resource-center/) - Explore strategic tips to understand and respond to rate changes, helping you save money and secure better mortgage terms.
- [Pick the Right Lender Resource Center](https://www.mortgagedaily.com/mortgages/lenders/pick-the-right-lender-resource-center/) - Discover expert advice and comparisons to help you choose the right mortgage lender for your goals, budget, and home-buying timeline.
- [Rate Shopping Resource Center](https://www.mortgagedaily.com/mortgages/lenders/rate-shopping-resource-center/) - Compare interest rates with confidence using posts that explain how to shop lenders, analyze terms, and lock in the best mortgage deal.
- [Financial Preparation Resource Center](https://www.mortgagedaily.com/buying/preparation/financial-preparation-resource-center/) - Explore in-depth guides on budgeting, saving, and credit readiness to build a strong financial foundation before buying a home.
- [Research & Planning Resource Center](https://www.mortgagedaily.com/buying/preparation/research-planning-resource-center/) - Access planning tools, research tips, and timelines to confidently prepare for a successful home purchase from start to finish.
- [Property Research Resource Center](https://www.mortgagedaily.com/buying/house-hunting/property-research-resource-center/) - Dive into expert-curated posts to research properties thoroughly, analyze neighborhoods, and make informed home-buying decisions.
- [Property Viewing Resource Center](https://www.mortgagedaily.com/buying/house-hunting/property-viewing-resource-center/) - Maximize your home tours with tips and checklists from expert posts focused on what to observe, ask, and consider while viewing.
- [Decision Making Resource Center](https://www.mortgagedaily.com/buying/house-hunting/decision-making-resource-center/) - Review expert posts that help you compare homes, evaluate pros and cons, and make confident decisions during house hunting.
- [Making an Offer Resource Center](https://www.mortgagedaily.com/buying/house-hunting/making-an-offer-resource-center/) - Learn how to structure and present a compelling home offer with curated insights on market conditions, timing, and buyer strategy.
- [Negotiate terms of the sale Resource Center](https://www.mortgagedaily.com/buying/offer-and-negotiations/negotiate-terms-of-the-sale-resource-center/) - Gain access to practical tips for negotiating favorable terms on a home purchase, including price, repairs, and closing timeline.
- [Determine a fair price and make an offer Resource Center](https://www.mortgagedaily.com/buying/offer-and-negotiations/determine-a-fair-price-and-make-an-offer-resource-center/) - Use this post collection to learn how to assess home values and structure a competitive offer that reflects market realities.
- [Consider contingencies Resource Center](https://www.mortgagedaily.com/buying/offer-and-negotiations/consider-contingencies-resource-center/) - Explore resources that explain essential purchase offer contingencies, such as inspections, appraisals, and financing protections.
- [Work with a real estate agent Resource Center](https://www.mortgagedaily.com/buying/offer-and-negotiations/work-with-a-real-estate-agent-resource-center/) - Find expert guidance on selecting and working with a real estate agent to negotiate offers, navigate paperwork, and close the deal.
- [Review and sign closing documents Resource Center](https://www.mortgagedaily.com/buying/closing/review-and-sign-closing-documents-resource-center/) - Access articles that explain how to review and sign closing documents with confidence, avoiding errors and last-minute surprises.
- [Take possession of the property Resource Center](https://www.mortgagedaily.com/buying/closing/take-possession-of-the-property-resource-center/) - Understand the process of taking legal possession of your new home after closing with detailed posts on timing and next steps.
- [Pay closing costs Resource Center](https://www.mortgagedaily.com/buying/closing/pay-closing-costs-resource-center/) - Explore resources breaking down common closing costs, how much you’ll pay, and tips to manage or lower these out-of-pocket expenses.
- [Transfer of funds and title Resource Center](https://www.mortgagedaily.com/buying/closing/transfer-of-funds-and-title-resource-center/) - Gain insights from expert posts on how funds are disbursed and title transferred at closing, including escrow and legal procedures.
- [Understanding the Refinance Process Resource Center](https://www.mortgagedaily.com/refinance/intro-to-refinancing/understanding-the-refinance-process-resource-center/) - Navigate every step of refinancing with helpful resources explaining the process from preparation to closing your new mortgage loan.
- [Purpose of Refinancing Resource Center](https://www.mortgagedaily.com/refinance/intro-to-refinancing/purpose-of-refinancing-resource-center/) - Explore a variety of posts explaining the different reasons homeowners refinance—debt consolidation, equity use, and more.
- [Definition of Refinancing Resource Center](https://www.mortgagedaily.com/refinance/intro-to-refinancing/definition-of-refinancing-resource-center/) - Learn exactly what mortgage refinancing is and how it works through a detailed collection of educational posts and practical guides.
- [Benefits of Refinancing Resource Center](https://www.mortgagedaily.com/refinance/intro-to-refinancing/benefits-of-refinancing-resource-center/) - Review articles that highlight the key benefits of refinancing, including saving on interest, lowering payments, or accessing cash.
- [Assessing Your Current Mortgage Resource Center](https://www.mortgagedaily.com/refinance/evaluate-current-mortgage/assessing-your-current-mortgage-resource-center/) - Browse comprehensive posts on analyzing your current mortgage terms, rates, and balance to decide if refinancing makes financial sense.
- [Setting Refinance Goals Resource Center](https://www.mortgagedaily.com/refinance/evaluate-current-mortgage/setting-refinance-goals-resource-center/) - Discover focused resources to help you set refinancing goals, whether it's reducing payments, changing terms, or tapping into equity.
- [Understanding Your Financial Situation Resource Center](https://www.mortgagedaily.com/refinance/evaluate-current-mortgage/understanding-your-financial-situation-resource-center/) - Access tools and expert insights to evaluate your credit, income, and debt before refinancing, ensuring you're financially prepared.
- [Determining the Right Refinance Option Resource Center](https://www.mortgagedaily.com/refinance/evaluate-current-mortgage/determining-the-right-refinance-option-resource-center/) - Find in-depth guides and resources to help you compare refinance options and choose the best loan type for your financial situation.
- [Closing the Loan Resource Center](https://www.mortgagedaily.com/refinance/the-refinance-process/closing-the-loan-resource-center/) - Explore a curated collection of expert posts that walk you through closing a refinance loan—from final approval to signing and funding.
- [Loan Estimate and Underwriting Resource Center](https://www.mortgagedaily.com/refinance/the-refinance-process/loan-estimate-and-underwriting-resource-center/) - Understand how loan estimates and underwriting work in refinancing. Use these resources to navigate this key part of the process.
- [Submitting a Loan Application Resource Center](https://www.mortgagedaily.com/refinance/the-refinance-process/submitting-a-loan-application-resource-center/) - Submit a strong refinance loan application with help from this resource center. Learn what lenders need to approve your request.
- [Preparing to Refinance Resource Center](https://www.mortgagedaily.com/refinance/the-refinance-process/preparing-to-refinance-resource-center/) - Prepare for refinancing with expert resources. Learn the financial, credit, and documentation steps to take before you apply.
- [Staging home to showcase best features Resource Center](https://www.mortgagedaily.com/selling/preparation/staging-home-to-showcase-best-features-resource-center/) - Show off your home’s best features with staging tips. Learn how to make your space appealing and boost buyer interest at showings.
- [Pricing competitively for current market Resource Center](https://www.mortgagedaily.com/selling/preparation/pricing-competitively-for-current-market-resource-center/) - Price your home to match market conditions. Get expert guidance on setting a competitive price to attract serious buyers quickly.
- [Making repairs and updates as necessary Resource Center](https://www.mortgagedaily.com/selling/preparation/making-repairs-and-updates-as-necessary-resource-center/) - Explore which home repairs and updates increase value. Use this resource center to prioritize improvements that help you sell faster.
- [Cleaning and decluttering your home Resource Center](https://www.mortgagedaily.com/selling/preparation/cleaning-and-decluttering-your-home-resource-center/) - Declutter and clean your home before selling with these expert resources. Make a powerful impression and boost your sale potential.
- [Professional photos & videos Resource Center](https://www.mortgagedaily.com/selling/marketing/professional-photos-videos-resource-center/) - Boost your home’s appeal with professional visuals. Learn how great photos and videos help listings capture buyer attention online.
- [Listing your home Resource Center](https://www.mortgagedaily.com/selling/marketing/listing-your-home-resource-center/) - List your home for maximum exposure with proven tips. Learn what makes a listing stand out and reach motivated buyers fast.
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- [Pricing your home competitively for the current market](https://www.mortgagedaily.com/selling/preparation/pricing-your-home-competitively-for-the-current-market/) - Learn how to price your home right for today’s market to attract serious buyers, shorten time on market, and close at a better price.
- [Making repairs and updates as necessary](https://www.mortgagedaily.com/selling/preparation/making-repairs-and-updates-as-necessary/) - Know which repairs and updates add the most value before selling. Fix key issues to impress buyers and boost your final sale price.
- [Staging your home to showcase its best features](https://www.mortgagedaily.com/selling/preparation/staging-your-home-to-showcase-its-best-features/) - Discover staging strategies that highlight your home’s best features, create inviting spaces, and help you sell quickly and profitably.
- [Cleaning and decluttering your home](https://www.mortgagedaily.com/selling/preparation/cleaning-and-decluttering-your-home/) - Learn how to clean and declutter your home to maximize space, attract buyers, and increase your home's appeal before listing it.
- [Preparation](https://www.mortgagedaily.com/selling/preparation/) - Prepare your home to sell fast with expert tips on cleaning, staging, repairs, and pricing. Get ready to impress buyers and boost value.
- [Promoting your home through social media, local advertising, and other targeted marketing efforts.](https://www.mortgagedaily.com/selling/marketing/promoting-your-home-through-social-media-local-advertising-and-other-targeted-marketing-efforts/) - Market your home through social media, local ads, and strategic promotions to boost visibility and attract the right buyers fast.
- [Hosting open houses or private showings for interested buyers and real estate agents.](https://www.mortgagedaily.com/selling/marketing/hosting-open-houses-or-private-showings-for-interested-buyers-and-real-estate-agents/) - Host open houses and private showings to give buyers and agents a firsthand look at your property’s features and potential.
- [Taking professional-quality photos and videos of your home to showcase its best features.](https://www.mortgagedaily.com/selling/marketing/taking-professional-quality-photos-and-videos-of-your-home-to-showcase-its-best-features/) - Use high-quality photos and videos to showcase your home’s best features and stand out to buyers searching online or in person.
- [Listing your home on multiple online real estate platforms and websites.](https://www.mortgagedaily.com/selling/marketing/listing-your-home-on-multiple-online-real-estate-platforms-and-websites/) - Reach more buyers by listing your home on top real estate platforms and websites to increase visibility and attract quality offers.
- [Executing a purchase agreement or sales contract with the chosen buyer](https://www.mortgagedaily.com/selling/negotiation/executing-a-purchase-agreement-or-sales-contract-with-the-chosen-buyer/) - Seal the deal by executing a strong purchase agreement that outlines the terms, conditions, and timeline of your home sale.
- [Countering or accepting an offer and moving to the next step of the process](https://www.mortgagedaily.com/selling/negotiation/countering-or-accepting-an-offer-and-moving-to-the-next-step-of-the-process/) - Decide whether to accept or counter a buyer’s offer and learn the steps to move forward with the sale once terms are agreed upon.
- [Negotiating the terms of the sale, including the price, closing date, and any contingencies](https://www.mortgagedaily.com/selling/negotiation/negotiating-the-terms-of-the-sale-including-the-price-closing-date-and-any-contingencies/) - Negotiate key sale terms like price, contingencies, and closing date to ensure a deal that works for both you and the buyer.
- [Reviewing offers from potential buyers](https://www.mortgagedaily.com/selling/negotiation/reviewing-offers-from-potential-buyers/) - Learn how to review and compare multiple offers from buyers to choose the one that best aligns with your home sale goals and expectations.
- [Disbursing funds and transferring ownership of the property according to the terms of the contract.](https://www.mortgagedaily.com/selling/closing/disbursing-funds-and-transferring-ownership-of-the-property-according-to-the-terms-of-the-contract/) - Understand how funds are disbursed and ownership is transferred according to your contract to complete the home sale legally and smoothly.
- [Transferring ownership of the property to the buyer and obtaining any necessary approvals and signatures](https://www.mortgagedaily.com/selling/closing/transferring-ownership-of-the-property-to-the-buyer-and-obtaining-any-necessary-approvals-and-signatures/) - Finalize your sale by transferring ownership and collecting necessary signatures and approvals to meet all legal and contract obligations.
- [Reviewing and signing closing documents, including the settlement statement, deed, and mortgage papers](https://www.mortgagedaily.com/selling/closing/reviewing-and-signing-closing-documents-including-the-settlement-statement-deed-and-mortgage-papers/) - Review and sign key closing documents with confidence, including the deed, mortgage papers, and settlement statement for your home sale.
- [Completing any necessary inspections and addressing any issues that arise](https://www.mortgagedaily.com/selling/closing/completing-any-necessary-inspections-and-addressing-any-issues-that-arise/) - Ensure a smooth closing by handling required inspections and resolving any issues that may arise during the home sale process.
- [Closing](https://www.mortgagedaily.com/selling/closing/) - Explore every step of the home closing process—from inspections and paperwork to final signatures and transferring ownership to the buyer.
- [Understanding the Refinance Process](https://www.mortgagedaily.com/refinance/intro-to-refinancing/understanding-the-refinance-process/) - Understand each step in the refinance process so you can confidently reduce rates, access equity, or change your loan terms.
- [Purpose of Refinancing](https://www.mortgagedaily.com/refinance/intro-to-refinancing/purpose-of-refinancing/) - Learn the many purposes of refinancing—from saving money to paying off debt—and how it fits into your long-term financial plan.
- [Definition of Refinancing](https://www.mortgagedaily.com/refinance/intro-to-refinancing/definition-of-refinancing/) - Refinancing means replacing your current mortgage with a new one. Learn why homeowners refinance and how the process works.
- [Determining the Right Refinance Option](https://www.mortgagedaily.com/refinance/evaluate-current-mortgage/determining-the-right-refinance-option/) - Determine the best refinance option based on your financial goals, mortgage terms, and how long you plan to stay in your home.
- [Setting Refinance Goals](https://www.mortgagedaily.com/refinance/evaluate-current-mortgage/setting-refinance-goals/) - Set clear refinance goals like lowering monthly payments or accessing cash to make smarter, goal-driven mortgage decisions.
- [Understanding Your Financial Situation](https://www.mortgagedaily.com/refinance/evaluate-current-mortgage/understanding-your-financial-situation/) - Analyze your income, credit, and debts to see how your financial health affects your mortgage refinance eligibility and options.
- [Assessing Your Current Mortgage](https://www.mortgagedaily.com/refinance/evaluate-current-mortgage/assessing-your-current-mortgage/) - Assess your mortgage’s interest rate, loan balance, and terms to see if refinancing could help improve your financial situation today.
- [Evaluate Current Mortgage](https://www.mortgagedaily.com/refinance/evaluate-current-mortgage/) - Evaluate your existing mortgage to determine if refinancing could lower your payments, shorten your term, or free up home equity.
- [Loan Terms and Closing Costs](https://www.mortgagedaily.com/refinance/understanding-refinance-options/loan-terms-and-closing-costs/) - Review how different loan terms and closing costs can affect your total refinance cost and discover ways to reduce out-of-pocket fees.
- [Comparison of Loan Types](https://www.mortgagedaily.com/refinance/understanding-refinance-options/comparison-of-loan-types/) - Compare popular refinance loan types side by side to identify the most cost-effective and suitable mortgage solution for your needs.
- [Interest Rate Options](https://www.mortgagedaily.com/refinance/understanding-refinance-options/interest-rate-options/) - Understand fixed vs. adjustable interest rate refinance options and how each impacts your monthly payments and long-term savings.
- [Overview of Refinance Loan Types](https://www.mortgagedaily.com/refinance/understanding-refinance-options/overview-of-refinance-loan-types/) - Learn about the different types of refinance loans available and find the best option to match your financial goals and lifestyle needs.
- [Understanding Refinance Options](https://www.mortgagedaily.com/refinance/understanding-refinance-options/) - Explore all your refinance options with expert advice to lower your rate, reduce payments, or tap into your home’s equity today.
- [Closing the Loan](https://www.mortgagedaily.com/refinance/the-refinance-process/closing-the-loan/) - Understand the refinance closing process, from paperwork to final approvals, and avoid common pitfalls before sealing your new loan.
- [Submitting a Loan Application](https://www.mortgagedaily.com/refinance/the-refinance-process/submitting-a-loan-application/) - Learn how to submit a refinance loan application with confidence. Discover required documents and tips for a smoother mortgage process.
- [Loan Estimate and Underwriting](https://www.mortgagedaily.com/refinance/the-refinance-process/loan-estimate-and-underwriting/) - Learn how loan estimates work and what to expect during underwriting to make your mortgage refinance efficient, smooth, and cost-effective.
- [Preparing to Refinance](https://www.mortgagedaily.com/refinance/the-refinance-process/preparing-to-refinance/) - Prepare to refinance with steps to evaluate your credit, compare lenders, gather documents, and set clear goals for better loan terms.
- [Research and Planning](https://www.mortgagedaily.com/buying/preparation/research-and-planning/) - Start strong with comprehensive research and planning, from setting priorities to choosing the right mortgage and neighborhood to live in.
- [Financial Preparation](https://www.mortgagedaily.com/buying/preparation/financial-preparation/) - Set yourself up for homeownership with financial strategies covering debt-to-income ratio, credit scores, pre-approval, and budgeting tips.
- [Preparation](https://www.mortgagedaily.com/buying/preparation/) - Get ready to buy a home with expert guidance on saving for a down payment, improving credit, setting a budget, and understanding next steps.
- [Making an Offer](https://www.mortgagedaily.com/buying/house-hunting/making-an-offer/) - Boost your home buying success by crafting competitive offers with the right price, contingencies, and timing based on market insights.
- [Decision Making](https://www.mortgagedaily.com/buying/house-hunting/decision-making/) - Narrow down your options with strategic decision-making tips that help you weigh pros, cons, pricing, and features before making a purchase.
- [Property Viewing](https://www.mortgagedaily.com/buying/house-hunting/property-viewing/) - Get the most out of property viewings by learning what to observe, questions to ask, and how to spot hidden issues before making an offer.
- [Property Research](https://www.mortgagedaily.com/buying/house-hunting/property-research/) - Learn how to evaluate neighborhood details, property records, zoning issues, and school ratings to make smarter property decisions today.
- [House Hunting](https://www.mortgagedaily.com/buying/house-hunting/) - Streamline your house hunting journey with expert tips on setting priorities, comparing homes, and making informed buying decisions confidently.
- [Work with a real estate agent](https://www.mortgagedaily.com/buying/offer-and-negotiations/work-with-a-real-estate-agent/) - Partnering with a trusted real estate agent boosts your chances of success by providing expert advice, market insights, and negotiation support.
- [Negotiate terms of the sale](https://www.mortgagedaily.com/buying/offer-and-negotiations/negotiate-terms-of-the-sale/) - Master the art of negotiating sale terms to secure better prices, flexible closing dates, and favorable contract conditions during home buying.
- [Consider contingencies](https://www.mortgagedaily.com/buying/offer-and-negotiations/consider-contingencies/) - Make smart offers by learning how contingencies protect buyers from risks like financing issues, inspection problems, or appraisal shortfalls.
- [Determine a fair price and make an offer](https://www.mortgagedaily.com/buying/offer-and-negotiations/determine-a-fair-price-and-make-an-offer/) - Learn how to determine a fair offer price and negotiate effectively. Discover what factors to consider in a competitive housing market.
- [Offer and Negotiations](https://www.mortgagedaily.com/buying/offer-and-negotiations/) - Get expert tips on home offers and negotiations. Learn how to price strategically, handle counteroffers, and close with confidence.
- [Take possession of the property](https://www.mortgagedaily.com/buying/closing/take-possession-of-the-property/) - Taking possession is the final step in buying. Learn the process, what to check, and how to transition smoothly into your new home.
- [Transfer of funds and title](https://www.mortgagedaily.com/buying/closing/transfer-of-funds-and-title/) - Learn how funds and title transfer legally and securely. Discover what steps protect your rights and complete your home purchase.
- [Pay closing costs](https://www.mortgagedaily.com/buying/closing/pay-closing-costs/) - Understand what closing costs you’ll pay and why. Learn how to calculate, prepare for, and possibly reduce these final expenses.
- [Review and sign closing documents](https://www.mortgagedaily.com/buying/closing/review-and-sign-closing-documents/) - Review and sign closing documents confidently. Understand key legal terms, common issues, and how to avoid signing mistakes.
- [Closing](https://www.mortgagedaily.com/buying/closing/) - Get ready for homeownership. Learn everything you need about closing procedures, legal steps, costs, and final document signing.
- [Application](https://www.mortgagedaily.com/mortgages/process/application/) - Prepare your mortgage application with ease. Learn which documents you’ll need and how to submit a complete, lender-ready file.
- [Home Search](https://www.mortgagedaily.com/mortgages/process/home-search/) - Begin your home search confidently. Find the right house by understanding location, budget, market trends, and search strategies.
- [Reverse](https://www.mortgagedaily.com/mortgages/types/reverse/) - Understand reverse mortgages for seniors. Learn how to convert home equity into income, eligibility rules, and potential financial risks.
- [Jumbo Loans](https://www.mortgagedaily.com/mortgages/types/jumbo-loans/) - Explore jumbo loans designed for luxury properties. Learn limits, rates, and if you qualify to finance high-value real estate purchases.
- [VA Loans](https://www.mortgagedaily.com/mortgages/types/va-loans/) - VA loans offer zero down and no PMI for veterans and service members—find out how to qualify and maximize this valuable benefit.
- [USDA Loans](https://www.mortgagedaily.com/mortgages/types/usda-loans/) - USDA loans help buyers in rural areas access 100% financing—explore benefits, eligibility, and how to apply for this zero-down mortgage.
- [FHA Loans](https://www.mortgagedaily.com/mortgages/types/fha-loans/) - FHA loans offer low down payments and flexible credit requirements—learn if this government-backed mortgage fits your home buying goals.
- [Adjustable-Rate Mortgages](https://www.mortgagedaily.com/mortgages/types/adjustable-rate-mortgages/) - Adjustable-rate mortgages start low and adjust over time—explore if an ARM fits your short-term plans or budget flexibility.
- [Fixed-Rate Mortgages](https://www.mortgagedaily.com/mortgages/types/fixed-rate-mortgages/) - Fixed-rate mortgages provide stable monthly payments—see how they work and why they’re a smart choice for long-term financial planning.
- [Conventional Mortgages](https://www.mortgagedaily.com/mortgages/types/conventional-mortgages/) - Conventional mortgages offer flexible terms and competitive rates—learn the pros, cons, and if this standard loan type fits your needs.
- [Types](https://www.mortgagedaily.com/mortgages/types/) - Explore all mortgage types including fixed, adjustable, FHA, VA, and USDA to choose the best loan for your financial situation and goals.
- [Strategies](https://www.mortgagedaily.com/mortgages/rates/strategies/) - Discover strategies to secure lower mortgage rates with expert insights on timing, credit impact, and choosing the right loan type.
- [Rate shopping](https://www.mortgagedaily.com/mortgages/lenders/rate-shopping/) - Find the best mortgage rates by learning how to shop smart, compare lenders, and secure the most competitive deal for your financial needs.
- [Pick The Right Lender](https://www.mortgagedaily.com/mortgages/lenders/pick-the-right-lender/) - Learn how to choose the right mortgage lender with our expert tips on comparing rates, evaluating service, and avoiding costly lending mistakes.
- [FHA](https://www.mortgagedaily.com/news/fha/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Section” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#1C55D8″ custom_padding=”0px|40px|10px|40px|false|true” custom_padding_tablet=”20px|40px|110px|40px|false|true” custom_padding_phone=”0px|20px|20px|20px|false|true” border_radii=”off||||” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” custom_padding_last_edited=”on|tablet” module_id=”top_btns_bar” _builder_version=”4.18.0″ _module_preset=”default” width=”100%” max_width=”1920px” module_alignment=”center” custom_padding=”20px|25px|20px|25px|true|true” custom_padding_tablet=”20px|0px|20px|0px|true|true” custom_padding_phone=”20px|0px|20px|0px|true|true” border_width_bottom=”2px” border_color_bottom=”rgba(255,255,255,0.42)” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoiaG9tZV91cmwiLCJzZXR0aW5ncyI6e319@” button_text=”Home” module_class=”previous_icon_btn” _builder_version=”4.18.0″ _dynamic_attributes=”button_url” _module_preset=”default” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#001c58″ button_bg_image=”https://www.mortgagedaily.com/wp-content/uploads/2023/02/backarrowiconblack.png” button_border_width=”5px” button_border_color=”#001C58″ button_border_radius=”100px” button_font=”||||||||” button_use_icon=”off” custom_margin=”5px|5px|5px|5px|true|true” custom_padding=”0px|10px|0px|30px|true|false” global_colors_info=”{}”][/et_pb_button][et_pb_button button_url=”https://www.mortgagedaily.com/news” button_text=”News” module_class=”previous_icon_btn”
- [Staging Selling](https://www.mortgagedaily.com/selling/marketing/staging-selling/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#1C55D8″ custom_margin=”||||true|true” custom_margin_tablet=”10px|40px|10px|40px|true|true” custom_margin_phone=”10px|10px|10px|10px|true|true” custom_margin_last_edited=”off|desktop” custom_padding=”10px||10px||false|true” custom_padding_tablet=”20px|40px|20px|40px|false|true” custom_padding_phone=”0px|20px|20px|20px|false|true” custom_css_main_element=”overflow: visible;” border_radii=”off|||60px|60px” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” custom_padding_last_edited=”on|tablet” module_id=”top_btns_bar” _builder_version=”4.18.0″ _module_preset=”default” width=”100%” max_width=”1920px” module_alignment=”center” custom_padding=”20px|25px|20px|25px|true|true” custom_padding_tablet=”20px|0px|20px|0px|true|true” custom_padding_phone=”20px|0px|20px|0px|true|true” border_width_bottom=”2px” border_color_bottom=”rgba(255,255,255,0.42)” global_colors_info=”{}” locked=”off”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoiaG9tZV91cmwiLCJzZXR0aW5ncyI6e319@” button_text=”Home” module_class=”icon_btn” _builder_version=”4.18.0″ _module_preset=”default” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#001c58″ button_bg_image=”https://www.mortgagedaily.com/wp-content/uploads/2023/02/righticonblue.png” button_border_width=”5px” button_border_color=”#001C58″ button_border_radius=”100px” button_font=”||||||||” button_use_icon=”off” custom_margin=”5px|5px|5px|5px|true|true”
- [Pricing](https://www.mortgagedaily.com/selling/marketing/pricing-3/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Section” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#1C55D8″ custom_padding=”0px|40px|10px|40px|false|true” custom_padding_tablet=”20px|40px|110px|40px|false|true” custom_padding_phone=”0px|20px|20px|20px|false|true” border_radii=”off||||” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” custom_padding_last_edited=”on|tablet” module_id=”top_btns_bar” _builder_version=”4.18.0″ _module_preset=”default” width=”100%” max_width=”1920px” module_alignment=”center” custom_padding=”20px|25px|20px|25px|true|true” custom_padding_tablet=”20px|0px|20px|0px|true|true” custom_padding_phone=”20px|0px|20px|0px|true|true” border_width_bottom=”2px” border_color_bottom=”rgba(255,255,255,0.42)” global_colors_info=”{}” locked=”off”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoiaG9tZV91cmwiLCJzZXR0aW5ncyI6e319@” button_text=”Home” module_class=”icon_btn” _builder_version=”4.18.0″ _module_preset=”default” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#001c58″ button_bg_image=”https://www.mortgagedaily.com/wp-content/uploads/2023/02/righticonblue.png” button_border_width=”5px” button_border_color=”#001C58″ button_border_radius=”100px” button_font=”||||||||” button_use_icon=”off” custom_margin=”5px|5px|5px|5px|true|true” custom_padding=”0px|45px|0px|10px|true|false” hover_enabled=”0″ global_colors_info=”{}” _dynamic_attributes=”button_url” sticky_enabled=”0″][/et_pb_button][et_pb_button
- [Negotiating Selling](https://www.mortgagedaily.com/selling/marketing/negotiating-selling/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#1C55D8″ custom_margin=”||||true|true” custom_margin_tablet=”10px|40px|10px|40px|true|true” custom_margin_phone=”10px|10px|10px|10px|true|true” custom_margin_last_edited=”off|desktop” custom_padding=”10px||10px||false|true” custom_padding_tablet=”20px|40px|20px|40px|false|true” custom_padding_phone=”0px|20px|20px|20px|false|true” custom_css_main_element=”overflow: visible;” border_radii=”off|||60px|60px” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” custom_padding_last_edited=”on|tablet” module_id=”top_btns_bar” _builder_version=”4.18.0″ _module_preset=”default” width=”100%” max_width=”1920px” module_alignment=”center” custom_padding=”20px|25px|20px|25px|true|true” custom_padding_tablet=”20px|0px|20px|0px|true|true” custom_padding_phone=”20px|0px|20px|0px|true|true” border_width_bottom=”2px” border_color_bottom=”rgba(255,255,255,0.42)” global_colors_info=”{}” locked=”off”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoiaG9tZV91cmwiLCJzZXR0aW5ncyI6e319@” button_text=”Home” module_class=”icon_btn” _builder_version=”4.18.0″ _module_preset=”default” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#001c58″ button_bg_image=”https://www.mortgagedaily.com/wp-content/uploads/2023/02/righticonblue.png” button_border_width=”5px” button_border_color=”#001C58″ button_border_radius=”100px” button_font=”||||||||” button_use_icon=”off” custom_margin=”5px|5px|5px|5px|true|true”
- [Listing Selling](https://www.mortgagedaily.com/selling/marketing/listing-selling/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#1C55D8″ custom_margin=”||||true|true” custom_margin_tablet=”10px|40px|10px|40px|true|true” custom_margin_phone=”10px|10px|10px|10px|true|true” custom_margin_last_edited=”off|desktop” custom_padding=”10px||10px||false|true” custom_padding_tablet=”20px|40px|20px|40px|false|true” custom_padding_phone=”0px|20px|20px|20px|false|true” custom_css_main_element=”overflow: visible;” border_radii=”off|||60px|60px” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” custom_padding_last_edited=”on|tablet” module_id=”top_btns_bar” _builder_version=”4.18.0″ _module_preset=”default” width=”100%” max_width=”1920px” module_alignment=”center” custom_padding=”20px|25px|20px|25px|true|true” custom_padding_tablet=”20px|0px|20px|0px|true|true” custom_padding_phone=”20px|0px|20px|0px|true|true” border_width_bottom=”2px” border_color_bottom=”rgba(255,255,255,0.42)” global_colors_info=”{}” locked=”off”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoiaG9tZV91cmwiLCJzZXR0aW5ncyI6e319@” button_text=”Home” module_class=”icon_btn” _builder_version=”4.18.0″ _module_preset=”default” custom_button=”on” button_text_size=”14px” button_text_color=”#FFFFFF” button_bg_color=”#001c58″ button_bg_image=”https://www.mortgagedaily.com/wp-content/uploads/2023/02/righticonblue.png” button_border_width=”5px” button_border_color=”#001C58″ button_border_radius=”100px” button_font=”||||||||” button_use_icon=”off” custom_margin=”5px|5px|5px|5px|true|true”
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- [Purchase Quote](https://www.mortgagedaily.com/quote/purchase/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}” locked=”off” theme_builder_area=”post_content”][et_pb_row admin_label=”row” _builder_version=”4.18.0″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” module_class=”purchase_quote_design” sticky_enabled=”0″ custom_padding=”100px||100px||true|false”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_code admin_label=”Code” _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”40px|||||” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″ theme_builder_area=”post_content”] Home Purchase Quote NewWhat is estimated price of your new home?$400000estimated_price40000020NextWhat is your employment status?employment_statusSelect employment statusFull-timePart-timeSeasonalTemporaryWhat's Your Credit Score?credit_score Excellent Good Fair
- [Sell Quote Old](https://www.mortgagedaily.com/quote-old/sell-quote-old/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”4.18.0″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_code admin_label=”Code” _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”40px|||||” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Home Sell QuoteReason for wanting to sell?reason_to_sell- Select -Financial HardshipInheritedOperaRelocatingLooking For RealtorDownsizingDivorceRepairs/DamageTired LandlordNot ready to sell, just curious on valueProperty Typeproperty_type Single Family Multi-Family Condo/Town Home Mobile HomeHow soon would you like
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- [Refinancing Map Old](https://www.mortgagedaily.com/refinancing-map-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.17.0″ _module_preset=”default” background_color=”#f8fbfe” custom_margin=”||||false|false” custom_margin_tablet=”0px||||false|false” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|desktop” locked=”off” global_colors_info=”{}” custom_padding=”|1px||||”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_line_height=”1.5em” text_orientation=”center” width=”55%” module_alignment=”center” custom_padding=”15px||||false|false” hover_enabled=”0″ text_font_size_tablet=”” text_font_size_phone=”15px” text_font_size_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″] Buying your first home is a big step in your life, and we are here to walk you through the process step-by-step. Follow
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- [Lawsuits Old](https://www.mortgagedaily.com/news-old/lawsuits-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|on|on” _builder_version=”4.18.0″ _module_preset=”default” custom_padding=”0px||0px||true|false” disabled=”on” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.18.0″ _module_preset=”default” width=”30%” max_width=”100%” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” custom_padding=”5px|15px|5px|15px|true|true” border_radii=”off|||5px|5px” box_shadow_style=”preset3″ box_shadow_vertical=”5px” box_shadow_blur=”8px” box_shadow_spread=”0px” global_colors_info=”{}”][et_pb_blurb title=”Lawsuits” image=”https://www.mortgagedaily.com/wp-content/uploads/2022/08/Types.png” icon_placement=”left” image_icon_width=”80%” _builder_version=”4.18.0″ _module_preset=”default” header_font=”Poppins|600|||||||” header_text_align=”left” header_font_size=”15px” header_line_height=”1.2em” image_icon_custom_margin=”-8px|||10px|false|false” custom_margin=”||0px||false|false” custom_padding=”15px||||false|false” link_option_url=”https://www.mortgagedaily.com/category/news/lawsuits/” custom_css_blurb_image=”width:100%;||” custom_css_blurb_title=”margin-right:15px;” global_colors_info=”{}”][/et_pb_blurb][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” custom_padding=”5px|15px|5px|15px|true|true” border_radii=”off|||5px|5px” box_shadow_style=”preset3″ box_shadow_vertical=”5px” box_shadow_blur=”8px” box_shadow_spread=”0px”
- [General Old](https://www.mortgagedaily.com/news-old/general-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Fraud Old](https://www.mortgagedaily.com/news-old/fraud-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Forclosure Old](https://www.mortgagedaily.com/news-old/forclosure-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [FHA Old](https://www.mortgagedaily.com/news-old/fha-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Federal](https://www.mortgagedaily.com/news/federal/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#1C55D8″ custom_margin=”||||true|true” custom_margin_tablet=”10px|40px|10px|40px|true|true” custom_margin_phone=”10px|10px|10px|10px|true|true” custom_margin_last_edited=”off|desktop” custom_padding=”10px||10px||false|true” custom_padding_tablet=”20px|40px|20px|40px|false|true” custom_padding_phone=”0px|20px|20px|20px|false|true” custom_css_main_element=”overflow: visible;” border_radii=”off|||60px|60px” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” custom_padding_last_edited=”on|tablet” module_id=”top_banner_row” _builder_version=”4.18.0″ _module_preset=”default” width=”100%” max_width=”1920px” module_alignment=”center” custom_padding=”60px|5%|0px|5%|false|true” custom_padding_tablet=”|0%||0%|false|true” custom_padding_phone=”20px|0%|0px|0%|false|true” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”.” separator_size=”33px” separator_color=”#FFFFFF” use_home_link_custom_text=”off” module_id=”post_bread_cumbb” _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][/dipl_breadcrumb][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”|600|||||||” header_text_color=”#FFFFFF” header_font_size=”80px” header_line_height=”90px” max_width=”450px” custom_padding=”||40px||false|false” custom_padding_tablet=”||40px||false|false”
- [Federal Old](https://www.mortgagedaily.com/news-old/federal-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|on|on” _builder_version=”4.18.0″ _module_preset=”default” custom_padding=”0px||0px||true|false” disabled=”on” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.18.0″ _module_preset=”default” width=”30%” max_width=”100%” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” custom_padding=”5px|15px|5px|15px|true|true” border_radii=”off|||5px|5px” box_shadow_style=”preset3″ box_shadow_vertical=”5px” box_shadow_blur=”8px” box_shadow_spread=”0px” global_colors_info=”{}”][et_pb_blurb title=”Lawsuits” image=”https://www.mortgagedaily.com/wp-content/uploads/2022/08/Types.png” icon_placement=”left” image_icon_width=”80%” _builder_version=”4.18.0″ _module_preset=”default” header_font=”Poppins|600|||||||” header_text_align=”left” header_font_size=”15px” header_line_height=”1.2em” image_icon_custom_margin=”-8px|||10px|false|false” custom_margin=”||0px||false|false” custom_padding=”15px||||false|false” link_option_url=”https://www.mortgagedaily.com/category/news/lawsuits/” custom_css_blurb_image=”width:100%;||” custom_css_blurb_title=”margin-right:15px;” global_colors_info=”{}”][/et_pb_blurb][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” custom_padding=”5px|15px|5px|15px|true|true” border_radii=”off|||5px|5px” box_shadow_style=”preset3″ box_shadow_vertical=”5px” box_shadow_blur=”8px” box_shadow_spread=”0px”
- [Payments Old](https://www.mortgagedaily.com/mortgages-old/programs-old/payments-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#314d70″ custom_padding=”10px||10px||true|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_5,1_5,1_5″ _builder_version=”4.18.0″ _module_preset=”default” max_width=”100%” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_menu menu_id=”4873″ active_link_color=”#1C55D8″ module_class=”subMenu” _builder_version=”4.18.0″ _module_preset=”default” menu_text_color=”#000000″ background_color=”rgba(255,255,255,0)” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][/et_pb_menu][/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_menu menu_id=”4876″ active_link_color=”#000000″ dropdown_menu_bg_color=”#FFFFFF” dropdown_menu_text_color=”#000000″ dropdown_menu_active_link_color=”#1C55D8″ mobile_menu_bg_color=”#FFFFFF” mobile_menu_text_color=”#000000″ cart_icon_color_tablet=”” cart_icon_color_phone=”” cart_icon_color_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” background_color=”rgba(255,255,255,0)” background_layout=”dark” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][/et_pb_menu][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″
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- [Fees Old](https://www.mortgagedaily.com/mortgages-old/programs-old/fees-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#314d70″ custom_padding=”10px||10px||true|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_5,1_5,1_5″ _builder_version=”4.18.0″ _module_preset=”default” max_width=”100%” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_menu menu_id=”4873″ active_link_color=”#1C55D8″ module_class=”subMenu” _builder_version=”4.18.0″ _module_preset=”default” menu_text_color=”#000000″ background_color=”rgba(255,255,255,0)” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][/et_pb_menu][/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_menu menu_id=”4876″ active_link_color=”#000000″ dropdown_menu_bg_color=”#FFFFFF” dropdown_menu_text_color=”#000000″ dropdown_menu_active_link_color=”#1C55D8″ mobile_menu_bg_color=”#FFFFFF” mobile_menu_text_color=”#000000″ cart_icon_color_tablet=”” cart_icon_color_phone=”” cart_icon_color_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” background_color=”rgba(255,255,255,0)” background_layout=”dark” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][/et_pb_menu][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″
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- [Impactful News](https://www.mortgagedaily.com/impactful-news/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#1C55D8″ custom_padding=”0px|40px|0px|40px|false|true” custom_padding_tablet=”20px|40px|20px|40px|false|true” custom_padding_phone=”0px|20px|0px|20px|false|true” hover_enabled=”0″ border_radii=”off|||60px|60px” locked=”off” global_colors_info=”{}” sticky_enabled=”0″][et_pb_row column_structure=”2_3,1_3″ make_equal=”on” module_id=”top_banner_row” _builder_version=”4.18.0″ _module_preset=”default” width=”100%” max_width=”1600px” module_alignment=”center” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#FFFFFF” header_font_size=”65px” custom_margin=”||0px||false|false” header_font_size_tablet=”65px” header_font_size_phone=”35px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”] Impactful News [/et_pb_text][et_pb_divider color=”#FFFFFF” divider_position=”center” divider_weight=”6px” _builder_version=”4.18.0″ _module_preset=”default” max_width=”90px” custom_margin=”-15px||0px||false|false” custom_margin_tablet=”-15px||0px||false|false” custom_margin_phone=”-10px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”][/et_pb_divider][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.18.0″ _module_preset=”default”
- [Impactful News Old](https://www.mortgagedaily.com/impactful-news-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.15.1″ _module_preset=”default” custom_margin=”51px||||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.15.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.15.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.15.1″ _module_preset=”default” width=”70%” module_alignment=”center” custom_padding=”10px||10px||true|false” border_width_bottom=”1px” border_color_bottom=”#d8d8d8″ global_colors_info=”{}”] Impactful News [/et_pb_text][et_pb_code _builder_version=”4.15.1″ _module_preset=”default” global_colors_info=”{}”] Category AllMortgage News (18253)Rates (786)FHA News (470)Foreclosure (274)Appraisal (196)Statistics (40)Types (22)Refinance (20)Subprime (20)Selling (17) Home ClosingThey Call Your Employer Again the Day Before ClosingLenders verify employment again days
- [Buying Map](https://www.mortgagedaily.com/buying-map/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#1C55D8″ custom_padding=”20px|40px|0px|40px|false|true” custom_padding_tablet=”20px|40px|110px|40px|false|true” custom_padding_phone=”0px|20px|80px|20px|false|true” hover_enabled=”0″ border_radii=”off|||60px|60px” locked=”off” global_colors_info=”{}” sticky_enabled=”0″][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” module_id=”top_banner_row” _builder_version=”4.18.0″ _module_preset=”default” width=”100%” max_width=”1600px” module_alignment=”center” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#FFFFFF” header_font_size=”65px” custom_margin=”||0px||false|false” header_font_size_tablet=”65px” header_font_size_phone=”35px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”] Home Buying Map [/et_pb_text][et_pb_divider color=”#FFFFFF” divider_position=”center” divider_weight=”6px” _builder_version=”4.18.0″ _module_preset=”default” max_width=”90px” custom_margin=”-15px||0px||false|false” custom_margin_tablet=”-15px||0px||false|false” custom_margin_phone=”-10px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”][/et_pb_divider][et_pb_text _builder_version=”4.18.0″ _module_preset=”default”
- [Buying Map Old](https://www.mortgagedaily.com/buying-map-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.17.0″ _module_preset=”default” background_color=”#f8fbfe” custom_margin=”||||false|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_row _builder_version=”4.16″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_font=”|800|||||||” header_text_align=”center” custom_margin=”||0px||false|false” header_font_size_tablet=”” header_font_size_phone=”30px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”] Home Buying Map [/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_line_height=”1.5em” header_font=”||||||||” text_orientation=”center” width=”55%” module_alignment=”center” custom_padding=”15px|0px||0px|false|false” hover_enabled=”0″ text_font_size_tablet=”” text_font_size_phone=”15px” text_font_size_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″ module_class=”description_width”] Buying your first home is a big step in
- [About](https://www.mortgagedaily.com/about/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#1C55D8″ custom_padding=”0px|40px|0px|40px|false|true” custom_padding_tablet=”20px|40px|20px|40px|false|true” custom_padding_phone=”0px|20px|0px|20px|false|true” border_radii=”off|||60px|60px” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ make_equal=”on” module_id=”top_banner_row” _builder_version=”4.18.0″ _module_preset=”default” width=”100%” max_width=”1600px” module_alignment=”center” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”|700|||||||” header_text_color=”#FFFFFF” header_font_size=”65px” custom_margin=”||0px||false|false” header_font_size_tablet=”65px” header_font_size_phone=”35px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”] About Us [/et_pb_text][et_pb_divider color=”#FFFFFF” divider_position=”center” divider_weight=”6px” _builder_version=”4.18.0″ _module_preset=”default” max_width=”90px” custom_margin=”-15px||0px||false|false” custom_margin_tablet=”-15px||0px||false|false” custom_margin_phone=”-10px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”][/et_pb_divider][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font=”|300|||||||” text_text_color=”#FFFFFF” text_font_size=”23px”
- [About Old](https://www.mortgagedaily.com/about-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.17.0″ _module_preset=”default” custom_margin=”||||false|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”||||||||” header_font=”||||||||” header_text_align=”center” header_font_size=”35px” header_2_font=”||||||||” global_colors_info=”{}”] About Us [/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”||||||||” text_text_color=”#515260″ text_font_size=”14px” header_font=”||||||||” header_2_font=”||||||||” header_2_font_size=”22px” global_colors_info=”{}”] What is Mortgageco.com? MortgageCo is a private mortgage company focused on providing cutting edge mortgage information and expert advice.
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- [Listing Old](https://www.mortgagedaily.com/selling-old/selling-old/listing-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
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- [Timing Old](https://www.mortgagedaily.com/selling-old/presell-prep-old/timing-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
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- [Conventional Old](https://www.mortgagedaily.com/refinance-old/types-old/conventional-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Cashout Old](https://www.mortgagedaily.com/refinance-old/types-old/cashout-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Rate Shopping Old](https://www.mortgagedaily.com/refinance-old/rates-old/rate-shopping-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Choose right program Old](https://www.mortgagedaily.com/refinance-old/rates-old/choose-right-program-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [The Process Old](https://www.mortgagedaily.com/refinance-old/how-to-refinancing-old/the-process-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Closing Old](https://www.mortgagedaily.com/refinance-old/how-to-refinancing-old/closing-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Should you? Old](https://www.mortgagedaily.com/refinance-old/what-is-refinancing-old/should-you-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Basics Old](https://www.mortgagedaily.com/refinance-old/what-is-refinancing-old/basics-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Strategies? Old](https://www.mortgagedaily.com/buying-old/the-process-old/strategies-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Pre Approval Old](https://www.mortgagedaily.com/buying-old/the-process-old/pre-approval-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Offer Old](https://www.mortgagedaily.com/buying-old/the-process-old/offer-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Inspection Old](https://www.mortgagedaily.com/buying-old/the-process-old/inspection-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Closing Old](https://www.mortgagedaily.com/buying-old/the-process-old/closing-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Appraisal Old](https://www.mortgagedaily.com/buying-old/the-process-old/appraisal-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [What is it Old](https://www.mortgagedaily.com/buying-old/pre-approval-old/what-is-it-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
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- [Types Old](https://www.mortgagedaily.com/mortgages-old/rates-old/types-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Strategies Old](https://www.mortgagedaily.com/mortgages-old/rates-old/strategies-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
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- [FHA Loans Old](https://www.mortgagedaily.com/mortgages-old/types-old/fha-loans-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [USDA Loans Old](https://www.mortgagedaily.com/mortgages-old/types-old/usda-loans-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Adjustable-Rate Mortgages Old](https://www.mortgagedaily.com/mortgages-old/types-old/adjustable-rate-mortgages-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
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- [Unconventional Old](https://www.mortgagedaily.com/mortgages-old/types-old/unconventional-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
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- [Closing Old](https://www.mortgagedaily.com/mortgages-old/process-old/closing-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Appraisal Old](https://www.mortgagedaily.com/mortgages-old/process-old/appraisal-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Inspection Old](https://www.mortgagedaily.com/mortgages-old/process-old/inspection-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [Pre Approval Old](https://www.mortgagedaily.com/mortgages-old/process-old/pre-approval-old/) - [et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ custom_margin=”|0px||0px|false|false” custom_padding=”10px|0px|10px|0px|true|false” border_color_all=”#d6d6d6″ border_width_bottom=”1px” border_color_bottom=”#b2c7d3″ locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.18.0″ _module_preset=”default” width=”84%” max_width=”100%” min_height=”35.8px” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”3_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][dipl_breadcrumb breadcrumb_layout=”layout2″ separator_text=”/” separator_color=”#878787″ use_home_link_custom_text=”off” _builder_version=”4.18.0″ _module_preset=”default” global_text_settings_text_align=”left” text_text_color=”#000000″ link_text_color=”#878787″ custom_padding=”10px||||false|false” global_colors_info=”{}”][/dipl_breadcrumb][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_search placeholder=”Search” button_color=”#1C55D8″ _builder_version=”4.18.0″ _module_preset=”default” form_field_background_color=”#FFFFFF” button_text_color=”#FFFFFF” custom_margin=”|||0px|false|false” border_radii=”off|10px|0px|0px|10px” border_color_all=”#deedf2″ global_colors_info=”{}”][/et_pb_search][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#deedf2″ width=”100%”
- [VA Mortgage Calculator Old](https://www.mortgagedaily.com/calculators-old/va-mortgage-calculator-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#e1ecf4″ custom_margin=”||||false|false” custom_padding=”42px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”Playfair Display|700|||||||” header_text_align=”center” header_font_size=”42px” global_colors_info=”{}”] VA Mortgage Calculator [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.18.0″ _module_preset=”default” width=”85%” max_width=”100%” custom_padding=”150px||150px||true|false” hover_enabled=”0″ global_colors_info=”{}” custom_padding_last_edited=”on|tablet” custom_padding_tablet=”0px||50px||false|false” sticky_enabled=”0″ custom_padding_phone=”0px||50px||false|false”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][c_va_mortgage_calculator][/et_pb_code][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_6,1_6,1_6,1_6,1_6,1_6″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.18.0″ _module_preset=”default” vertical_offset=”-80px” position_origin_a_tablet=”” position_origin_a_phone=”” position_origin_a_last_edited=”on|tablet”
- [Refinance Calculator Old](https://www.mortgagedaily.com/calculators-old/refinance-calculator-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#e1ecf4″ custom_margin=”||||false|false” custom_padding=”42px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”Playfair Display|700|||||||” header_text_align=”center” header_font_size=”42px” global_colors_info=”{}”] Calculate Your Home Refinance Payment [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.18.0″ _module_preset=”default” width=”85%” max_width=”100%” custom_padding=”||150px||false|false” hover_enabled=”0″ global_colors_info=”{}” custom_padding_last_edited=”on|tablet” custom_padding_tablet=”||50px||false|false” sticky_enabled=”0″ custom_padding_phone=”||50px||false|false”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][c_refinancing_mortgage_calculator][/et_pb_code][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_6,1_6,1_6,1_6,1_6,1_6″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.18.0″ _module_preset=”default” vertical_offset=”-80px” position_origin_a_tablet=””
- [Mortgage Calculator Old](https://www.mortgagedaily.com/calculators-old/mortgage-calculator-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#e1ecf4″ custom_margin=”||||false|false” custom_padding=”42px||0px||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”Playfair Display|700|||||||” header_text_align=”center” header_font_size=”42px” global_colors_info=”{}”] Mortgage Calculator [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row custom_padding_last_edited=”on|phone” _builder_version=”4.18.0″ _module_preset=”default” width=”85%” max_width=”100%” custom_padding=”||150px||false|false” custom_padding_tablet=”||150px||false|false” custom_padding_phone=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][c_mortgage_calculator][/et_pb_code][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_6,1_6,1_6,1_6,1_6,1_6″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.18.0″ _module_preset=”default” vertical_offset=”-80px” position_origin_a_tablet=”” position_origin_a_phone=”” position_origin_a_last_edited=”on|tablet” position_origin_f_tablet=”” position_origin_f_phone=”” position_origin_f_last_edited=”on|tablet” position_origin_r_tablet=””
- [Home Affordability Calculator Old](https://www.mortgagedaily.com/calculators-old/home-affordability-calculator-old/) - How much can you afford? Get a detailed breakdown of your monthly payments with our affordability calculater.
- [Cost & Closing Old](https://www.mortgagedaily.com/selling-old/cost-closing-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||||false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”20px||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.18.0″ _module_preset=”default” width=”85%” max_width=”100%” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”Playfair Display|700|||||||” header_text_color=”#314d70″ header_font_size=”51px” width=”110%” width_tablet=”110%” width_phone=”100%” width_last_edited=”on|phone” custom_margin=”15px||0px||false|false” custom_padding=”||0px||false|false” hover_enabled=”0″ header_font_size_tablet=”51px” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}” header_text_align_last_edited=”on|phone” header_text_align_phone=”center” sticky_enabled=”0″] Cost & Closing [/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font_size=”14px” width=”118%” width_tablet=”95%” width_phone=”100%” width_last_edited=”on|tablet”
- [Selling Old](https://www.mortgagedaily.com/selling-old/selling-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||||false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”20px||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.18.0″ _module_preset=”default” width=”85%” max_width=”100%” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”Playfair Display|700|||||||” header_text_color=”#314d70″ header_font_size=”51px” width=”110%” width_tablet=”110%” width_phone=”100%” width_last_edited=”on|phone” custom_margin=”15px||0px||false|false” custom_padding=”||0px||false|false” hover_enabled=”0″ header_text_align_tablet=”” header_text_align_phone=”center” header_text_align_last_edited=”on|phone” header_font_size_tablet=”51px” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}” sticky_enabled=”0″] Selling [/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font_size=”14px” width=”118%” width_tablet=”95%” width_phone=”100%” width_last_edited=”on|tablet” custom_padding=”|30px|||false|false”
- [Preliminary Decisions Old](https://www.mortgagedaily.com/selling-old/preliminary-decisions-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||||false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”20px||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.18.0″ _module_preset=”default” width=”85%” max_width=”100%” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”Playfair Display|700|||||||” header_text_color=”#314d70″ header_font_size=”51px” width=”110%” width_tablet=”110%” width_phone=”100%” width_last_edited=”on|phone” custom_margin=”15px||0px||false|false” custom_padding=”||0px||false|false” hover_enabled=”0″ header_font_size_tablet=”51px” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}” header_text_align_last_edited=”on|phone” header_text_align_phone=”center” sticky_enabled=”0″] Preliminary Decisions [/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font_size=”14px” width=”118%” width_tablet=”95%” width_phone=”100%” width_last_edited=”on|tablet” custom_padding=”|30px|||false|false”
- [Presell Prep Old](https://www.mortgagedaily.com/selling-old/presell-prep-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||||false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”20px||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.18.0″ _module_preset=”default” width=”85%” max_width=”100%” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”Playfair Display|700|||||||” header_text_color=”#314d70″ header_font_size=”51px” width=”110%” width_tablet=”110%” width_phone=”110%” width_last_edited=”on|phone” custom_margin=”15px||0px||false|false” custom_padding=”||0px||false|false” hover_enabled=”0″ header_font_size_tablet=”51px” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}” header_text_align_last_edited=”on|phone” header_text_align_phone=”center” sticky_enabled=”0″] Presell Prep [/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font_size=”14px” width=”118%” width_tablet=”95%” width_phone=”100%” width_last_edited=”on|tablet” custom_padding=”|30px|||false|false”
- [Rates Old](https://www.mortgagedaily.com/refinance-old/rates-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||||false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”20px||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.18.0″ _module_preset=”default” width=”85%” max_width=”100%” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”Playfair Display|700|||||||” header_text_color=”#314d70″ header_font_size=”51px” width=”110%” width_tablet=”110%” width_phone=”110%” width_last_edited=”on|phone” custom_margin=”15px||0px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”51px” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”] Rates [/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font_size=”14px” width=”118%” width_tablet=”95%” width_phone=”95%” width_last_edited=”on|tablet” hover_enabled=”0″ global_colors_info=”{}” custom_padding=”|30px|||false|false” sticky_enabled=”0″] A mortgage
- [Types Old](https://www.mortgagedaily.com/refinance-old/types-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||||false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”20px||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.18.0″ _module_preset=”default” width=”85%” max_width=”100%” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”Playfair Display|700|||||||” header_text_color=”#314d70″ header_font_size=”51px” width=”110%” width_tablet=”110%” width_phone=”110%” width_last_edited=”on|phone” custom_margin=”15px||0px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”51px” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”] Types [/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font_size=”14px” width=”118%” width_tablet=”95%” width_phone=”95%” width_last_edited=”on|tablet” custom_padding=”|30px|||false|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] There are
- [How to refinancing Old](https://www.mortgagedaily.com/refinance-old/how-to-refinancing-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||||false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”20px||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.18.0″ _module_preset=”default” width=”85%” max_width=”100%” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”Playfair Display|700|||||||” header_text_color=”#314d70″ header_font_size=”51px” width=”110%” width_tablet=”110%” width_phone=”110%” width_last_edited=”on|phone” custom_margin=”15px||0px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”51px” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”] How to Refinance [/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font_size=”14px” width=”118%” width_tablet=”95%” width_phone=”95%” width_last_edited=”on|tablet” custom_padding=”|30px|||false|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]
- [What is refinancing Old](https://www.mortgagedaily.com/refinance-old/what-is-refinancing-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||||false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”20px||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.18.0″ _module_preset=”default” width=”85%” max_width=”100%” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”Playfair Display|700|||||||” header_text_color=”#314d70″ header_font_size=”51px” width=”110%” width_tablet=”110%” width_phone=”110%” width_last_edited=”on|phone” custom_margin=”15px||0px||false|false” custom_padding=”||0px||false|false” hover_enabled=”0″ header_font_size_tablet=”51px” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}” sticky_enabled=”0″] What is Refinancing [/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font_size=”14px” width=”118%” width_tablet=”95%” width_phone=”95%” width_last_edited=”on|tablet” custom_padding=”|30px|||false|false” global_colors_info=”{}”]
- [The Process Old](https://www.mortgagedaily.com/buying-old/the-process-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||||false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”20px||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.18.0″ _module_preset=”default” width=”85%” max_width=”100%” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”Playfair Display|700|||||||” header_text_color=”#314d70″ header_font_size=”51px” width=”110%” width_tablet=”110%” width_phone=”110%” width_last_edited=”on|phone” custom_margin=”15px||0px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”51px” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”] The Process [/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font_size=”14px” width=”118%” width_tablet=”95%” width_phone=”95%” width_last_edited=”on|tablet” hover_enabled=”0″ global_colors_info=”{}” custom_padding=”|30px|||false|false” sticky_enabled=”0″] Purchasing
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- [Mortgages Old](https://www.mortgagedaily.com/mortgages-old/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||||false|false” custom_margin_tablet=”||0px||false|false” custom_margin_phone=”0px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”20px||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.18.0″ _module_preset=”default” width=”85%” max_width=”100%” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_font=”Playfair Display|700|||||||” header_text_color=”#314d70″ header_font_size=”51px” width=”110%” width_tablet=”110%” width_phone=”110%” width_last_edited=”on|phone” custom_margin=”15px||0px||false|false” custom_padding=”||0px||false|false” header_font_size_tablet=”51px” header_font_size_phone=”36px” header_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”] Mortgages [/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_font_size=”14px” width=”118%” width_tablet=”95%” width_phone=”95%” width_last_edited=”on|tablet” hover_enabled=”0″ global_colors_info=”{}” custom_padding=”|30px|||false|false” sticky_enabled=”0″] A mortgage
- [Homepage-21-9](https://www.mortgagedaily.com/homepage-21-9/) - Welcome to the leading source for real estate and daily mortgage news, advice, tips & more. Read everything from mortgage rates to home buying.
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- [Home](https://www.mortgagedaily.com/home-3/) - [et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_image=”https://www.mortgagedaily.com/wp-content/uploads/2022/12/v725-te-34-scaled.jpg” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.18.0″ _module_preset=”default” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_text_color=”#000000″ header_font=”Poppins|700|||||||” header_text_color=”#000000″ header_font_size=”86px” custom_margin=”||0px||false|false” custom_padding=”87px||0px||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”0px||||false|false” custom_padding_last_edited=”on|phone” header_font_size_tablet=”40px” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” global_colors_info=”{}”] Mortgage Rates, News & More [/et_pb_text][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_4_font=”Poppins|500|||||||” header_4_font_size=”22px” global_colors_info=”{}”] All the tools, advice, and information you need from trusted experts to help
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- [Level 2](https://www.mortgagedaily.com/level-2/) - [et_pb_section fb_built=”1″ specialty=”on” _builder_version=”4.18.0″ _module_preset=”default” background_color=”#1c55d8″ border_radii=”off|||80px|80px” global_colors_info=”{}”][et_pb_column type=”1_2″ specialty_columns=”2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.18.0″ _module_preset=”default” custom_padding=”||30px|||” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”1_2″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” header_3_font=”Poppins|700|||||||” header_3_text_color=”#FFFFFF” header_3_font_size=”52px” header_3_line_height=”1.3em” text_orientation=”center” custom_margin=”75px||-2px|||” global_colors_info=”{}”] Mortgages [/et_pb_text][dipl_separator seprator_thickness=”5px” separator_color=”#FFFFFF” _builder_version=”4.18.0″ _module_preset=”default” width=”12%” global_colors_info=”{}”][/dipl_separator][et_pb_text _builder_version=”4.18.0″ _module_preset=”default” text_text_color=”#FFFFFF” global_colors_info=”{}”] The mortgage process is complex, but it can be broken down into
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## Categories

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- [Mortgage Rate Forecast](https://www.mortgagedaily.com/./mortgage-rate-forecast/) - Weekly 5-day mortgage rate forecasts with economic analysis, rate lock recommendations, and borrower guidance from MortgageDaily.com

## Tags

- [home search](https://www.mortgagedaily.com/tag/home-search/)
- [application](https://www.mortgagedaily.com/tag/application/)
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- [VA](https://www.mortgagedaily.com/tag/va/)
- [Pre-approval](https://www.mortgagedaily.com/tag/pre-approval/)
- [Conventional](https://www.mortgagedaily.com/tag/conventional/)
- [Jumbo](https://www.mortgagedaily.com/tag/jumbo/)
- [USDA](https://www.mortgagedaily.com/tag/usda/)
- [Reverse](https://www.mortgagedaily.com/tag/reverse/)
- [Preparation](https://www.mortgagedaily.com/tag/preparation/)
- [House Hunting](https://www.mortgagedaily.com/tag/house-hunting/)
- [Offer and NEgotiations](https://www.mortgagedaily.com/tag/offer-and-negotiations/)
- [Introduction to Refinancing](https://www.mortgagedaily.com/tag/introduction-to-refinancing/)
- [Evaluating Your Current Mortgage](https://www.mortgagedaily.com/tag/evaluating-your-current-mortgage/)
- [Understanding Refinance Options](https://www.mortgagedaily.com/tag/understanding-refinance-options/)
- [The Refinance Process](https://www.mortgagedaily.com/tag/the-refinance-process/)
- [Marketing](https://www.mortgagedaily.com/tag/marketing/)
- [Negotiation](https://www.mortgagedaily.com/tag/negotiation/)
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- [Rates & The Economy](https://www.mortgagedaily.com/tag/rates-the-economy/)
- [How To Find a Lender](https://www.mortgagedaily.com/tag/how-to-find-a-lender/)
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